Provision record
Checkout.com · Checkout.com Privacy · View original document ↗

Third-Party Data Sharing with Payment Partners and Service Providers

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What it is

The notice discloses that personal data may be shared with Checkout group affiliates, third-party service providers covering a range of functions including advertising networks and background screening, and payment ecosystem partners including banks, card schemes, alternative payment method providers, and issuers.

This analysis describes what Checkout.com's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology

ConductAtlas Analysis

Why it matters (compliance & governance perspective)

This provision identifies the categories of third-party recipients of personal data and notably includes advertising networks and background screening companies among the service provider categories, which are operationally distinct from the core payment processing function and may engage additional regulatory considerations.

Recent Activity

This document changed recently

Medium Jun 19, 2026

The updated policy establishes formal complaint procedures for UK and Australia users, requiring Checkout to acknowledge complaints within 30 days and respond without undue delay. For UK users specifically, the policy clarifies that complaints must first be raised with Checkout before escalating to the Information Commissioner's Office. The policy also discloses that transaction information collection now includes country data alongside currency and amount. For Australia users, the policy clarifies that identity verification is a legal requirement and cannot be provided anonymously or pseudonymously. Users in these jurisdictions can submit data protection complaints through Checkout's designated process and escalate to their respective regulatory authorities if dissatisfied with Checkout's response.

View change record →

Consumer impact (what this means for users)

Under these terms, personal data may be shared with a broad set of third parties including Checkout group affiliates, advertising networks, background screening companies, data and cloud services providers, and payment ecosystem partners such as banks and card schemes. The notice does not identify the specific third parties in each category beyond the named biometric processors.

Cross-platform context

See how other platforms handle Third-Party Data Sharing with Payment Partners and Service Providers and similar clauses.

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▸ View Original Clause Language DOCUMENT RECORD
"
In order to provide our services to you we may share your personal data with the following parties: Members of the Checkout Group: Your information may be shared with our affiliates within the Checkout.com group, to provide you with our services. Third party service providers: We may also use third-party service providers acting on our behalf. These service providers help us with data and cloud services, website hosting, data analysis, background screening, fraud detection and prevention, application services, advertising networks, information technology and related infrastructure, customer service, communications, and auditing. Payment partners: We may share your personal data with third parties across the payments ecosystem as necessary to securely and effectively process payments. This includes banks, card schemes, alternative payment method providers and issuers.

Excerpt from Checkout.com's Privacy

ConductAtlas Analysis

Institutional analysis (regulatory & governance intelligence)

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Insight

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Enforcement risk, jurisdiction flags, contract triggers, and due diligence action items.

Applicable agencies

  • Federal Trade Commission (ftc)
    Oversees unfair or deceptive business practices and can investigate companies that mislead consumers about data collection, sharing, or use.
    Who can file: Anyone affected by the company's practices (US or international)
    What you need: Your account details, a timeline of relevant events, and a description of the specific issue
    What to expect: Complaints inform FTC enforcement priorities and investigations but do not result in individual resolution or compensation
    File a complaint →
  • Consumer Financial Protection Bureau (cfpb)
    Regulates consumer financial products and services. Can investigate companies for unfair, deceptive, or abusive financial practices including improper fees, billing errors, and data misuse.
    Who can file: Anyone who has used a consumer financial product or service in the US
    What you need: Account number or details, dates of transactions or events, description of the issue, and any supporting documents
    What to expect: The company must respond within 15 days. The CFPB forwards your complaint and may use it in enforcement actions. Individual compensation is possible in some cases.
    File a complaint →

Provision details

Document information
Document
Checkout.com Privacy
Entity
Checkout.com
Document last updated
May 5, 2026
Tracking information
First tracked
July 9, 2026
Last verified
July 9, 2026
Record ID
CA-P-016115
Document ID
CA-D-00663
Evidence Provenance
Source URL
Wayback Machine
Content hash (SHA-256)
aabf92a3ffd7ad34135ff9f030ee34d8f733b33feed3b830c2380fe5554a223b
Analysis generated
July 9, 2026 09:37 UTC
Methodology
Evidence
✓ Snapshot stored   ✓ Hash verified
Citation Record
Entity: Checkout.com
Document: Checkout.com Privacy
Record ID: CA-P-016115
Captured: 2026-07-09 09:37:20 UTC
SHA-256: aabf92a3ffd7ad34…
URL: https://conductatlas.com/platform/checkoutcom/checkoutcom-privacy/provision/CA-P-016115/third-party-data-sharing-with-payment-partners-and-service-providers/
Accessed: Sept. 20, 2026
Permanent archival reference. Stable identifier suitable for legal filings, compliance documentation, and research citation.
Classification
Severity
Medium
Categories

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Frequently Asked Questions

What does Checkout.com's Third-Party Data Sharing with Payment Partners and Service Providers clause do?

This provision identifies the categories of third-party recipients of personal data and notably includes advertising networks and background screening companies among the service provider categories, which are operationally distinct from the core payment processing function and may engage additional regulatory considerations.

How does this clause affect you?

Under these terms, personal data may be shared with a broad set of third parties including Checkout group affiliates, advertising networks, background screening companies, data and cloud services providers, and payment ecosystem partners such as banks and card schemes. The notice does not identify the specific third parties in each category beyond the named biometric processors.

Is ConductAtlas affiliated with Checkout.com?

No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Checkout.com.