Old version
July 8, 2026 00:16 UTC
5d85285a5db79e69b1a5e406c58bd58bde587ddcd0ad98a637d9436791330c60
CA-V-004588
New version
July 9, 2026 00:19 UTC
ab5c11080bb78e87ead66b954636184a13f01c48bb6ccfd881844e0ecee7c465
CA-V-004630
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Change Summary
SoFi updated its Early Withdrawal Fee Examples section on July 9, 2026 by adding a subtitle '1% Match Promotion: Example Withdrawal and Fee Calculations' to the table. A similar subtitle was also added to the cryptocurrency match section. These are organizational clarifications that do not change the actual fee calculations, withdrawal timing, or underlying match terms displayed in the examples.
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584Early Withdrawal Fee Examples: Deposit 1% Match Total Equity Balance Withdrawal Date Withdrawal Amount Remaining Equity Balance Early Withdrawal Fee $1,000 $10 $1,010 5+ years from deposit date -$600 $410 $0 (earned full match amount) $1,000 $10 $1,010 Less than 5 years from deposit date -$600 $410 $5.94 $1,000 $10 $1,310 Account balance increases due to investment gains Less than 5 years from deposit date -$250 $1,060 $0 $1,000 $10 $950 Account balance decreases due to investment losses Less than 5 years from deposit date -$250 $700 $3.07 Fraud and Violations: SoFi reserves the right to decline, rescind, or delay granting the Match if fraudulent activity or violations of these Terms are suspected.584Early Withdrawal Fee Examples: 1% Match Promotion: Example Withdrawal and Fee Calculations Deposit 1% Match Total Equity Balance Withdrawal Date Withdrawal Amount Remaining Equity Balance Early Withdrawal Fee $1,000 $10 $1,010 5+ years from deposit date -$600 $410 $0 (earned full match amount) $1,000 $10 $1,010 Less than 5 years from deposit date -$600 $410 $5.94 $1,000 $10 $1,310 Account balance increases due to investment gains Less than 5 years from deposit date -$250 $1,060 $0 $1,000 $10 $950 Account balance decreases due to investment losses Less than 5 years from deposit date -$250 $700 $3.07 Fraud and Violations: SoFi reserves the right to decline, rescind, or delay granting the Match if fraudulent activity or violations of these Terms are suspected.
636(vii) 1% match on crypto: CRYPTOCURRENCY AND OTHER DIGITAL ASSETS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE Cryptocurrency and other digital assets are highly speculative, involve significant risk, and may result in the complete loss of value.636(vii) 1% match on crypto: 1% Match Promotion: Example Withdrawal and Fee Calculations CRYPTOCURRENCY AND OTHER DIGITAL ASSETS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE Cryptocurrency and other digital assets are highly speculative, involve significant risk, and may result in the complete loss of value.
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