This analysis describes what Bank of America's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
The clause operationalizes the bank's intellectual property protections for its platform interface and establishes a mechanism by which user-generated feedback becomes available for institutional use without additional compensation or notice requirements.
Users grant the bank rights to all submissions made through Online Banking, meaning any feedback, suggestions, or content provided becomes available for the bank's use in service development and operations. The bank retains exclusive ownership of its platform's design, text, graphics, logos, and software.
How other platforms handle this
By submitting, posting, or displaying content through the Services, you grant Gusto a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, adapt, publish, and distribute such content solely for the purposes of providing and improving the Services.
Copyright License Grant and Restrictions
By posting or submitting content to Eventbrite, you grant Eventbrite a non-exclusive, worldwide, royalty-free, sublicensable, and transferable license to use, reproduce, distribute, prepare derivative works of, display, and perform your content in connection with the services and Eventbrite's busine...
Monitoring
Bank of America has changed this document before.
Receive same-day alerts, structured change summaries, and monitoring for up to 25 platforms.
"All content included in or made available through Online Banking, such as text, graphics, logos, icons, images, and software, is the property of Bank of America or its content suppliers and is protected by United States and international intellectual property laws. You grant Bank of America a non-exclusive, royalty-free, worldwide license to use any content, feedback, or suggestions you submit through Online Banking for any purpose, including improving our services.— Excerpt from Bank of America's Bank of America Deposit Agreement
Compliance Governance Intelligence
Need to monitor specific governance provisions?
Compliance includes provision-level monitoring, governance timelines, regulatory mapping, and audit-ready analysis.
Built from archived source documents, structured governance mappings, and historical version tracking.
The clause operationalizes the bank's intellectual property protections for its platform interface and establishes a mechanism by which user-generated feedback becomes available for institutional use without additional compensation or notice requirements.
Users grant the bank rights to all submissions made through Online Banking, meaning any feedback, suggestions, or content provided becomes available for the bank's use in service development and operations. The bank retains exclusive ownership of its platform's design, text, graphics, logos, and software.
ConductAtlas has identified this type of provision across 5 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Bank of America.