Checkout.com · Checkout.com Terms · View original document ↗

ML Fraud Score Reasons May Not Be Provided

Medium severity High confidence Explicitdocumentlanguage Common · 210 of 352 platforms
Share 𝕏 Share in Share 🔒 PDF
Recent governance activity Checkout.com recorded 2 documented changes in the last 30 days.
Start monitoring updates
Monitor governance changes for Checkout.com Create a free account to receive the weekly governance digest and monitor one platform for governance changes.
Create free account No credit card required.

This analysis describes what Checkout.com's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

Businesses relying on the fraud score to accept or reject transactions may have no recourse to understand or challenge the basis of a given score.

Consumer impact (what this means for users)

Checkout.com is not obligated to explain the reasoning behind a machine-learning fraud score given to any Transaction.

How other platforms handle this

Tinder Medium

Tinder may itself use or offer to You certain software-enabled technology utilizing artificial intelligence or machine learning systems ("AI Technology") as part of the Services.

ActiveCampaign Medium

Due to the nature of the AI Features, generated Marketing Content may not be unique across users and the AI Features may generate the same or similar Marketing Content for other users.

Walmart Medium

the Output from the Generative AI Features may not be unique across users, and the Generative AI Features may generate or return the same or similar Output to Walmart or a third party

See all platforms with this clause type →

Monitoring

Checkout.com has changed this document before.

Receive same-day alerts, structured change summaries, and monitoring for up to 25 platforms.

Get Monitor Or create a free account →
▸ View Original Clause Language DOCUMENT RECORD
"
As this tool is based on machine learning, Checkout.com may be unable to provide the underlying reasons for why a particular score is given to a Transaction.

— Excerpt from Checkout.com's Checkout.com Terms

Applicable regulations

GDPR
European Union

Provision details

Document information
Document
Checkout.com Terms
Entity
Checkout.com
Document last updated
May 5, 2026
Tracking information
First tracked
May 7, 2026
Last verified
July 9, 2026
Record ID
CA-P-053702
Document ID
CA-D-00662
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
045f4757b2c7c8f47156bb88236ec8d997a22ded9ea2b1116d287db96353fc92
Analysis generated
May 7, 2026 20:58 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Checkout.com
Document: Checkout.com Terms
Record ID: CA-P-053702
Captured: 2026-05-07 20:58:42 UTC
SHA-256: 045f4757b2c7c8f4…
URL: https://conductatlas.com/platform/checkoutcom/checkoutcom-terms/provision/CA-P-053702/ml-fraud-score-reasons-may-not-be-provided/
Accessed: July 12, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

Other risks in this policy

Related Analysis

Compliance Governance Intelligence

Need to monitor specific governance provisions?

Compliance includes provision-level monitoring, governance timelines, regulatory mapping, and audit-ready analysis.

Arbitration clauses AI governance Data rights Indemnification Retention policies
Get Compliance

Or start with Monitor →

Built from archived source documents, structured governance mappings, and historical version tracking.

Frequently Asked Questions

What does Checkout.com's ML Fraud Score Reasons May Not Be Provided clause do?

Businesses relying on the fraud score to accept or reject transactions may have no recourse to understand or challenge the basis of a given score.

How does this clause affect you?

Checkout.com is not obligated to explain the reasoning behind a machine-learning fraud score given to any Transaction.

How many platforms have this type of clause?

ConductAtlas has identified this type of provision across 210 platforms. See the full comparison.

Is ConductAtlas affiliated with Checkout.com?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Checkout.com.