99 Total
50 High severity
41 Medium severity
8 Low severity

Key Facts · in the document’s own words

What is Anthropic's total aggregate liability limited to?
“THE ANTHROPIC PARTIES' TOTAL AGGREGATE LIABILITY TO YOU...WILL NOT EXCEED THE GREATER OF THE AMOUNT YOU PAID TO US FOR ACCESS TO OR USE OF THE SERVICES (IF ANY) IN THE SIX MONTHS PRECEDING THE DATE S...”
Version CA-V-001457, captured May 5, 2026 · live source ↗
Our reading, not the document’s words
Anthropic limits its total aggregate liability to the greater of the fees paid in the six months preceding the claim or $100.
Does Anthropic reserve the right to modify, suspend, or discontinue the Services or access to them?
“Unless we specifically agree otherwise in a separate agreement with you, we reserve the right to modify, suspend, or discontinue the Services or your access to the Services, in whole or in part, at any time without notice to you.”
Version CA-V-001457, captured May 5, 2026 · live source ↗
Our reading, not the document’s words
Anthropic reserves the right to modify, suspend, or discontinue the Services or your access to them, in whole or in part, at any time without notice.
May Anthropic use Materials to provide, maintain, and improve the Services?
“We may use Materials to provide, maintain, and improve the Services and to develop other products and services, including training our models, unless you opt out of training through your account settings.”
Version CA-V-001457, captured May 5, 2026 · live source ↗
Our reading, not the document’s words
Anthropic may use Materials to provide, maintain, and improve the Services and to develop other products and services, including training its models, unless you opt out of training through your account settings.
May Anthropic link an account created with an employer-owned email address to the organization's enterprise account?
“If you use an email address owned by your employer or another organization, your Account may be linked to the organization's Anthropic enterprise account, and the organization's administrator may be ab...”
Version CA-V-001457, captured May 5, 2026 · live source ↗
Our reading, not the document’s words
Anthropic may link an account created with an employer-owned email address to the organization's enterprise account, allowing the organization's administrator to access it.
Does Anthropic exclude liability for indirect, punitive, incidental, special, consequential, exemplary, and other damages arising out of or related to the Terms?
“IN NO EVENT WILL WE, OUR PROVIDERS, OR OUR OR THEIR RESPECTIVE AFFILIATES...BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR OTHER DAMAGES ARISING OUT OF...”
Version CA-V-001457, captured May 5, 2026 · live source ↗
Our reading, not the document’s words
Anthropic excludes liability for indirect, punitive, incidental, special, consequential, exemplary, and other damages arising out of or related to the Terms.
Where must disputes arising out of or relating to the Terms be resolved?
“You and Anthropic agree that any disputes arising out of or relating to these Terms will be resolved exclusively in the state or federal courts located in San Francisco, California, and you and Anthropi...”
Version CA-V-001457, captured May 5, 2026 · live source ↗
Our reading, not the document’s words
Anthropic requires that disputes arising out of or relating to the Terms be resolved exclusively in state or federal courts in San Francisco, California.
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Summary

These terms govern your use of Anthropic's API and place most of the risk on you: Anthropic can shut down or change the service at any time without notice, and its financial liability to you is capped at a small amount. By default, Anthropic may use what you submit to train its AI models — you can opt out in your account settings, but that opt-out does not apply if your content is flagged for safety review or if you give Anthropic feedback about it. All payments are non-refundable except where the terms or law specifically say otherwise.

Analysis

The Anthropic API Terms establish the conditions under which users access Anthropic's Services, allocating substantial risk to users through a layered liability limitation structure: aggregate liability is capped at the greater of fees paid in the prior six months or $100, indirect and consequential damages are excluded in their entirety, and the Services are provided on an 'as is' basis with no warranties. Anthropic reserves unilateral, no-notice discretion to modify, suspend, or discontinue the Services or any user's access. Data usage rights permit Anthropic to use user Materials for model training unless users opt out via account settings, though that opt-out is overridden when Materials are flagged for safety review or when users submit Feedback. Users must represent that their Inputs carry all necessary rights, and are prohibited from using the Services to develop competing AI products, train competing models, or resell access.

What this means for you

As a user of the API, your submissions are used by Anthropic to train its models unless you actively opt out through your account settings — doing so is the one concrete step available to limit that use, though the opt-out does not apply when your Materials are flagged for safety review or when you submit Feedback about them. If you sign up with a work email address, your account may be linked to your employer's enterprise account and made accessible to your employer's administrator. If a dispute arises, you must pursue it exclusively in courts in San Francisco, California, and any recovery is limited to the greater of fees you paid in the prior six months or $100, with no recovery for indirect or consequential losses.

Institutional Analysis
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Which mapped governance frameworks each document engages, tied to the specific provisions that engage them.

Featured, High severity

Complete Provision Index

Every distinct legal provision identified in this document. Featured provisions appear above with analysis.

99 provisions
12 featured
19 clause types
50 high severity
Platform Discretion 1 1 high
Privacy Rights 1
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Mapped Governance Frameworks

CFAA
United States Federal
View official text ↗
DMCA
United States Federal
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DSA
European Union
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ePrivacy Directive
European Union
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FTC Act Section 5
United States Federal
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Archival ProvenanceSource & Archival Record
This version captured May 5, 2026 13:30 UTC
Last successful capture October 8, 2026 00:08 UTC
Date stated by the document October 8, 2025 (as printed in this version)
Capture Method Automated scheduled archival capture
Document ID CA-D-000644
Version ID CA-V-001457
SHA-256 (extracted text, extractor v5) 3695c83771fa0819d8b3a86fff159a029dd0cd59a848dbc2332e177e3a4abf03
✓ Snapshot stored Archived-bytes anchor not yet recorded

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