Coinbase · Coinbase Fee Schedule · View original document ↗

Bank Transfer (ACH) Fee Structure

Medium severity Unique · 0 of 343 platforms
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This analysis describes what Coinbase's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

This fee structure defines the cost basis for a primary funding method and establishes how Coinbase monetizes ACH transfer transactions. The percentage-based fee means transaction costs scale with the amount transferred.

Clause Stability Stable

0
Changes
3
Months Monitored
Apr 27, 2026
First Seen
Apr 27, 2026
Last Seen
This clause type exists across 535 other provisions on other platforms.

Consumer impact (what this means for users)

Users funding transactions via bank transfer incur a 1.49% fee on the transfer amount as a condition of using this funding method. The fee applies automatically to all qualifying transactions unless an alternative funding method is selected.

How other platforms handle this

Wise Medium

We charge fees for our services, which are displayed at the time of your transaction and are also available on our pricing page. Fees may vary depending on the currency, amount, payment method, and destination. We reserve the right to change our fees at any time. We will provide notice of fee change...

Fiverr Medium

The service fee is calculated based on the order amount. For orders up to $200, the service fee is 5.5% + $0.50 (minimum $2.50). For orders above $200, the service fee is 5.5%.

Revolut Medium

You can close your account at any time through the Revolut app, or by emailing us at support@revolut.com. You will still have to pay any charges you've incurred. We may also charge you any cancellation fees that apply to other agreements you've entered into with us (for example, if you cancel your M...

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▸ View Original Clause Language DOCUMENT RECORD
"
For US customers, if you use a bank account to fund a transaction, Coinbase charges a fee of 1.49% of the total transaction amount.

— Excerpt from Coinbase's Coinbase Fee Schedule

Provision details

Document information
Document
Coinbase Fee Schedule
Entity
Coinbase
Document last updated
May 5, 2026
Tracking information
First tracked
May 21, 2026
Last verified
May 21, 2026
Record ID
CA-P-003287
Document ID
CA-D-00049
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
72faa5a83c48b97944dbfbb5b2c31c6d8616ca6aaf7f0b0065804edcffc02e69
Analysis generated
May 21, 2026 04:10 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Coinbase
Document: Coinbase Fee Schedule
Record ID: CA-P-003287
Captured: 2026-05-21 04:10:20 UTC
SHA-256: 72faa5a83c48b979…
URL: https://conductatlas.com/platform/coinbase/coinbase-fee-schedule/bank-transfer-ach-fee-structure/
Accessed: June 18, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

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Built from archived source documents, structured governance mappings, and historical version tracking.

Frequently Asked Questions

What does Coinbase's Bank Transfer (ACH) Fee Structure clause do?

This fee structure defines the cost basis for a primary funding method and establishes how Coinbase monetizes ACH transfer transactions. The percentage-based fee means transaction costs scale with the amount transferred.

How does this clause affect you?

Users funding transactions via bank transfer incur a 1.49% fee on the transfer amount as a condition of using this funding method. The fee applies automatically to all qualifying transactions unless an alternative funding method is selected.

Is ConductAtlas affiliated with Coinbase?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Coinbase.