This analysis describes what Acorns's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
Users have no ownership claim over any content on the site or application; all rights are retained by Acorns or its partners.
The updated terms clarify FDIC insurance protections for Acorns Checking depositors. The prior disclosure stated that Acorns Checking itself is not FDIC-insured; the updated language states that balances held with Lincoln Savings Bank or nbkc bank, including those in Acorns Checking accounts, are insured up to $250,000 per depositor through these member banks, with separate coverage for joint account owners. The updated terms preserve the disclosure that funds may be placed at other FDIC-insured depository institutions through a deposit network service. The revised ATM language specifies access to 'over 55,000 fee-free ATMs' rather than a general reference to the AllPoint Network.
View change record →Users cannot claim ownership of any site or application content; their use is limited to whatever rights Acorns separately grants.
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Except for the license you grant below, you retain all rights in and to your Marketing Content, as between you and ActiveCampaign.
You do not have any rights in relation to Member Content, and, unless expressly authorized by Tinder, you may only use Member Content to the extent that your use is consistent with our Services' purpose...
If you publish Your Content in areas of the Service where it is available broadly online without restrictions, Your Content may appear in demonstrations or materials that promote the Service.
"The Content, the Site and the Application are owned by the Company and its Affiliates, and/or their licensors and suppliers...Excerpt from Acorns's Terms of Service
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Users have no ownership claim over any content on the site or application; all rights are retained by Acorns or its partners.
Users cannot claim ownership of any site or application content; their use is limited to whatever rights Acorns separately grants.
ConductAtlas has identified this type of provision across 256 platforms. See the full comparison.
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