Captured before automated identity checks (Oct 14, 2026): accurate as of its capture on Sep 11, 2026; our capture on Oct 21, 2026 found the same text, but its identity was not checked by them.
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Companies change their terms without announcing it. We capture governance documents, compare each new version with the last, and publish what changed, with the source text behind it. One email a week on what we found and what we could not reach.
This page describes what the document states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability may vary by jurisdiction. Methodology
“Commercial or transactions information (such as records of personal property or products or services purchased, obtained or considered, vehicle information, insurance claims, insurance underwriting information) Yes... Sold, shared, or disclosed... Yes”
“Inferences drawn from the above information about your predicted characteristics and preferences Yes... Commercial Purposes: • Marketing • Helping businesses find new customers... Sold, shared, or disclosed... Yes”
“You have the right to request deletion of the personal information that Experian maintains about you, subject to certain exceptions.”
“You have a right to know whether Experian processes personal information about you and to access the personal information Experian maintains about you.”
“Geolocation information Yes... Commercial Purposes: • Marketing • Helping businesses find new customers... Sold, shared, or disclosed... Yes”
“Internet or other electronic network activity information (such as browsing history, search history, interactions with a website, email, application, or advertisement) Yes... Sold, shared, or disclosed... Yes”
Experian collects a wide range of sensitive personal information—including your Social Security number, account credentials, precise location, browsing history, and inferences about your characteristics—and sells or shares that information with outside parties for marketing and business purposes. You have the right to ask Experian what information it holds about you and to request that it be deleted, though some deletion requests may be declined under stated exceptions. Experian does not collect or sell personal information about anyone under 16.
Experian's privacy policy establishes that the company collects an extensive range of personal data—including government-issued identification numbers, account credentials with security codes, precise geolocation, racial and ethnic origin, religious beliefs, immigration status, union membership, internet activity, commercial and transaction records, and inferences about predicted consumer characteristics—and sells, shares, or discloses all of these categories to third parties for commercial purposes including marketing and helping businesses find new customers. Consumers are granted the rights to know whether Experian processes their personal information, to access that information, and to request its deletion, though deletion requests are subject to unspecified exceptions that preserve Experian's authority to decline in certain circumstances. The policy establishes a categorical restriction prohibiting the collection, sale, sharing, or disclosure of personal information belonging to individuals under 16 years of age.
Experian collects and sells some of the most sensitive categories of personal data a consumer possesses, including government-issued ID numbers, complete account credentials combined with passwords, precise geolocation, sensitive demographic attributes such as race and immigration status, and behavioral inferences drawn from that data. This means personal information—including data that can enable identity theft or financial account access—leaves Experian's possession and reaches third parties. As a concrete action, you can exercise your right to access the personal information Experian maintains about you, which is the foundational step before submitting a deletion request.
Which mapped governance frameworks each document engages, tied to the specific provisions that engage them.
We withheld clauses we had published from this document. Each withholding is recorded in our correction log:
“Commercial or transactions information (such as records of personal property or products or services purchased, obtained or considered, vehicle information, insurance claims, insurance underwriting information) Yes... Sold, shared, or disclosed... Yes”
“Inferences drawn from the above information about your predicted characteristics and preferences Yes... Commercial Purposes: • Marketing • Helping businesses find new customers... Sold, shared, or disclosed... Yes”
“You have the right to request deletion of the personal information that Experian maintains about you, subject to certain exceptions.”
“You have a right to know whether Experian processes personal information about you and to access the personal information Experian maintains about you.”
“Geolocation information Yes... Commercial Purposes: • Marketing • Helping businesses find new customers... Sold, shared, or disclosed... Yes”
“Internet or other electronic network activity information (such as browsing history, search history, interactions with a website, email, application, or advertisement) Yes... Sold, shared, or disclosed... Yes”
“We do not collect, sell, share or disclose the personal information of minors under 16 years of age.”
“Personal and online identifiers (such as first and last name, postal address, telephone number, social security number, driver's license, email address, or unique online identifiers) Yes... Sold, shared, or disclosed... Yes”
Every distinct legal provision identified in this document. Featured provisions appear above with analysis.
We have not recorded a change to this document since we began capturing it. Monitor includes alerts from a daily check, structured change summaries, and monitoring for up to 20 platforms.
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Cross-platform context
See how other platforms handle Commercial Transactions Data Collected and Sold and similar clauses.
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