Coinbase · Governance

Policy Drift Analysis Mixed 7 mo

How Coinbase's governance documents and clauses have shifted over time, by document, provision, and change direction.

Coinbase has made 8 significant policy changes since monitoring began in March 2026 (7 mo). 3 were negative for consumers, primarily involving disclosure requirement change.
Meaningful only Showing all changes including minor
8
Changes
3
Negative
0
Positive
5
Neutral
1
High Severity
Negative (37%) Positive (0%)

Documents Affected

Coinbase User Agreement
6 changes
This agreement sets the rules for using Coinbase's services and gives Coinbase wide authority to suspend or close your account at any time, for any reason, without notice. Almost all …
Oct 1, 2026
Coinbase revised its state-by-state money transmission licensing disclosures in its User Agreement. The updated terms add a new Indiana section stating that Coinbase holds a …
low neutral
+ 5 more changes
Follow Coinbase →
Coinbase Fee Schedule
2 changes
This document lays out exactly what Coinbase charges when you trade, stake, send cryptocurrency, or convert USDC — including fees, spreads, and staking commissions that can take up to 35% …
Oct 2, 2026
Coinbase revised its fee schedule to clarify that disclosed fees do not apply uniformly across all regions, and expanded the issuer disclosure for the Coinbase …
low neutral
+ 1 more change
Follow Coinbase →
Stay ahead of the changes

Track policy drift over time

See obligation tracking, taxonomy breakdowns, and monthly trends across every change we capture.

Monitor Coinbase + up to 20 platforms — $4.99/mo → Get the weekly letter, free

All Changes (8)

Oct 2, 2026
Coinbase revised its fee schedule to clarify that disclosed fees do not apply uniformly across all regions, and expanded the issuer disclosure for the Coinbase Card to specify that it …
low neutral Coinbase Fee Schedule
Oct 1, 2026
Coinbase revised its state-by-state money transmission licensing disclosures in its User Agreement. The updated terms add a new Indiana section stating that Coinbase holds a Money Transmitter license from the …
low neutral Coinbase User Agreement
Sep 3, 2026
Coinbase expanded the circumstances under which it can liquidate user assets to cover losses. Previously, the agreement authorized liquidation only if you failed to pay for securities purchased or failed …
medium negative Coinbase User Agreement
+ 5 more changes
Stay ahead of the changes

See the full change timeline

Unlock every tracked change, with severity, direction, and source document for each.

Monitor Coinbase + up to 20 platforms — $4.99/mo → Get the weekly letter, free

Trend Observation

Coinbase's most frequent change categories are Disclosure requirement change (4), Account termination power (1), Rights removal (1). The most frequently updated document is Coinbase User Agreement with 6 changes. Get alerted when Coinbase changes policy →

← Back to Coinbase