Provision record
Oscar Health · Oscar Health Privacy Policy · View original document ↗

State-Specific Consumer Privacy Rights

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Document Record

What it is

The policy provides access, correction, deletion, and data sale opt-out rights to residents of approximately nineteen named states, subject to the HIPAA carve-out described elsewhere in the policy. Requests may be submitted online or by phone at 1-855-672-2755, and denied requests may be appealed to the company and then to the relevant state Attorney General.

This analysis describes what Oscar Health's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

This provision operationalizes state consumer privacy rights for residents of approximately nineteen states and establishes a two-step appeal process, first to Oscar and then to the state Attorney General, for denied requests; the HIPAA carve-out applies as a limitation on the scope of these rights for health-related data.

Consumer impact (what this means for users)

Residents of the approximately nineteen named states may submit requests to access, correct, or delete their personal information, and to opt out of data sales or sharing, subject to HIPAA exceptions. Under this provision, Oscar states it will not discriminate against consumers for exercising privacy rights, though it reserves the right to charge a reasonable fee for compliance with requests to the extent permitted by applicable law.

What you can do

⚠️ These actions may provide transparency or partial mitigation but may not fully address the underlying issue. Effectiveness varies by jurisdiction and individual circumstances.
  • Delete Your Data
    Call 1-855-672-2755 to submit a deletion request, or use the online form linked in the policy. Be prepared to provide identifying information including name, email, home address, date of birth, phone number, or account information for identity verification. Note that deletion results in permanent account termination as stated in the policy.

Cross-platform context

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▸ View Original Clause Language DOCUMENT RECORD
"
This Section is provided specifically for residents of California, Colorado, Connecticut, Delaware, Indiana, Iowa, Kentucky, Maryland, Minnesota, Montana, Nebraska, New Hampshire, New Jersey, Oregon, Rhode Island, Tennessee, Texas, Utah and Virginia. In addition to the disclosures and rights provided above in this Notice, you may be entitled to exercise certain requests regarding your Personal Information as described below, subject as noted above to some exceptions that apply to us as a HIPAA-regulated organization and/or in regard to HIPAA-covered information.

Excerpt from Oscar Health's Privacy Policy

ConductAtlas Analysis

Institutional analysis (regulatory & governance intelligence)

1) REGULATORY LANDSCAPE: This provision directly implements requirements under CCPA, CPRA, and the analogous statutes in the approximately eighteen additional named states.

Insight

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Enforcement risk, jurisdiction flags, contract triggers, and due diligence action items.

Applicable agencies

  • State Attorney General
    State AGs in California, New York, Texas, and other states can investigate violations of state consumer protection and privacy laws, including CCPA (California), SHIELD Act (New York), and equivalents.
    Who can file: Residents of states with comprehensive privacy laws — primarily California, Virginia, Colorado, Connecticut, and Utah
    What you need: Evidence of the violation, explanation of how your state rights were affected, and your account or contact information with the company
    What to expect: Outcomes vary by state. May result in investigation, enforcement action, or requirement for the company to change practices. No direct individual compensation in most cases.

    Search "[your state] attorney general consumer complaint" to find your state's direct complaint form

  • Department Of Health & Human Services, Office For Civil Rights (hhs Ocr)
    Enforces HIPAA Privacy and Security Rules, which protect health information held by healthcare providers, health plans, and their business associates.
    Who can file: Anyone whose HIPAA rights may have been violated by a covered entity (healthcare provider, health plan, or healthcare clearinghouse)
    What you need: Name of the entity, description of the violation, date of the incident, and your contact information. Must file within 180 days of the violation.
    What to expect: HHS OCR investigates and may require the entity to take corrective action. Does not provide individual compensation. Serious violations can result in civil monetary penalties.
    File a complaint →

Provision details

Document information
Document
Oscar Health Privacy Policy
Entity
Oscar Health
Document last updated
May 5, 2026
Tracking information
First tracked
July 12, 2026
Last verified
July 12, 2026
Record ID
CA-P-074467
Document ID
CA-D-00432
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
9cf70102af4c09ed4faec02acb9596f491854ddc50184ee213c31d17f4efbccc
Analysis generated
July 12, 2026 16:57 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Oscar Health
Document: Oscar Health Privacy Policy
Record ID: CA-P-074467
Captured: 2026-07-12 16:57:17 UTC
SHA-256: 9cf70102af4c09ed…
URL: https://conductatlas.com/platform/oscar-health/oscar-health-privacy-policy/provision/CA-P-074467/state-specific-consumer-privacy-rights/
Accessed: Sept. 13, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

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Frequently Asked Questions

What does Oscar Health's State-Specific Consumer Privacy Rights clause do?

This provision operationalizes state consumer privacy rights for residents of approximately nineteen states and establishes a two-step appeal process, first to Oscar and then to the state Attorney General, for denied requests; the HIPAA carve-out applies as a limitation on the scope of these rights for health-related data.

How does this clause affect you?

Residents of the approximately nineteen named states may submit requests to access, correct, or delete their personal information, and to opt out of data sales or sharing, subject to HIPAA exceptions. Under this provision, Oscar states it will not discriminate against consumers for exercising privacy rights, though it reserves the right to charge a reasonable fee for compliance with requests …

Is ConductAtlas affiliated with Oscar Health?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Oscar Health.