This analysis describes what Acorns's agreement states, permits, or reserves. It does not constitute a legal determination about enforceability. Regulatory applicability and practical outcomes may vary by jurisdiction, enforcement context, and individual circumstances. Read our methodology
This clause establishes broad routine sharing of user data across multiple operational and legal contexts, meaning user data flows to third parties as a standard part of Acorns' business operations.
Interpretive note: The excerpt appears to be a table row with 'Yes No' values. 'Yes' likely indicates Acorns does share for this purpose; 'No' likely indicates the user cannot limit this sharing. These interpretations are reasonable from context but column headers are not visible in the excerpt. The 'No' (user cannot limit) is recorded as omitted_material as a separate independent proposition. The listed purposes are introduced with 'such as', indicating they are examples and not exhaustive.
The updated policy removes explicit language describing how data flows when users sign in via Apple or Google, including what information those services share with Acorns and how it is used. Previously, the policy stated that Acorns receives information such as name and email address through third-party sign-in services solely to manage accounts and provide services. The revised language also shifts the AI chatbot from an optional feature users 'may access' to a stated service Acorns 'uses' to direct users to internal articles. Users no longer have a published explanation of third-party sign-in data practices in the privacy notice, though the terms suggest data shared through third-party services remains subject to those providers' terms.
View change record →Your data is shared by Acorns for a range of everyday business activities, including legally compelled disclosures and credit reporting, which you cannot opt out of based on the 'No' indicator.
How other platforms handle this
we may share data between our affiliates for the safety and security of our users and may take necessary actions if we believe you have violated these Terms, including banning you from our Services and/or our affiliates' services...
If we're involved in a reorganization, merger, acquisition, sale of some or all of our assets or other business transaction, depending on the circumstances, we may disclose any of the information described in Section 2 above...
We will disclose your personal information within the Adobe family of companies for the purposes identified above
"For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes NoExcerpt from Acorns's Privacy Policy
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This clause establishes broad routine sharing of user data across multiple operational and legal contexts, meaning user data flows to third parties as a standard part of Acorns' business operations.
Your data is shared by Acorns for a range of everyday business activities, including legally compelled disclosures and credit reporting, which you cannot opt out of based on the 'No' indicator.
ConductAtlas has identified this type of provision across 288 platforms. See the full comparison.
No. ConductAtlas is an independent monitoring service. We are not affiliated with, endorsed by, or sponsored by Acorns.