Experian Privacy Policy

Experian collects a wide range of sensitive personal information—including your Social Security number, account credentials, precise location, browsing history, and inferences about your characteristics—and sells or shares that information with outside parties for marketing and business purposes. You have the right to ask Experian what information it holds about you and to request that it be deleted, though some deletion requests may be declined under stated exceptions. Experian does not collect or sell personal information about anyone under 16.

Experian's privacy policy establishes that the company collects an extensive range of personal data—including government-issued identification numbers, account credentials with security codes, precise geolocation, racial and ethnic origin, religious beliefs, immigration status, union membership, internet activity, commercial and transaction records, and inferences about predicted consumer characteristics—and sells, shares, or discloses all of these categories to third parties for commercial purposes including marketing and helping businesses find new customers. Consumers are granted the rights to know whether Experian processes their personal information, to access that information, and to request its deletion, though deletion requests are subject to unspecified exceptions that preserve Experian's authority to decline in certain circumstances. The policy establishes a categorical restriction prohibiting the collection, sale, sharing, or disclosure of personal information belonging to individuals under 16 years of age.

Experian collects and sells some of the most sensitive categories of personal data a consumer possesses, including government-issued ID numbers, complete account credentials combined with passwords, precise geolocation, sensitive demographic attributes such as race and immigration status, and behavioral inferences drawn from that data. This means personal information—including data that can enable identity theft or financial account access—leaves Experian's possession and reaches third parties. As a concrete action, you can exercise your right to access the personal information Experian maintains about you, which is the foundational step before submitting a deletion request.