| Before | After | ||
|---|---|---|---|
| 400 | Promotion Period June 24, 2026 at 12:00 a.m. E.T. – December 31, 2026 at 11:59 p.m. E.T. Only referrals that satisfy all required activities during the Promotion Period will qualify for this Promotion. | 400 | Promotion Period June 24, 2026 at 12:00 a.m. E.T. – August 4, 2026 at 11:59 p.m. E.T. Only referrals that satisfy all required activities during the Promotion Period will qualify for this Promotion. |
| 402 | Eligible Recipient Requirements To be eligible for the Standard Bonus, an Eligible Recipient must: Apply and successfully open a SoFi Checking and Savings account as their first SoFi product by clicking the referral link from their friend (individuals who have previously applied for but did not successfully open or enroll in another SoFi product remain eligible); and Make deposits totaling $50 or more that settle within 21 calendar days from clicking on the referral link. | 402 | Eligible Recipient Requirements To be eligible for the Standard Bonus, an Eligible Recipient must: Apply and successfully open a SoFi Checking and Savings account prior to the end of the Promotion Period as their first SoFi product by opening the referral link from their friend (individuals who have previously applied for but did not successfully open or enroll in another SoFi product remain eligible); and Make deposits totaling $50 or more that settle within 21 calendar days from opening the referral link and registering or logging in as a SoFi user. |
| 405 | To be eligible for the SoFi Plus Additional Bonus, an Eligible Recipient must first satisfy all requirements for the Standard Bonus outlined above and then: Subscribe to SoFi Plus for $10/month within 21 calendar days after clicking on the referral link. | 405 | To be eligible for the SoFi Plus Additional Bonus, an Eligible Recipient must first satisfy all requirements for the Standard Bonus outlined above and then: Subscribe to SoFi Plus for $10 a month within 21 calendar days after opening the referral link and registering or logging in as a SoFi user. |
| 409 | SoFi Plus Additional Bonus If the Eligible Recipient subscribes to SoFi Plus for $10/month within 21 calendar days after clicking on the referral link, SoFi will credit: The Eligible Recipient a $25 cash bonus (the “SoFi Plus Additional Bonus”) into their SoFi Checking account; and The Eligible Bank Referrer the SoFi Plus Additional Bonus of $25 into their SoFi Checking account. | 409 | SoFi Plus Additional Bonus If the Eligible Recipient subscribes to SoFi Plus for $10 a month within 21 calendar days after opening the referral link and registering or logging in as a SoFi user, SoFi will credit: The Eligible Recipient a $25 cash bonus (the “SoFi Plus Additional Bonus”) into their SoFi Checking account; and The Eligible Bank Referrer the SoFi Plus Additional Bonus of $25 into their SoFi Checking account. |
| 528 | SoFi Plus Last Updated: May 28, 2026 (a) What is SoFi Plus? | 528 | SoFi Plus Last Updated: July 31, 2026 (a) What is SoFi Plus? |
| 557 | (d) What else is important to know? • You may only enroll in SoFi Plus if you are legally authorized to accept and be bound by these terms and are of a legal age to enter this Agreement. • Your participation in this SoFi Plus Benefits Program may result in the receipt of taxable income from SoFi and we may be required to send you, and file with the IRS, a Form 1099. | 557 | (d) What else is important to know? • You may only enroll in SoFi Plus if you are legally authorized to accept and be bound by these terms and are of a legal age to enter this Agreement. • When you join SoFi Plus, if you have existing SoFi Checking and Savings accounts, SoFi will enable Overdraft Protection by linking your individual SoFi Checking Account to your individual SoFi Savings Account, and linking your joint SoFi Checking Account to your joint SoFi Savings Account, as applicable. |
| 558 | This will allow us to use available funds in your SoFi Savings Account to pay Overdrafts in your SoFi Checking Account. | ||
| 559 | SoFi will not charge a fee for such transfers. | ||
| 560 | Please note that the funds applied to this overdraft protection feature will be limited to SoFi Savings Account deposits which are not allocated to a Vault. | ||
| 561 | You may disable Overdraft Protection at any time so long as all authorized debit card transactions have settled. | ||
| 562 | All Checking and Savings Account holders have the option to enable or disable Overdraft Protection through the SoFi app or website. | ||
| 563 | See your SoFi Deposit Account Agreement for further details on SoFi’s Overdraft Protection program. • Your participation in this SoFi Plus Benefits Program may result in the receipt of taxable income from SoFi and we may be required to send you, and file with the IRS, a Form 1099. | ||
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