This analysis describes what Bank of America's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This clause establishes the bank's authority to alter contractual terms governing deposit accounts, interest rates, fees, and account conditions during the term of the agreement. The unilateral amendment right affects the stability and predictability of account terms over time.
Account holders operate under terms that may be modified by the bank without their affirmative approval. The modified terms apply to existing accounts according to the notice procedures and effective dates specified in the agreement.
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This clause establishes the bank's authority to alter contractual terms governing deposit accounts, interest rates, fees, and account conditions during the term of the agreement. The unilateral amendment right affects the stability and predictability of account terms over time.
Account holders operate under terms that may be modified by the bank without their affirmative approval. The modified terms apply to existing accounts according to the notice procedures and effective dates specified in the agreement.
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