“such personal accident or rider liability coverage does not cover damage that occurs while you are in breach of the Terms or any applicable insurance terms and conditions, and in such an event you will be responsible for the full cost of such damage.”
This analysis describes what Lime's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
A breach of the Terms — even a minor one — can void insurance coverage entirely, leaving the user personally liable for the full cost of any damage incurred during that breach.
If you are in breach of the Terms or applicable insurance terms at the time damage occurs, you bear the full cost of that damage with no coverage from Lime's personal accident or rider liability insurance.
How other platforms handle this
These terms don't limit liability for gross negligence or willful misconduct.
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"such personal accident or rider liability coverage does not cover damage that occurs while you are in breach of the Terms or any applicable insurance terms and conditions, and in such an event you will be responsible for the full cost of such damage.Excerpt from Lime's Terms of Service
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A breach of the Terms — even a minor one — can void insurance coverage entirely, leaving the user personally liable for the full cost of any damage incurred during that breach.
If you are in breach of the Terms or applicable insurance terms at the time damage occurs, you bear the full cost of that damage with no coverage from Lime's personal accident or rider liability insurance.
ConductAtlas has identified this type of provision across 286 platforms. See the full comparison.
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