| Before | After | ||
|---|---|---|---|
| 131 | ALL INVESTMENTS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE. 10. | 131 | ALL INVESTMENTS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE. |
| 132 | AI-Assisted Brokerage Orders. | ||
| 133 | SoFi Coach is an AI-enabled tool provided by Social Finance, LLC. | ||
| 134 | Coach may use first-person language, including “I” or “me,” in its responses. | ||
| 135 | Those references refer to Coach and not to SoFi Securities LLC or a human financial professional. | ||
| 136 | Coach can show you an investment order card provided by SoFi Securities LLC, after you request a specific transaction. | ||
| 137 | A prompt or Coach response is not an order and does not authorize a trade. | ||
| 138 | SoFi Securities LLC provides the separate order-review card, and only your affirmative confirmation of the exact terms displayed in that card authorizes submission of your self-directed order. | ||
| 139 | AI-generated investment content outside the order card is not provided or endorsed by SoFi Securities and is not a SoFi Securities recommendation. | ||
| 140 | Brokerage orders are governed by the SoFi Securities Customer Agreement. 10. | ||
| 392 | Deposits must be made via an ACH transfer from a linked bank account, direct deposit, via "Instant Transfer" from a debit card (if available), from cash deposits, mobile check deposits (if available), or wires. | 401 | To satisfy the $50 funding requirement, deposits must be made by ACH transfer from a linked bank account, direct deposit, “Instant funding” from a debit card (if available), cash deposit, mobile check deposit (if available), or wire transfer. |
| 393 | Peer-to-peer (P2P) transfers are excluded (P2P transfers are defined as ACH-based P2P or debit-card based P2P transfers from Venmo, PayPal, Apple Cash, Square Cash, Zelle, etc.). | 402 | Peer-to-peer (P2P) transfers and instant transfers through the FedNow Service (including eligible instant payments sent from another financial institution) do not count toward the $50 funding requirement. |
| 403 | P2P transfers include ACH or debit-card-based transfers made from services such as Venmo, PayPal, Apple Cash Cash App, Zelle, and similar services. | ||
Follow unlimited companies, monitor the clauses that matter across every platform, and get the full institutional analysis on what each change obligates you to do.