Provision record
Geico · Geico Terms of Use · View original document ↗

Disclaimer of Warranties

Medium severity Medium confidence Explicit document language Common · 286 of 352 platforms
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Document Record

What it is

GEICO makes no guarantees about the accuracy, quality, or reliability of anything on its website, including that the information is current or correct. The site is offered as-is, with no warranties attached.

This analysis describes what Geico's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

If you rely on GEICO's website for policy information, premium quotes, or coverage details and that information turns out to be wrong or outdated, GEICO has disclaimed any warranty of accuracy, limiting your basis for a claim.

Interpretive note: The enforceability of an as-is disclaimer for a licensed insurer's consumer-facing website may be limited by state insurance regulatory requirements that operate independently of contractual disclaimers.

Recent Activity

This document changed recently

Medium Jul 8, 2026

The updated terms remove explicit language that previously stated Geico would not be responsible for damages resulting from website use, technical failures, viruses, or service interruptions. Previously, the terms detailed specific categories of harm (performance failures, computer viruses, line failures) that Geico disclaimed responsibility for. The new terms no longer include these itemized liability limitations, though they establish a general acceptance framework requiring agreement to the terms as a condition of site access. The operational consequence is that the explicit liability shield for website-related harms is no longer stated in these terms.

View change record →

Clause Stability Stable

0
Changes
3
Months Monitored
May 10, 2026
First Seen
May 22, 2026
Last Seen
This clause type exists across 4261 other provisions on other platforms.

Consumer impact (what this means for users)

This clause means GEICO does not guarantee that rate quotes, coverage information, or policy details displayed on the site are accurate or current. Consumers who make insurance decisions based on site content do so at their own risk under these terms.

How other platforms handle this

Datadog Medium

Datadog is not responsible for, and makes no warranties, express or implied, as to, the Third-Party Services or the providers of such Third-Party Services...

Tinder Medium

TINDER ASSUMES NO RESPONSIBILITY FOR ANY CONTENT THAT YOU OR ANOTHER USER OR THIRD PARTY POSTS, SENDS, RECEIVES, AND/OR ACTS ON THROUGH OUR SERVICES, NOR DOES TINDER ASSUME ANY RESPONSIBILITY FOR THE IDENTITY, INTENTIONS...

Perplexity AI Medium

we do not warrant that Offering descriptions are accurate, complete, reliable, current, or error-free.

See all platforms with this clause type →
▸ View Original Clause Language DOCUMENT RECORD
"
THE MATERIAL ON OUR SITES IS PROVIDED AS IS. THIS MEANS THAT GEICO DISCLAIMS ALL EXPRESS AND IMPLIED WARRANTIES ABOUT THE MATERIAL IN THE SITES. THIS INCLUDES, BUT IT IS NOT LIMITED TO, WARRANTIES THAT: (1) THE MATERIAL IS OF ANY PARTICULAR LEVEL OF QUALITY OR IS FIT FOR A PARTICULAR PURPOSE; (2) THAT THE FUNCTIONAL ELEMENTS CONTAINED IN THE MATERIALS WILL BE UNINTERRUPTED OR ERROR-FREE; (3) THAT DEFECTS WILL BE CORRECTED; (4) THAT OUR SITES, OR THE SERVERS THAT MAKE THEM AVAILABLE ARE FREE OF COMPUTER VIRUSES OR OTHER HARMFUL COMPONENTS OR CONDITIONS; OR (4) THAT INFORMATION CONTAINED IN THE SITES IS ACCURATE AS OF ANY PARTICULAR DATE.

Excerpt from Geico's Terms of Use

ConductAtlas Analysis

Institutional analysis (regulatory & governance intelligence)

REGULATORY LANDSCAPE: The as-is disclaimer may interact with state insurance regulatory requirements that impose affirmative accuracy obligations on licensed insurers for consumer-facing disclosures.

Insight

Unlock the full institutional analysis

Enforcement risk, jurisdiction flags, contract triggers, and due diligence action items.

Applicable agencies

  • State Attorney General
    State AGs in California, New York, Texas, and other states can investigate violations of state consumer protection and privacy laws, including CCPA (California), SHIELD Act (New York), and equivalents.
    Who can file: Residents of states with comprehensive privacy laws — primarily California, Virginia, Colorado, Connecticut, and Utah
    What you need: Evidence of the violation, explanation of how your state rights were affected, and your account or contact information with the company
    What to expect: Outcomes vary by state. May result in investigation, enforcement action, or requirement for the company to change practices. No direct individual compensation in most cases.

    Search "[your state] attorney general consumer complaint" to find your state's direct complaint form

Applicable regulations

FTC Act Section 5
United States Federal

Provision details

Document information
Document
Geico Terms of Use
Entity
Geico
Document last updated
May 5, 2026
Tracking information
First tracked
May 7, 2026
Last verified
May 10, 2026
Record ID
CA-P-007961
Document ID
CA-D-00600
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
5363814c97c904f16282575aa10c57d0678fba1e299e59ee4a0fc86890c32826
Analysis generated
May 7, 2026 15:36 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Geico
Document: Geico Terms of Use
Record ID: CA-P-007961
Captured: 2026-05-07 15:36:23 UTC
SHA-256: 5363814c97c904f1…
URL: https://conductatlas.com/platform/geico/geico-terms-of-use/provision/CA-P-007961/disclaimer-of-warranties/
Accessed: Aug. 12, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

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Frequently Asked Questions

What does Geico's Disclaimer of Warranties clause do?

If you rely on GEICO's website for policy information, premium quotes, or coverage details and that information turns out to be wrong or outdated, GEICO has disclaimed any warranty of accuracy, limiting your basis for a claim.

How does this clause affect you?

This clause means GEICO does not guarantee that rate quotes, coverage information, or policy details displayed on the site are accurate or current. Consumers who make insurance decisions based on site content do so at their own risk under these terms.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 286 platforms. See the full comparison.

Is ConductAtlas affiliated with Geico?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Geico.