Old version
May 5, 2026 05:57 UTC
6c7070383d3be07c745a187db82887bcafab24b4b99bb7b61d1c82ca54acfac3
CA-V-001208
New version
May 15, 2026 00:36 UTC
561266d11f984a2eb3eab7608e74f5c481a231a012a4ed1cb0115da73c83c5e7
CA-V-002643
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Change Summary
Wise updated its Terms of Use on May 15, 2026 to add provisions governing FedNow instant payment service. The updated terms state that Wise accounts may receive funds via FedNow, that FedNow transactions are processed in real time and generally cannot be canceled or reversed once completed, and that Wise may decline incoming FedNow transactions at its discretion for security, compliance, or operational reasons. The terms also clarify that sending payments via FedNow is not currently available. This establishes finality rules for a new payment method and reserves discretionary authority for transaction screening.
medium severity
3 Sentences added
0 Sentences removed
2 Sentences modified
744 Sentences before
747 Sentences after
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BeforeAfter
1Last updated: 30 April 2026 - Version 1.2 Go back If you are a business, please see our Business Customer Agreement.1Last updated: 14 May 2026 - Version 1.3 Go back If you are a business, please see our Business Customer Agreement.
551When you make a Money Transfer, the settlement and payout to the recipient are final and irrevocable unless otherwise provided in this Agreement or pursuant to applicable law. 21.551When you make a Money Transfer, the settlement and payout to the recipient are final and irrevocable unless otherwise provided in this Agreement or pursuant to applicable law. 20.20 Your Wise Account may receive funds via the FedNow instant payment service.
552FedNow transactions are processed in real time and, once completed, generally cannot be canceled or reversed.
553Wise may, at its discretion, decline incoming FedNow transactions, including where required for security, compliance, or operational reasons.
554Sending payments via FedNow is not currently available. 21.
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