23andMe · 23andMe Terms of Service

Restriction on Insurance Companies and Employers

Medium severity
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Why it matters

This restriction is designed to protect users from having their genetic data used against them in insurance underwriting or employment decisions, which is also prohibited by federal law under GINA.

Consumer impact

By agreeing to these Terms, you waive your right to participate in class action lawsuits against 23andMe and must resolve most disputes through individual arbitration, which significantly limits your legal recourse. Your payments are generally non-refundable, and 23andMe may use de-identified versions of your genetic data for research purposes. You can opt out of the arbitration clause by sending written notice to 23andMe within 30 days of first accepting the Terms.

Applicable agencies

  • Hhs Ocr
    HHS oversees enforcement of genetic information non-discrimination protections and health data privacy, relevant to the use of genetic data by insurers or employers.
    File a complaint →
  • FTC
    The FTC may investigate violations of representations made in consumer-facing terms regarding prohibited uses of genetic data.
    File a complaint →

Provision details

Document information
Document
23andMe Terms of Service
Entity
23andMe
Document last updated
March 24, 2026
Tracking information
First tracked
March 20, 2026
Last verified
March 20, 2026
Record ID
CA-P-000897
Document ID
CA-D-00147
Evidence Provenance
Source URL
Wayback Machine
SHA-256
7e93b42fb3bdab478b53b49966e43f287711b2cafdd810994f4abc7aa562b4bf
Verified
✓ Snapshot stored   ✓ Change verified
How to Cite
ConductAtlas Policy Archive
Entity: 23andMe | Document: 23andMe Terms of Service | Record: CA-P-000897
Captured: 2026-03-20 07:05:17 UTC | SHA-256: 7e93b42fb3bdab47…
URL: https://conductatlas.com/platform/23andme/23andme-terms-of-service/restriction-on-insurance-companies-and-employers/
Accessed: April 4, 2026
Classification
Severity
Medium
Categories

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