This analysis describes what Bank of America's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision sets the operational cost structure for customers who access cash through non-affiliated ATM networks, establishing the transactional pricing that applies when using machines outside the issuing bank's proprietary network. The fee represents a revenue mechanism tied to the geographic or network limitations of the institution's physical infrastructure.
Account holders incur the specified fee amount each time they withdraw cash from an out-of-network ATM, which increases the total cost of accessing cash at locations where Bank of America ATMs are not available. The terms apply this fee automatically upon transaction completion without requiring affirmative consent for each individual transaction.
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This provision sets the operational cost structure for customers who access cash through non-affiliated ATM networks, establishing the transactional pricing that applies when using machines outside the issuing bank's proprietary network. The fee represents a revenue mechanism tied to the geographic or network limitations of the institution's physical infrastructure.
Account holders incur the specified fee amount each time they withdraw cash from an out-of-network ATM, which increases the total cost of accessing cash at locations where Bank of America ATMs are not available. The terms apply this fee automatically upon transaction completion without requiring affirmative consent for each individual transaction.
ConductAtlas has identified this type of provision across 231 platforms. See the full comparison.
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