Provision record
Pinterest Ads · Pinterest Advertising Guidelines · View original document ↗

Protected Group Targeting Restrictions for Credit, Employment, and Housing Ads

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Document Record

What it is

In certain markets, advertisers in the credit, employment, and housing categories cannot use actalike audiences, age, gender, or postal code targeting, and cannot exclude protected groups, with non-compliant ads blocked from running.

This analysis describes what Pinterest Ads's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

This provision aligns Pinterest's credit, employment, and housing ad targeting rules with civil rights law requirements in applicable markets, and establishes that partial compliance (targeting both prohibited and non-prohibited criteria) does not result in full ad delivery but rather exclusion of delivery on prohibited criteria.

Clause Stability Stable

0
Changes
3
Months Monitored
Jul 9, 2026
First Seen
Jul 9, 2026
Last Seen

Consumer impact (what this means for users)

Under these terms, advertisers in credit, employment, and housing categories in applicable markets cannot exclude or differentially target users based on age, gender, familial status, or postal code, reducing the ability to use these signals to limit ad audience reach in these legally sensitive categories.

Cross-platform context

See how other platforms handle Protected Group Targeting Restrictions for Credit, Employment, and Housing Ads and similar clauses.

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▸ View Original Clause Language DOCUMENT RECORD
"
Some ad categories have additional targeting restrictions. In addition to the sensitive targeting guidelines, in certain markets ads in the following categories can't use actalike, age, gender or postal code targeting options or exclude Protected groups: Credit: Ads promoting credit products like credit cards, mortgages and loans. Employment: Ads promoting employment opportunities, including full-time jobs, part-time jobs, and work from home jobs. Housing: Ads promoting the purchase, sale, or rental of land or homes. Keep in mind that age, gender, and familial status are protected, in addition to certain groups for which Pinterest prohibits targeting generally. Ads in these categories using prohibited targeting criteria will not be allowed to run. Ads in these categories that target both prohibited and non-prohibited keywords and/or interests may be approved but will not serve on any prohibited targeting criteria.

Excerpt from Pinterest Ads's Pinterest Advertising Guidelines

ConductAtlas Analysis

Institutional analysis (regulatory & governance intelligence)

(1) REGULATORY LANDSCAPE: This provision engages the Fair Housing Act, the Equal Credit Opportunity Act, and the Age Discrimination in Employment Act in the US context, all of which prohibit discriminatory targeting in housing, credit, …

Insight

Unlock the full institutional analysis

Enforcement risk, jurisdiction flags, contract triggers, and due diligence action items.

Applicable agencies

  • Federal Trade Commission (ftc)
    Oversees unfair or deceptive business practices and can investigate companies that mislead consumers about data collection, sharing, or use.
    Who can file: Anyone affected by the company's practices (US or international)
    What you need: Your account details, a timeline of relevant events, and a description of the specific issue
    What to expect: Complaints inform FTC enforcement priorities and investigations but do not result in individual resolution or compensation
    File a complaint →
  • State Attorney General
    State AGs in California, New York, Texas, and other states can investigate violations of state consumer protection and privacy laws, including CCPA (California), SHIELD Act (New York), and equivalents.
    Who can file: Residents of states with comprehensive privacy laws — primarily California, Virginia, Colorado, Connecticut, and Utah
    What you need: Evidence of the violation, explanation of how your state rights were affected, and your account or contact information with the company
    What to expect: Outcomes vary by state. May result in investigation, enforcement action, or requirement for the company to change practices. No direct individual compensation in most cases.

    Search "[your state] attorney general consumer complaint" to find your state's direct complaint form

Provision details

Document information
Document
Pinterest Advertising Guidelines
Entity
Pinterest Ads
Document last updated
May 20, 2026
Tracking information
First tracked
May 20, 2026
Last verified
July 9, 2026
Record ID
CA-P-015218
Document ID
CA-D-00877
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
5540325bbc2d44061fc3548c982d30ab20e99a7be03e62a88561571532d323e7
Analysis generated
May 20, 2026 13:14 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Pinterest Ads
Document: Pinterest Advertising Guidelines
Record ID: CA-P-015218
Captured: 2026-05-20 13:14:50 UTC
SHA-256: 5540325bbc2d4406…
URL: https://conductatlas.com/platform/pinterest-ads/pinterest-advertising-guidelines/provision/CA-P-015218/protected-group-targeting-restrictions-for-credit-employment-and-housing-ads/
Accessed: Aug. 18, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

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Frequently Asked Questions

What does Pinterest Ads's Protected Group Targeting Restrictions for Credit, Employment, and Housing Ads clause do?

This provision aligns Pinterest's credit, employment, and housing ad targeting rules with civil rights law requirements in applicable markets, and establishes that partial compliance (targeting both prohibited and non-prohibited criteria) does not result in full ad delivery but rather exclusion of delivery on prohibited criteria.

How does this clause affect you?

Under these terms, advertisers in credit, employment, and housing categories in applicable markets cannot exclude or differentially target users based on age, gender, familial status, or postal code, reducing the ability to use these signals to limit ad audience reach in these legally sensitive categories.

Is ConductAtlas affiliated with Pinterest Ads?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Pinterest Ads.