Coinbase · Coinbase Fee Schedule · View original document ↗

Debit Card Fee Up to 3.99%

High severity Unique · 0 of 343 platforms
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Recent governance activity Coinbase recorded 5 documented changes in the last 30 days.
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This analysis describes what Coinbase's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

The fee structure creates a cost component for debit card funding transactions that users encounter at the point of purchase. This provision defines the pricing mechanism Coinbase applies to a specific payment method.

Clause Stability Stable

0
Changes
3
Months Monitored
Apr 27, 2026
First Seen
Apr 27, 2026
Last Seen
This clause type exists across 535 other provisions on other platforms.

Consumer impact (what this means for users)

Users who fund transactions via debit card incur a 3.99% fee calculated on the transaction amount. This cost applies automatically when selecting debit card as the funding method.

How other platforms handle this

Wise Medium

We may change our fees and exchange rate spreads at any time by giving you notice in accordance with this Agreement. Changes to fees and exchange rates may take effect immediately or on a date specified in the notice.

Revolut Medium

You can close your account at any time through the Revolut app, or by emailing us at support@revolut.com. You will still have to pay any charges you've incurred. We may also charge you any cancellation fees that apply to other agreements you've entered into with us (for example, if you cancel your M...

Stripe Medium

Stripe may revise these General Terms, the Services Terms, and the Fees at any time by posting updated versions to our website or notifying you by email. The updated version will be effective as of the time it is posted or, if we notify you by email, as stated in the email. Your continued use of the...

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▸ View Original Clause Language DOCUMENT RECORD
"
If you use a debit card to fund your transaction, Coinbase charges a fee of 3.99% of the total transaction amount.

— Excerpt from Coinbase's Coinbase Fee Schedule

Provision details

Document information
Document
Coinbase Fee Schedule
Entity
Coinbase
Document last updated
May 5, 2026
Tracking information
First tracked
May 21, 2026
Last verified
May 21, 2026
Record ID
CA-P-003286
Document ID
CA-D-00049
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
72faa5a83c48b97944dbfbb5b2c31c6d8616ca6aaf7f0b0065804edcffc02e69
Analysis generated
May 21, 2026 04:10 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Coinbase
Document: Coinbase Fee Schedule
Record ID: CA-P-003286
Captured: 2026-05-21 04:10:20 UTC
SHA-256: 72faa5a83c48b979…
URL: https://conductatlas.com/platform/coinbase/coinbase-fee-schedule/debit-card-fee-up-to-399/
Accessed: June 16, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
High
Categories

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Frequently Asked Questions

What does Coinbase's Debit Card Fee Up to 3.99% clause do?

The fee structure creates a cost component for debit card funding transactions that users encounter at the point of purchase. This provision defines the pricing mechanism Coinbase applies to a specific payment method.

How does this clause affect you?

Users who fund transactions via debit card incur a 3.99% fee calculated on the transaction amount. This cost applies automatically when selecting debit card as the funding method.

Is ConductAtlas affiliated with Coinbase?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Coinbase.