Plaid · Plaid Terms of Use · View original document ↗

Disclaimer of Warranties on Financial Data Accuracy

Medium severity Unique · 0 of 343 platforms
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This analysis describes what Plaid's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

This disclaimer allocates risk regarding service performance and data accuracy to the user. By disclaiming warranties on financial data accuracy and service reliability, the provision establishes that Plaid is not contractually obligated to guarantee the precision or continuous availability of its platform or the financial information it transmits.

Consumer impact (what this means for users)

Users operate under terms in which Plaid does not warrant the accuracy of financial data provided through its services or guarantee uninterrupted operation. Users cannot rely on contractual warranties regarding the correctness or reliability of information obtained through the platform.

How other platforms handle this

Dun & Bradstreet Medium

Dun & Bradstreet does not warrant the accuracy, completeness or timeliness of any of the Services. ALL SERVICES ON THIS DUN & BRADSTREET SITE, OR A LINKED SITE, ARE PROVIDED ON AN "AS IS," "AS AVAILABLE" BASIS. DUN & BRADSTREET DISCLAIMS ALL WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDI...

Grammarly Medium

THE SERVICES ARE PROVIDED 'AS IS' AND 'AS AVAILABLE' WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. GRAMMARLY DOES NOT WARRANT THAT THE SERVICES WILL BE UN...

Replit Medium

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. REPLIT DOES NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED...

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▸ View Original Clause Language DOCUMENT RECORD
"
THE SERVICES ARE PROVIDED 'AS IS' AND 'AS AVAILABLE' WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. PLAID DOES NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE SERVICES OR THE SERVERS THAT MAKE THE SERVICES AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. PLAID DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE SERVICES IN TERMS OF CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE.

— Excerpt from Plaid's Plaid Terms of Use

Applicable regulations

FTC Act Section 5
United States Federal

Provision details

Document information
Document
Plaid Terms of Use
Entity
Plaid
Document last updated
May 5, 2026
Tracking information
First tracked
May 7, 2026
Last verified
May 9, 2026
Record ID
CA-P-004865
Document ID
CA-D-00535
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
46f21c2f172027b217f13228d920b9779c4efb29a5533b2408125baf80cbcec7
Analysis generated
May 7, 2026 09:31 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Plaid
Document: Plaid Terms of Use
Record ID: CA-P-004865
Captured: 2026-05-07 09:31:54 UTC
SHA-256: 46f21c2f172027b2…
URL: https://conductatlas.com/platform/plaid/plaid-terms-of-use/disclaimer-of-warranties-on-financial-data-accuracy/
Accessed: June 10, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

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Frequently Asked Questions

What does Plaid's Disclaimer of Warranties on Financial Data Accuracy clause do?

This disclaimer allocates risk regarding service performance and data accuracy to the user. By disclaiming warranties on financial data accuracy and service reliability, the provision establishes that Plaid is not contractually obligated to guarantee the precision or continuous availability of its platform or the financial information it transmits.

How does this clause affect you?

Users operate under terms in which Plaid does not warrant the accuracy of financial data provided through its services or guarantee uninterrupted operation. Users cannot rely on contractual warranties regarding the correctness or reliability of information obtained through the platform.

Is ConductAtlas affiliated with Plaid?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Plaid.