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GM disclaims all express and implied warranties related to gm.com, including warranties regarding content accuracy, and assumes no liability for personal injury, property damage, unauthorized access to personal or financial information, or service interruptions arising from site use.
This analysis describes what General Motors's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision disclaims liability for unauthorized access to personal and financial information stored on GM's servers, as well as for personal injury and property damage arising from use of the Web site. The disclaimer applies to the fullest extent permitted by law, which preserves user rights under applicable consumer protection statutes that cannot be contractually waived.
Under this clause, GM disclaims responsibility for inaccuracies in content, personal injury or property damage resulting from site use, and unauthorized access to personal or financial information stored on the site's servers. Applicable law in the user's jurisdiction may limit the scope of warranty disclaimers that can be enforced against consumers.
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"YOU AGREE THAT YOUR USE OF THE WEB SITE SHALL BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, GM, ITS OFFICERS, DIRECTORS, EMPLOYEES, PARENTS, AFFILIATES, SHAREHOLDERS, REPRESENTATIVES AND AGENTS DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE WEB SITE AND YOUR USE THEREOF. GM MAKES NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF ANY USER GENERATED CONTENT OR THE CONTENT OF ANY SITES LINKED TO THIS SITE AND ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ANY (I) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT, (II) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF OUR WEBSITE, (III) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION STORED THEREIN.Excerpt from General Motors's GM Terms of Use
1) REGULATORY LANDSCAPE: Warranty disclaimers in consumer contracts are subject to state Uniform Commercial Code provisions and consumer protection statutes, which may limit the effectiveness of blanket disclaimers. The FTC Act governs unfair or deceptive practices including the adequacy of disclosure of material limitations on consumer remedies. Disclaimers of liability for data breaches may interact with state data breach notification statutes and the FTC's data security enforcement authority. 2) GOVERNANCE EXPOSURE: Medium. The disclaimer of liability for unauthorized access to personal and financial information stored on secure servers is operationally significant in the context of data breach scenarios. While the disclaimer applies to the fullest extent permitted by law, state data breach statutes independently impose notification and remediation obligations that cannot be contractually disclaimed. 3) JURISDICTION FLAGS: California, Illinois, New York, and other states have data breach notification laws that impose independent obligations regardless of contractual disclaimers. EU users retain rights under GDPR that cannot be waived by contractual terms. The effectiveness of the personal injury and property damage disclaimer against consumers may be limited in jurisdictions applying mandatory consumer protections. 4) CONTRACT AND VENDOR IMPLICATIONS: The disclaimer extends to affiliated entities, officers, directors, and agents, limiting the scope of potential third-party claims. Vendor agreements involving access to gm.com infrastructure should confirm whether this disclaimer aligns with contractually assumed security obligations. 5) COMPLIANCE CONSIDERATIONS: Legal teams should assess whether the disclaimer of liability for unauthorized access to personal and financial information is consistent with GM's data security obligations under applicable state and federal law, and whether incident response protocols account for the limits of contractual disclaimers in breach scenarios.
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This provision disclaims liability for unauthorized access to personal and financial information stored on GM's servers, as well as for personal injury and property damage arising from use of the Web site. The disclaimer applies to the fullest extent permitted by law, which preserves user rights under applicable consumer protection statutes that cannot be contractually waived.
Under this clause, GM disclaims responsibility for inaccuracies in content, personal injury or property damage resulting from site use, and unauthorized access to personal or financial information stored on the site's servers. Applicable law in the user's jurisdiction may limit the scope of warranty disclaimers that can be enforced against consumers.
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