If you have a dispute with Figma that is not subject to arbitration, you must litigate it in California, which is impractical and expensive for most users who live elsewhere.
Figma's ToS grants the company a broad license to use your uploaded design content, including for improving AI and machine learning features, which means your creative work may be used beyond what you intended when sharing it on the platform. US-based users lose the right to participate in class action lawsuits against Figma and must resolve disputes through individual binding arbitration, significantly limiting legal recourse. You can review and adjust your team or organization's content sharing settings within Figma's account dashboard, and EU/UK users should request a Data Processing Agreement from Figma to ensure GDPR-compliant handling of personal data.