This analysis describes what Bank of America's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This provision establishes a fee structure that applies each time the bank processes and returns an unpaid item, creating a per-transaction cost mechanism tied to account overdraft events. The per-item structure means multiple returned items in a single period result in multiple fees.
Account holders incur a defined fee charge for each item the bank returns due to insufficient funds, with the fee obligation arising at the point of return processing rather than at the time of transaction initiation. Users are subject to this fee structure upon account maintenance and continued use of the account.
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Tinder will retain all funds charged to your External Service Account until you cancel your subscription through your External Service Account.
If Customer pays by credit card, debit card, or other non-invoiced form of payment, Customer will pay all Fees immediately at the end of the Fee Accrual Period or when otherwise charged by Google.
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"A Non-Sufficient Funds (NSF) Item Fee is charged when Bank of America returns an item unpaid because your account does not have sufficient funds. This fee applies per returned item regardless of the item amount.Excerpt from Bank of America's Fee Schedule
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This provision establishes a fee structure that applies each time the bank processes and returns an unpaid item, creating a per-transaction cost mechanism tied to account overdraft events. The per-item structure means multiple returned items in a single period result in multiple fees.
Account holders incur a defined fee charge for each item the bank returns due to insufficient funds, with the fee obligation arising at the point of return processing rather than at the time of transaction initiation. Users are subject to this fee structure upon account maintenance and continued use of the account.
ConductAtlas has identified this type of provision across 231 platforms. See the full comparison.
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