| Before | After | ||
|---|---|---|---|
| 405 | See Official Referral Program Rules for additional information. 8. | 405 | See Official Referral Program Rules for additional information. |
| 406 | Crypto Referral Program CRYPTOCURRENCY AND OTHER DIGITAL ASSETS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE SoFi cryptocurrency products and services are offered by SoFi Bank, N.A., subject to applicable regulatory approvals. | ||
| 407 | Participation is subject to the promotion’s terms and conditions and does not constitute an offer or guarantee of access to cryptocurrency-related products or services. | ||
| 408 | Cryptocurrency and other digital assets are highly speculative and involve significant risk, including the potential for complete loss of value. | ||
| 409 | The following terms and conditions govern your participation in the SoFi Crypto Referral Program (“Crypto Referral Program”) during the Promotion Period (as defined below). | ||
| 410 | PROMOTION PERIOD: February 4, 2026 at 12:00 a.m. E.T. – December 31, 2026 at 11:59 p.m. E.T. TERMS AND CONDITIONS: This is a limited-time offer from SoFi with limited availability, and is subject to expire at any time. | ||
| 411 | To receive the crypto referral bonus, a referrer must complete the following required activities: (1) Share their unique referral link during the Promotion Period to the referred member. | ||
| 412 | (2)Have BOTH an existing SoFi Checking and Savings account AND an existing SoFi Crypto account at the time the referred member opens their SoFi Crypto Account. | ||
| 413 | To receive the crypto referral bonus, a referred member must complete the following required activities: (1) Click the referrer’s unique referral link during the Promotion Period (2) Apply and successfully open BOTH a SoFi Crypto AND a SoFi Checkings and Savings account (3) Make a single qualifying crypto purchase of at least $50 within 30 calendar days of clicking the referral link. | ||
| 414 | A qualifying crypto purchase means a successful SoFi Crypto purchase transaction to buy Supported Digital Assets: (i) cryptocurrencies (ii) stablecoins. | ||
| 415 | A qualifying crypto purchase must be funded directly from your Sofi Checking and Savings. | ||
| 416 | REFERRAL BONUS Once the referrer and the referred member have completed all required activities, SoFi will: (1) credit the referrer a one-time cash bonus of $25 into their SoFi Checking and Savings account AND (2) credit the referred member a one-time cash bonus of $25 into their SoFi Checking and Savings account. | ||
| 417 | Bonus payments will be credited to the referrer and the referred member’s respective SoFi Checking and Savings account within seven (7) business days following confirmation by SoFi that all required activities have been completed by the referrer and referred member. | ||
| 418 | Referrers will not earn a referral bonus if the referred member has previously opened a SoFi Crypto Account or does not use the unique referral link provided by the referrer to open a SoFi Crypto account during the Promotion Period. | ||
| 419 | Employees of Social Finance, LLC and its affiliates are not eligible to receive referral bonuses under the Crypto Referral Program. | ||
| 420 | In no event will any referrer or referred member be entitled to receive more than $10,000 in cumulative referral or welcome bonuses under all available SoFi referral programs within any calendar year. | ||
| 421 | Bonuses are considered miscellaneous income, and will be reportable to the IRS on Form 1099-MISC (or Form 1042-S, if applicable). | ||
| 422 | OTHER IMPORTANT DETAILS •This offer can be combined with other SoFi Crypto promotions •SoFi reserves the right to disqualify any participant from the referral program at its sole discretion, including but not limited to cases of actual or suspected fraud, abuse, gaming of the program, or conduct inconsistent with the spirit or intent of these terms. •SoFi further reserves the right to verify eligibility, withhold or revoke any bonus, or modify, suspend, or terminate this offer or the referral program at any time without notice. 8. | ||
Follow unlimited companies, monitor the clauses that matter across every platform, and get the full institutional analysis on what each change obligates you to do.