| Before | After | ||
|---|---|---|---|
| 385 | The Standard Bonus amount differs for the Eligible Bank Referrer ($75 or $100) and the Eligible Recipient ($50), as described in the "Standard Bonus" section below; and • A SoFi Plus Additional Bonus ($25 for each party) if the Eligible Recipient also subscribes to SoFi Plus within the required timeframe described below. | 385 | The Standard Bonus amount differs for the Eligible Bank Referrer ($75 or $100) and the Eligible Recipient ($25), as described in the "Standard Bonus" section below; and • A SoFi Plus Additional Bonus ($25 for each party) if the Eligible Recipient also subscribes to SoFi Plus within the required timeframe described below. |
| 387 | Promotion Period September 17 , 2026 at 1:00 p.m. E.T. – September 30, 2026 at 11:59 p.m. E.T. Only referrals that satisfy all required activities during the Promotion Period will qualify for this Promotion. | 387 | Promotion Period October 1, 2026 at 12:00 a.m. E.T. – October 21, 2026 at 11:59 p.m. E.T. This is a limited-time offer from SoFi and is subject to change or expire at any time. |
| 388 | Only referrals that satisfy all required activities during the Promotion Period will qualify for this Promotion. | ||
| 389 | Eligible Recipient Requirements To be eligible for the Standard Bonus, an Eligible Recipient must: Apply and successfully open a SoFi Checking and Savings account prior to the end of the Promotion Period as their first SoFi product by opening the referral link from their friend (individuals who have previously applied for but did not successfully open or enroll in another SoFi product remain eligible); and Make deposits totaling $500 or more that are initiated during the 21 calendar day period beginning on the day after you register or log in as a SoFi user by opening the referral link. | 390 | Eligible Recipient Requirements To be eligible for the Standard Bonus, an Eligible Recipient must: Apply and successfully open a SoFi Checking and Savings account prior to the end of the Promotion Period as their first SoFi product by opening the referral link from their friend (individuals who have previously applied for but did not successfully open or enroll in another SoFi product remain eligible); and Make deposits totaling $50 or more that are initiated during the 25 calendar day period beginning on the day after you register or log in as a SoFi user by opening the referral link. |
| 390 | The 21-day period ends at 11:59 p.m. E.T. on the twenty first (21st) day following registration or login. | 391 | The 25-day period ends at 11:59 p.m. E.T. on the twenty fifth (25th) day following registration or login. |
| 393 | To be eligible for the SoFi Plus Additional Bonus, an Eligible Recipient must first satisfy all requirements for the Standard Bonus outlined above and then: • Subscribe to SoFi Plus for $10/month within 21 calendar days after registering or logging in as a SoFi user through the referral link. | 394 | To be eligible for the SoFi Plus Additional Bonus, an Eligible Recipient must first satisfy all requirements for the Standard Bonus outlined above and then: • Subscribe to SoFi Plus for $10/month within 25 calendar days after registering or logging in as a SoFi user through the referral link. |
| 394 | Your $10/month SoFi Plus payment must be processed and validated by SoFi. The 21-day period begins on the day after you register or log in as a SoFi user and ends at 11:59 p.m. E.T. on the twenty first(21st) day after registration or login. | 395 | Your $10/month SoFi Plus payment must be processed and validated by SoFi. The 25-day period begins on the day after you register or log in as a SoFi user and ends at 11:59 p.m. E.T. on the twenty fifth(25th) day after registration or login. |
| 396 | Standard Bonus Once both the Eligible Bank Referrer and Eligible Recipient have met all eligibility requirements, SoFi will credit each party a cash bonus (each, a "Standard Bonus"), with the amount determined as follows: Eligible Recipient Standard Bonus: The Eligible Recipient will receive a cash bonus of: • $50 into their SoFi Checking account for opening a SoFi Checking and Savings account and making deposits totaling $500 or more. | 397 | Standard Bonus Once both the Eligible Bank Referrer and Eligible Recipient have met all eligibility requirements, SoFi will credit each party a cash bonus (each, a "Standard Bonus"), with the amount determined as follows: Eligible Recipient Standard Bonus: The Eligible Recipient will receive a cash bonus of: •$25 into their SoFi Checking account for opening a SoFi Checking and Savings account and making deposits totaling $50 or more. |
| 401 | SoFi Plus Additional Bonus If the Eligible Recipient subscribes to SoFi Plus for $10/month and the payment is processed and validated by SoFi within 21 calendar days after opening the referral link and registering or logging in as a SoFi user, SoFi will credit: • The Eligible Recipient a $25 cash bonus (the "SoFi Plus Additional Bonus") into their SoFi Checking account; and • The Eligible Bank Referrer the SoFi Plus Additional Bonus of $25 into their SoFi Checking account. | 402 | SoFi Plus Additional Bonus If the Eligible Recipient subscribes to SoFi Plus for $10/month and the payment is processed and validated by SoFi within 25 calendar days after opening the referral link and registering or logging in as a SoFi user, SoFi will credit: • The Eligible Recipient a $25 cash bonus (the "SoFi Plus Additional Bonus") into their SoFi Checking account; and • The Eligible Bank Referrer the SoFi Plus Additional Bonus of $25 into their SoFi Checking account. |
| 403 | In all cases, bonus payments will be made no later than seventy-four (74) days after the applicable qualifying activities have been completed. • The Standard Bonus is earned after the Eligible Recipient opens a SoFi Checking and Savings account and completes deposits totaling $500 or more. | 404 | In all cases, bonus payments will be made no later than seventy-four (74) days after the applicable qualifying activities have been completed. • The Standard Bonus is earned after the Eligible Recipient opens a SoFi Checking and Savings account and completes deposits totaling $50 or more. |
| 436 | Rates are current as of 5/28/26. | 437 | Rates are current as of 9/23/26. |
| 440 | Earn 4.50% Annual Percentage Yield (APY) on up to $20,000 in one SoFi Savings account, and 3.10% APY on all other Savings balances with a SoFi Plus membership. | 441 | Earn 4.50% Annual Percentage Yield (APY) on up to $20,000 in one SoFi Savings account, and 3.30% APY on all other Savings balances with a SoFi Plus membership. |
| 442 | Rates are current as of 5/28/26. | 443 | Rates are current as of 9/23/26. |
| 514 | SoFi Plus Last Updated: September 23, 2026 (a) What is SoFi Plus? | 515 | SoFi Plus Last Updated: October 1, 2026 (a) What is SoFi Plus? |
| 755 | (xv) Exclusive live event access: SoFi Plus members or guests of SoFi Plus members are eligible to attend SoFi Member In-Person Experiences (a “Member Experience”). | 756 | (xv) 50% off processing fees for international payments to friends: SoFi Plus members are eligible to receive a 50% discount on the processing fees assessed by SoFi for all global remittance transfers initiated through SoFi Checking and Savings. |
| 757 | There is no limit on the number of discounts a member can receive. | ||
| 758 | The discount is automatically applied at time of transfer. | ||
| 759 | Global remittance services are available to SoFi members through SoFi Checking and Savings. | ||
| 760 | SoFi Checking and Savings is offered by SoFi Bank, N.A., Member FDIC. | ||
| 761 | Transfers are subject to the terms of the SoFi Bank Deposit Account Agreement in effect at the time of payment. | ||
| 762 | Fees, exchange rates, and estimated delivery times will be presented prior to payment confirmation. | ||
| 763 | Third-party intermediary or recipient banks may charge additional fees, which are not eligible for the 50% discount. | ||
| 764 | Service availability may vary by country or recipient. | ||
| 765 | (xvi) Exclusive live event access: SoFi Plus members or guests of SoFi Plus members are eligible to attend SoFi Member In-Person Experiences (a “Member Experience”). | ||
| 764 | (xvi) $129 subscription to The Wall Street Journal: Promotion provided and fulfilled by Dow Jones (publisher of The Wall Street Journal and MarketWatch). | 774 | (xvii) $129 subscription to The Wall Street Journal: Promotion provided and fulfilled by Dow Jones (publisher of The Wall Street Journal and MarketWatch). |
| 783 | (xvii) ClassPass free trial: Promotion provided and fulfilled by ClassPass. | 793 | (xviii) ClassPass free trial: Promotion provided and fulfilled by ClassPass. |
| 801 | (xviii) 10% off tickets with Vivid Seats: SoFi Plus members are eligible to save 10% on Vivid Seats’ inventory of live event tickets, up to a maximum discount of $50 per order, excluding any taxes, fees, or insurance products, as shown on the website. | 811 | (xix) 10% off tickets with Vivid Seats: SoFi Plus members are eligible to save 10% on Vivid Seats’ inventory of live event tickets, up to a maximum discount of $50 per order, excluding any taxes, fees, or insurance products, as shown on the website. |
| 818 | (xix) 20% off with TurboTax: SoFi Plus members are eligible to receive 20% off TurboTax Federal filing and a free consultation with a TurboTax tax professional when they sign up through the link provided by SoFi. For complete details regarding SoFi Plus, please see sections 10(b-c) herein. | 828 | (xx) 20% off with TurboTax: SoFi Plus members are eligible to receive 20% off TurboTax Federal filing and a free consultation with a TurboTax tax professional when they sign up through the link provided by SoFi. For complete details regarding SoFi Plus, please see sections 10(b-c) herein. |
| 838 | (xx) $20 reward on dining with Seated: SoFi Plus members are eligible to receive a one-time $20 reward credit from Seated when they download the Seated app through the link provided by SoFi and complete their first eligible transaction. | 848 | (xxi) $20 reward on dining with Seated: SoFi Plus members are eligible to receive a one-time $20 reward credit from Seated when they download the Seated app through the link provided by SoFi and complete their first eligible transaction. |
| 855 | (xxi) $99 Care.com subscription: SoFi Plus members are eligible to sign up for a discounted 12-month Premium Care.com Membership subscription for $99 when they sign up through the link provided by SoFi. For complete details regarding SoFi Plus, please see sections 10(b-c) herein. | 865 | (xxii) $99 Care.com subscription: SoFi Plus members are eligible to sign up for a discounted 12-month Premium Care.com Membership subscription for $99 when they sign up through the link provided by SoFi. For complete details regarding SoFi Plus, please see sections 10(b-c) herein. |
| 870 | (xxii) $50 Rakuten welcome bonus: SoFi Plus members are eligible for a $50 Rakuten Welcome Bonus. | 880 | (xxiii) $50 Rakuten welcome bonus: SoFi Plus members are eligible for a $50 Rakuten Welcome Bonus. |
| 884 | (xxiii) $200 off a Trust plan: SoFi Plus members are eligible for a $200 discount on the initial purchase of a Trust. | 894 | (xxiv) $200 off a Trust plan: SoFi Plus members are eligible for a $200 discount on the initial purchase of a Trust. |
| 896 | (xxiv) 50% off online privacy protection: SoFi Plus members are eligible for a 50% discount on an annual subscription to HelloPrivacy’s Data Broker Monitoring and Removal service. | 906 | (xxv) 50% off online privacy protection: SoFi Plus members are eligible for a 50% discount on an annual subscription to HelloPrivacy’s Data Broker Monitoring and Removal service. |
| 913 | (xxv) 40% off CNBC+: SoFi Plus members are eligible for a 40% discount on a $149.99 (plus applicable taxes and fees) one-year subscription to CNBC+, for a total of $89.99/year (plus applicable taxes and fees), subject to applicable terms and conditions (the “Offer”). | 923 | (xxvi) 40% off CNBC+: SoFi Plus members are eligible for a 40% discount on a $149.99 (plus applicable taxes and fees) one-year subscription to CNBC+, for a total of $89.99/year (plus applicable taxes and fees), subject to applicable terms and conditions (the “Offer”). |
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