Incorporation by reference of external policies means your obligations extend well beyond the User Agreement itself, and violations of those external policies (such as the Acceptable Use Policy) can result in account suspension or fund seizure without your having consciously reviewed those terms.
PayPal's User Agreement significantly affects consumers by requiring mandatory individual arbitration and waiving the right to participate in class action lawsuits, limiting legal recourse for disputes over fees, account freezes, or unauthorized transactions. PayPal also reserves broad rights to hold or freeze funds in accounts suspected of policy violations, dispute activity, or elevated risk — potentially leaving users unable to access their money for extended periods. You can opt out of the arbitration clause by mailing a written opt-out notice to PayPal's designated address within 30 days of first accepting the agreement.
How other platforms handle this
Unless otherwise explicitly authorized, you agree not to: ...(ix) engage in any of the foregoing in connection with the use, creation, development, modification, prompting, fine-tuning, training, testing, benchmarking or validation of any machine learning tool, model, system, algorithm, product or o...
Do Not Create Psychologically or Emotionally Harmful Content
If you believe that your copyrighted work has been copied in a way that constitutes copyright infringement and is accessible via the Services, please notify Snap's copyright agent as set forth in the Digital Millennium Copyright Act of 1998 (DMCA). For your complaint to be valid under the DMCA, you ...
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Watch PayPalIncorporation by reference of external policies means your obligations extend well beyond the User Agreement itself, and violations of those external policies (such as the Acceptable Use Policy) can result in account suspension or fund seizure without your having consciously reviewed those terms.
ConductAtlas has identified this type of provision across 1 platforms. See the full comparison.
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