Old version
July 7, 2026 00:19 UTC
0847011ded46450cd9bf0dc436cfab9b6735e3d0a74f6e60f13ff2ff83c2d919
CA-V-004542
New version
July 8, 2026 00:16 UTC
5d85285a5db79e69b1a5e406c58bd58bde587ddcd0ad98a637d9436791330c60
CA-V-004588
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Change Summary
SoFi updated its Terms of Service on July 8, 2026 to reorganize product navigation and add clarifying labels to the 1% Match promotion section. The changes include adding new product categories like 'Coach Chat' and 'Budget Planner' to the Financial Insights menu, and adding section headers labeled '1% Match Promotion: Example Withdrawal and Fee Calculations' to the Match promotion terms. No material changes were made to the substantive terms governing the Match promotion, holding periods, or cancellation fees themselves.
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0Terms of Use | SoFi Skip To Main Content Accessible Menu - Main Log In Contact Us Products Loans Student Loan Refinancing Medical Resident Refinancing Parent PLUS Refinancing Medical Professional Refinancing Law and MBA Refinancing SmartStart Refinancing Private Student Loans Undergraduate Student Loans Graduate Student Loans Law School Loans MBA Loans Health Professions Loans Parent Student Loans Medical and Veterinary Loans Dental Loans STEM Loans Auto Loan Refinance Personal Loans Home Improvement Loans Credit Card Consolidation Loans Family Planning Loans Travel Loans Wedding Loans Mortgage Loans Home Purchase Loans Mortgage Refinance Cash-Out Refinance Jumbo Loans FHA Loans VA Loans Mortgage Preapproval Mortgage Rates Home Equity Home Equity Loans HELOC Investing Invest Self-Directed Investing Robo Investing Retirement Accounts (IRAs) Stock Trading IPO Investing Fractional Shares ETFs Credit Cards Credit Cards Everyday Cash Rewards Card Essential Card Unlimited 2% Card Premium Membership SoFi Plus Banking Banking Checking Account High Yield Savings Account International Money Transfers Smart Card Crypto Crypto Insurance Insurance Auto Insurance Life Insurance Homeowners Insurance Renters Insurance Estate Planning Financial Insights Financial Insights Credit Score Monitoring Budgeting and Spending Property Tracking Investment Portfolio Summary Debt Summary Business Solutions SoFi at Work Small Business Financing Line of Credit Equipment Financing Startup Loans Business Checking Business Credit Card Browse all products SoFi Plus Member Benefits Member Benefits As a SoFi member, you get access to exclusive benefits designed to help set you up for success with your money, community, and career.0Terms of Use | SoFi Skip To Main Content Accessible Menu - Main Log In Contact Us Products Loans Student Loan Refinancing Medical Resident Refinancing Parent PLUS Refinancing Medical Professional Refinancing Law and MBA Refinancing SmartStart Refinancing Private Student Loans Undergraduate Student Loans Graduate Student Loans Law School Loans MBA Loans Health Professions Loans Parent Student Loans Medical and Veterinary Loans Dental Loans STEM Loans Auto Loan Refinance Personal Loans Home Improvement Loans Credit Card Consolidation Loans Family Planning Loans Travel Loans Wedding Loans Mortgage Loans Home Purchase Loans Mortgage Refinance Cash-Out Refinance Jumbo Loans FHA Loans VA Loans Mortgage Preapproval Mortgage Rates Home Equity Home Equity Loans HELOC Investing Invest Self-Directed Investing Robo Investing Retirement Accounts (IRAs) Stock Trading IPO Investing Fractional Shares ETFs Credit Cards Credit Cards Everyday Cash Rewards Card Essential Card Unlimited 2% Card Premium Membership SoFi Plus Banking Banking Checking Account High Yield Savings Account International Money Transfers Smart Card Crypto Crypto Insurance Insurance Auto Insurance Life Insurance Homeowners Insurance Renters Insurance Estate Planning SoFi Coach Coach Insights NEW!
1Coach Chat Credit Score Monitoring Budget Planner Property Tracking Investment Portfolio Summary Debt Summary Business Solutions SoFi at Work Small Business Financing Line of Credit Working Capital Loans Equipment Financing Startup Loans Business Checking Business Credit Card Browse all products SoFi Plus Member Benefits Member Benefits As a SoFi member, you get access to exclusive benefits designed to help set you up for success with your money, community, and career.
542(ii) 1% match on deposits into taxable accounts: INVESTMENTS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE SoFi Securities LLC (“SoFi Securities”) and SoFi Wealth LLC (“SoFi Wealth”) are offering the SoFi Plus 1% Match promotion (the “Match” or “Offer”), which is governed by the following Terms and Conditions: Offer: SoFi Plus members are eligible for a 1% Match on deposits made into their existing or newly opened taxable self-directed SoFi Invest account (offered by SoFi Securities) or taxable Robo investing SoFi Invest account (offered by SoFi Wealth) during the Offer Period (the “Eligible Deposit”).543(ii) 1% match on deposits into taxable accounts: 1% Match Promotion: Example Withdrawal and Fee Calculations INVESTMENTS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE SoFi Securities LLC (“SoFi Securities”) and SoFi Wealth LLC (“SoFi Wealth”) are offering the SoFi Plus 1% Match promotion (the “Match” or “Offer”), which is governed by the following Terms and Conditions: Offer: SoFi Plus members are eligible for a 1% Match on deposits made into their existing or newly opened taxable self-directed SoFi Invest account (offered by SoFi Securities) or taxable Robo investing SoFi Invest account (offered by SoFi Wealth) during the Offer Period (the “Eligible Deposit”).
567SoFi Plus Cancellation Fee Examples: SoFi Plus Activation Date Deposit 1% Match Total Equity Balance SoFi Plus Cancellation Date SoFi Plus Cancellation Fee March 1, 2026 $2,000 $20 $2,020 5+ years from deposit date $0 (earned full match amount) March 1, 2026 $2,000 $20 $2,020 2 years from deposit date $0 (adhered to SoFi Plus holding period, but early withdrawal fee could still apply) March 1, 2026 $2,000 $20 $2,020 Less than 1 year from deposit date $20 SoFi Plus members must keep Eligible Deposits in the account that earned the Match for five (5) years to keep the entire Match amount.568SoFi Plus Cancellation Fee Examples: 1% Match Promotion: Example Withdrawal and Fee Calculations SoFi Plus Activation Date Deposit 1% Match Total Equity Balance SoFi Plus Cancellation Date SoFi Plus Cancellation Fee March 1, 2026 $2,000 $20 $2,020 5+ years from deposit date $0 (earned full match amount) March 1, 2026 $2,000 $20 $2,020 2 years from deposit date $0 (adhered to SoFi Plus holding period, but early withdrawal fee could still apply) March 1, 2026 $2,000 $20 $2,020 Less than 1 year from deposit date $20 SoFi Plus members must keep Eligible Deposits in the account that earned the Match for five (5) years to keep the entire Match amount.
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