By using Cash App, you agree to receive all disclosures, notices, and communications electronically rather than on paper.
You may miss important notices about fee changes, account actions, or legal updates if you do not regularly check your email or the Cash App notifications associated with your account.
Electronic delivery of disclosures must comply with the E-SIGN Act (15 U.S.C. ยง 7001 et seq.) and Regulation E requirements for prepaid account disclosures; compliance teams should verify that consent to electronic delivery was obtained in a manner satisfying E-SIGN affirmative consent requirements.
Compliance intelligence locked
Regulatory citations, enforcement risk, and due diligence action items.
Watcher: regulatory citations. Professional: full compliance memo.
Cash App's terms significantly affect consumers' financial rights, requiring binding arbitration for most disputes and waiving class action rights, which limits recourse if something goes wrong with payments, account suspensions, or fees. The agreement also grants Block broad authority to suspend or close accounts, freeze funds, and reverse transactions, which can directly impact access to money. You can opt out of the arbitration clause by mailing a written notice to Block, Inc. within 30 days of first accepting the terms.