PayPal · PayPal User Agreement · View original document ↗

Multi-Factor Authentication Compliance Attestation for Business SSO Users

Medium severity High confidence Explicitdocumentlanguage Unique · 0 of 325 platforms
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This analysis describes what PayPal's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

The clause establishes a compliance verification mechanism for SSO users by conditioning account access through this authentication method on regulatory attestation and documentation. This allows PayPal to maintain audit trails and evidence of MFA compliance status for business accounts using federated identity management.

Consumer impact (what this means for users)

Users employing SAML SSO for account access must affirm and document their compliance with specified federal and state Multi-Factor Authentication safeguarding standards. The terms authorize PayPal to request compliance documentation on a reasonable basis to verify this attestation.

Cross-platform context

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▸ View Original Clause Language DOCUMENT RECORD
"
If you, or any other person associated with your account, use SAML SSO (Security Assertion Markup Language Single Sign-On) to allow access to your accounts with PayPal, you attest that you are compliant with applicable state and Federal Multi-Factor Authentication ("MFA") regulations (e.g., NY DFS Part 500 and 16 CFR Part 314: Standards For Safeguarding Customer Information). You will provide information to demonstrate compliance with this requirement as reasonably requested by PayPal.

— Excerpt from PayPal's PayPal User Agreement

Provision details

Document information
Document
PayPal User Agreement
Entity
PayPal
Document last updated
May 5, 2026
Tracking information
First tracked
May 9, 2026
Last verified
May 12, 2026
Record ID
CA-P-007319
Document ID
CA-D-00044
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
2d0381243294a2aed314178811fad5fec7c963abac577fa68b10c8714dff07dc
Analysis generated
May 9, 2026 17:23 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: PayPal
Document: PayPal User Agreement
Record ID: CA-P-007319
Captured: 2026-05-09 17:23:44 UTC
SHA-256: 2d0381243294a2ae…
URL: https://conductatlas.com/platform/paypal/paypal-user-agreement/multi-factor-authentication-compliance-attestation-for-business-sso-users/
Accessed: May 20, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

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Built from archived source documents, structured governance mappings, and historical version tracking.

Frequently Asked Questions

What does PayPal's Multi-Factor Authentication Compliance Attestation for Business SSO Users clause do?

The clause establishes a compliance verification mechanism for SSO users by conditioning account access through this authentication method on regulatory attestation and documentation. This allows PayPal to maintain audit trails and evidence of MFA compliance status for business accounts using federated identity management.

How does this clause affect you?

Users employing SAML SSO for account access must affirm and document their compliance with specified federal and state Multi-Factor Authentication safeguarding standards. The terms authorize PayPal to request compliance documentation on a reasonable basis to verify this attestation.

Is ConductAtlas affiliated with PayPal?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by PayPal.