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This analysis describes what Geico's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The updated terms remove explicit language that previously stated Geico would not be responsible for damages resulting from website use, technical failures, viruses, or service interruptions. Previously, the terms detailed specific categories of harm (performance failures, computer viruses, line failures) that Geico disclaimed responsibility for. The new terms no longer include these itemized liability limitations, though they establish a general acceptance framework requiring agreement to the terms as a condition of site access. The operational consequence is that the explicit liability shield for website-related harms is no longer stated in these terms.
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"GEICO is not liable for any unauthorized access to your personal information that is not directly due to the negligence of GEICO.Excerpt from Geico's Terms of Use
Provision-level monitoring, governance timelines, and regulatory mapping built from archived source documents and historical version tracking.
The clause states: “GEICO is not liable for any unauthorized access to your personal information that is not directly due to the negligence of GEICO.”
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