The notice states that Experian does not collect sensitive personal information from consumers in seventeen named states, and that the sensitive personal information data practices disclosed in the notice apply only to consumers in states not included in that list. This creates a tiered data collection structure based on state of residence.
This analysis describes what Experian's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision establishes a geographic differentiation in Experian's sensitive personal information collection practices, with consumers in seventeen named states excluded from the collection and sale of sensitive data categories as described in the notice. Compliance teams should evaluate what operational mechanisms Experian uses to determine and enforce state-of-residence-based data collection restrictions at the point of collection.
Interpretive note: The operational mechanism by which Experian determines state of residence for collection restriction purposes is not described in the notice, creating uncertainty about how reliably the carve-out is enforced in practice.
Under this provision, consumers residing in the seventeen listed states are stated to be excluded from Experian's collection of sensitive personal information. Consumers in all other U.S. states and territories may have sensitive personal information collected, used, and sold as described in the notice unless an opt-out request is submitted.
Cross-platform context
See how other platforms handle State-Specific Carve-Out for Sensitive Personal Information Collection and similar clauses.
Compare across platforms →"This chart below reflects Experian's data practices with regard to Sensitive Personal Information in states other than Colorado, Connecticut, Delaware, Indiana, Kentucky, Maryland, Minnesota, Montana, Nebraska, New Hampshire, New Jersey, Oregon, Rhode Island, Tennessee, Texas, Utah and Virginia. Experian does not collect sensitive personal information in these states.Excerpt from Experian's Privacy Policy
1.
Enforcement risk, jurisdiction flags, contract triggers, and due diligence action items.
Search "[your state] attorney general consumer complaint" to find your state's direct complaint form
Get the weekly coverage letter
Companies change their terms without announcing it. We capture governance documents, compare each new version with the last, and publish what changed, with the source text behind it. One email a week on what we found and what we could not reach.
This provision establishes a geographic differentiation in Experian's sensitive personal information collection practices, with consumers in seventeen named states excluded from the collection and sale of sensitive data categories as described in the notice. Compliance teams should evaluate what operational mechanisms Experian uses to determine and enforce state-of-residence-based data collection restrictions at the point of collection.
Under this provision, consumers residing in the seventeen listed states are stated to be excluded from Experian's collection of sensitive personal information. Consumers in all other U.S. states and territories may have sensitive personal information collected, used, and sold as described in the notice unless an opt-out request is submitted.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Experian.