PayPal · PayPal User Agreement · View original document ↗

MFA Compliance Attestation for Business Accounts Using SAML SSO

Medium severity Unique · 0 of 325 platforms
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Recent governance activity PayPal recorded 16 documented changes in the last 30 days.
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This analysis describes what PayPal's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

The clause establishes an attestation requirement tied to regulatory standards for account security. It authorizes PayPal to verify MFA compliance through information requests, establishing a conditional use framework for SAML SSO access.

Consumer impact (what this means for users)

Users accessing accounts via SAML SSO must confirm MFA regulatory compliance and provide supporting documentation upon request. Non-compliance with this attestation requirement creates potential account access restrictions or service limitations.

Cross-platform context

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▸ View Original Clause Language DOCUMENT RECORD
"
If you, or any other person associated with your account, use SAML SSO (Security Assertion Markup Language Single Sign-On) to allow access to your accounts with PayPal, you attest that you are compliant with applicable state and Federal Multi-Factor Authentication ("MFA") regulations (e.g., NY DFS Part 500 and 16 CFR Part 314: Standards For Safeguarding Customer Information). You will provide information to demonstrate compliance with this requirement as reasonably requested by PayPal.

— Excerpt from PayPal's PayPal User Agreement

Provision details

Document information
Document
PayPal User Agreement
Entity
PayPal
Document last updated
May 5, 2026
Tracking information
First tracked
May 9, 2026
Last verified
May 12, 2026
Record ID
CA-P-002716
Document ID
CA-D-00044
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
2d0381243294a2aed314178811fad5fec7c963abac577fa68b10c8714dff07dc
Analysis generated
May 9, 2026 17:23 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: PayPal
Document: PayPal User Agreement
Record ID: CA-P-002716
Captured: 2026-05-09 17:23:44 UTC
SHA-256: 2d0381243294a2ae…
URL: https://conductatlas.com/platform/paypal/paypal-user-agreement/mfa-compliance-attestation-for-business-accounts-using-saml-sso/
Accessed: May 20, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

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Frequently Asked Questions

What does PayPal's MFA Compliance Attestation for Business Accounts Using SAML SSO clause do?

The clause establishes an attestation requirement tied to regulatory standards for account security. It authorizes PayPal to verify MFA compliance through information requests, establishing a conditional use framework for SAML SSO access.

How does this clause affect you?

Users accessing accounts via SAML SSO must confirm MFA regulatory compliance and provide supporting documentation upon request. Non-compliance with this attestation requirement creates potential account access restrictions or service limitations.

Is ConductAtlas affiliated with PayPal?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by PayPal.