This analysis describes what PayPal's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
By referencing regulated definitions—money service business and electronic money institution—PayPal ties the scope of this category to existing regulatory classifications, which vary by jurisdiction.
Interpretive note: The pre-approval requirement named in the clause is not present in the quoted language.
If you use PayPal to provide payment services that qualify as a money service business or electronic money institution, or to sell stored value cards or escrow services, your activity falls within this defined policy category.
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The Services are intended for business use by corporate or business entities, and you agree that you will not use the Services for any personal or individual use.
The Escrow Services are intended for business use, and you agree to use the Escrow Services only for business purposes and not for consumer, personal, family, or household purposes.
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"Providing payment services which would fall under the definition of a money service business or an electronic money institution. Services would also include the sale of stored value cards and escrow services.— Excerpt from PayPal's PayPal Acceptable Use Policy
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By referencing regulated definitions—money service business and electronic money institution—PayPal ties the scope of this category to existing regulatory classifications, which vary by jurisdiction.
If you use PayPal to provide payment services that qualify as a money service business or electronic money institution, or to sell stored value cards or escrow services, your activity falls within this defined policy category.
ConductAtlas has identified this type of provision across 285 platforms. See the full comparison.
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