The notice establishes opt-out rights covering the sale and sharing of personal information and use for targeted advertising, available to consumers in applicable states, and states that the opt-out does not affect credit report data or credit scores. Opt-out requests do not require identity verification and can be submitted online, by mail, or by email.
This analysis describes what Experian's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision establishes the scope and mechanism of consumer opt-out rights, including the specific clarification that profiling for legal or significant effects is not offered as an opt-out option because Experian asserts it does not engage in such profiling. The document's note that opt-out settings are linked to current address means that consumers who relocate may need to resubmit requests, creating an ongoing maintenance obligation for consumers who want their opt-out to remain effective.
Under this provision, consumers may opt out of personal information sales, sharing, and targeted advertising without identity verification through multiple channels including online, phone, mail, and email. The notice states that opt-out settings are linked to current address and that consumers who change addresses may need to resubmit their opt-out request.
Cross-platform context
See how other platforms handle Consumer Privacy Rights and Opt-Out Mechanisms and similar clauses.
Compare across platforms →"You have the right to opt out from the sale/sharing of personal information, use of personal information for targeted advertising, and profiling that produces a legal or similarly significant effects. Because Experian does not engage in profiling in furtherance of a decision that produces legal or similarly significant effects within the meaning of U.S. state privacy laws, Experian does not offer this as an opt out option. In certain states, opting out also includes your right to limit the use and disclosure of sensitive personal information. This is not related to your credit report and will not affect your credit score.Excerpt from Experian's Privacy Policy
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This provision establishes the scope and mechanism of consumer opt-out rights, including the specific clarification that profiling for legal or significant effects is not offered as an opt-out option because Experian asserts it does not engage in such profiling. The document's note that opt-out settings are linked to current address means that consumers who relocate may need to resubmit requests, …
Under this provision, consumers may opt out of personal information sales, sharing, and targeted advertising without identity verification through multiple channels including online, phone, mail, and email. The notice states that opt-out settings are linked to current address and that consumers who change addresses may need to resubmit their opt-out request.
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