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| 0 | Terms of Use | SoFi Log In Contact Us Products Loans Student Loan Refinancing Medical Resident Refinancing Parent PLUS Refinancing Medical Professional Refinancing Law and MBA Refinancing SmartStart Refinancing Private Student Loans Undergraduate Student Loans Graduate Student Loans Law School Loans MBA Loans Health Professions Loans Parent Student Loans Medical and Veterinary Loans Dental Loans STEM Loans Auto Loan Refinance Personal Loans Home Improvement Loans Credit Card Consolidation Loans Family Planning Loans Travel Loans Wedding Loans Mortgage Loans Home Purchase Loans Mortgage Refinance Cash-Out Refinance Jumbo Loans FHA Loans VA Loans Mortgage Preapproval Mortgage Rates Home Equity Home Equity Loans HELOC Investing Invest Self-Directed Investing Robo Investing Retirement Accounts (IRAs) Stock Trading IPO Investing Fractional Shares ETFs Credit Cards Credit Cards Everyday Cash Rewards Card Essential Card Unlimited 2% Card Premium Membership SoFi Plus Banking Banking Checking Account High Yield Savings Account International Money Transfers Crypto Crypto Insurance Insurance Auto Insurance Life Insurance Homeowners Insurance Renters Insurance Estate Planning Financial Insights Financial Insights Credit Score Monitoring Budgeting and Spending Property Tracking Investment Portfolio Summary Debt Summary Business Solutions SoFi at Work Small Business Financing Line of Credit Equipment Financing Startup Loans Business Checking Business Credit Card Browse all products SoFi Plus Member Benefits Member Benefits As a SoFi member, you get access to exclusive benefits designed to help set you up for success with your money, community, and career. | 0 | Terms of Use | SoFi Skip To Main Content Accessible Menu - Main Log In Contact Us Products Loans Student Loan Refinancing Medical Resident Refinancing Parent PLUS Refinancing Medical Professional Refinancing Law and MBA Refinancing SmartStart Refinancing Private Student Loans Undergraduate Student Loans Graduate Student Loans Law School Loans MBA Loans Health Professions Loans Parent Student Loans Medical and Veterinary Loans Dental Loans STEM Loans Auto Loan Refinance Personal Loans Home Improvement Loans Credit Card Consolidation Loans Family Planning Loans Travel Loans Wedding Loans Mortgage Loans Home Purchase Loans Mortgage Refinance Cash-Out Refinance Jumbo Loans FHA Loans VA Loans Mortgage Preapproval Mortgage Rates Home Equity Home Equity Loans HELOC Investing Invest Self-Directed Investing Robo Investing Retirement Accounts (IRAs) Stock Trading IPO Investing Fractional Shares ETFs Credit Cards Credit Cards Everyday Cash Rewards Card Essential Card Unlimited 2% Card Premium Membership SoFi Plus Banking Banking Checking Account High Yield Savings Account International Money Transfers Crypto Crypto Insurance Insurance Auto Insurance Life Insurance Homeowners Insurance Renters Insurance Estate Planning Financial Insights Financial Insights Credit Score Monitoring Budgeting and Spending Property Tracking Investment Portfolio Summary Debt Summary Business Solutions SoFi at Work Small Business Financing Line of Credit Equipment Financing Startup Loans Business Checking Business Credit Card Browse all products SoFi Plus Member Benefits Member Benefits As a SoFi member, you get access to exclusive benefits designed to help set you up for success with your money, community, and career. |
| 13 | Learn More About Us Our Leadership Meet the SoFi leadership team and board members. | 13 | Learn More about About Us Our Leadership Meet the SoFi leadership team and board members. |
| 32 | Confirmation # Confirmation # invalid Zip Code Get Started Cancel Leaving SoFi Website You are now leaving the SoFi website and entering a third-party website. | 32 | Confirmation # Confirmation # invalid Zip Code Get Started Cancel X Leaving SoFi Website You are now leaving the SoFi website and entering a third-party website. |
| 43 | To use the SoFi Site and to obtain any SoFi product or service, you must agree to SoFi’s E-Sign Agreement , which means your acceptance of this Terms of Use Agreement and all other agreements with SoFi, such as our GLBA Privacy Notice and Arbitration Agreement , are effective and binding on you just as if you had signed the document with pen and ink, and you agree all communication with you related to SoFi and any SoFi product or service may be in electronic form. | 43 | To use the SoFi Site and to obtain any SoFi product or service, you must agree to SoFi’s E-Sign Agreement , which means your acceptance of this Terms of Use Agreement and all other agreements with SoFi, such as our GLBA Privacy Notice . |
| 44 | PDF File and Arbitration Agreement , are effective and binding on you just as if you had signed the document with pen and ink, and you agree all communication with you related to SoFi and any SoFi product or service may be in electronic form. | ||
| 51 | GENERAL TERMS II. | 52 | GENERAL TERMS - same page link II. |
| 52 | SPECIFIC ADDITIONAL TERMS AND CONDITIONS If you use ANY of the following SoFi products or services, please read the terms applicable to each — these terms apply to you. 1. | 53 | SPECIFIC ADDITIONAL TERMS AND CONDITIONS - same page link If you use ANY of the following SoFi products or services, please read the terms applicable to each — these terms apply to you. 1. |
| 53 | Connected Accounts 2. | 54 | Connected Accounts - same page link 2. |
| 54 | Relay (Financial Insights and Tools) 3. | 55 | Relay (Financial Insights and Tools) - same page link 3. |
| 55 | Credit Score Monitoring 4. | 56 | Credit Score Monitoring - same page link 4. |
| 56 | At Work Services (If you reach SoFi through your Employer) 5. | 57 | At Work Services (If you reach SoFi through your Employer) - same page link 5. |
| 57 | SoFi Marketplace & Lantern 6. | 58 | SoFi Marketplace & Lantern - same page link 6. |
| 58 | SoFi Mobile App 7. | 59 | SoFi Mobile App - same page link 7. |
| 59 | Referral Program 8. | 60 | Referral Program - same page link 8. |
| 60 | SoFi Member Rewards Program 9. | 61 | SoFi Member Rewards Program - same page link 9. |
| 61 | Use of artificial intelligence in SoFi Coach 10. | 62 | Use of artificial intelligence in SoFi Coach - same page link 10. |
| 62 | SoFi Plus 11. | 63 | SoFi Plus - same page link 11. |
| 63 | SoFi Insurance Agency Services (Protect) General Terms 1. | 64 | SoFi Insurance Agency Services (Protect) - same page link General Terms 1. |
| 83 | If you use or obtain any SoFi product or service, SoFi will collect information about you and use it and share it according to SoFi’s Online Privacy Policy and GLBA Privacy Notice. | 84 | If you use or obtain any SoFi product or service, SoFi will collect information about you and use it and share it according to SoFi’s Online Privacy Policy and GLBA Privacy Notice. . |
| 84 | Please read SoFi’s Privacy Policy and Privacy Notice for a full description of how SoFi will collect, use and share information about you. | 85 | PDF File Please read SoFi’s Privacy Policy and Privacy Notice for a full description of how SoFi will collect, use and share information about you. |
| 86 | This Terms of Use does not limit the application of the SoFi Privacy Policy or Privacy Notice . 5. | 87 | This Terms of Use does not limit the application of the SoFi Privacy Policy or Privacy Notice . |
| 88 | PDF File . 5. | ||
| 393 | Interest Rates: SoFi members can earn the following annual percentage yields (APY): With Eligible Direct Deposit: Savings (including Vaults): 3.10% APY. | 395 | Interest Rates: SoFi members can earn the following annual percentage yields (APY): With Eligible Direct Deposit: Savings (including Vaults): 3.10%. |
| 395 | No minimum Direct Deposit amount is required to earn the 3.10% APY on savings. | 397 | No minimum Direct Deposit amount is required to earn the 3.10% on savings. |
| 528 | (i) 4.50% Annual Percentage Yield (APY) on SoFi Savings balances up to $20,000 and 3.10% APY on all other Savings balances (the “SoFi Plus APY”): For SoFi Plus members, SoFi Savings is a tiered-rate account. | 530 | (i) 4.50% Annual Percentage Yield (APY) on SoFi Savings balances up to $20,000 and 3.10% on all other Savings balances (the “SoFi Plus APY”): For SoFi Plus members, SoFi Savings is a tiered-rate account. |
| 535 | These determinations are made on an ongoing basis, and the rates applicable to your accounts may change if accounts are opened or closed. 3.10% APY : A 3.10% APY applies to the portion of SoFi Plus Savings balances that do not earn 4.50% APY across both individual and joint SoFi Savings accounts. | 537 | These determinations are made on an ongoing basis, and the rates applicable to your accounts may change if accounts are opened or closed. 3.10% : A 3.10% applies to the portion of SoFi Plus Savings balances that do not earn 4.50% APY across both individual and joint SoFi Savings accounts. |
| 536 | As a result, the APY on your entire balance will range from 3.10% APY to 4.50%, depending on your total balance. | 538 | As a result, the APY on your entire balance will range from 3.10% to 4.50%, depending on your total balance. |
| 537 | Direct Deposit or Qualifying Deposit account holders: An APY of 3.10% APY on all Savings balances is available to account holders with Eligible Direct Deposit or $5,000 in Qualifying Deposits, as defined in the SoFi Bank Rate Sheet, whether or not you subscribe to SoFi Plus. • Interaction with Other Promotions: Promotional APY boost offers cannot be combined on the same balances earning the 4.50% APY. | 539 | Direct Deposit or Qualifying Deposit account holders: An APY of 3.10% on all Savings balances is available to account holders with Eligible Direct Deposit or $5,000 in Qualifying Deposits, as defined in the SoFi Bank Rate Sheet, whether or not you subscribe to SoFi Plus. • Interaction with Other Promotions: Promotional APY boost offers cannot be combined on the same balances earning the 4.50% APY. |
| 596 | PDF File . | ||
| 926 | Customer Support: (855) 456-7634 Mon-Thu 5:00 AM - 7:00 PM PT Fri-Sun 5:00 AM - 5:00 PM PT Home Loans General Support: (844) 763-4466 Mon-Fri 6:00 AM – 6:00 PM PT Closed Saturday & Sunday PRODUCTS SoFi Plus Student Loan Refinancing Medical/Dental Resident Refinancing Parent PLUS Refinancing Medical Professional Refinancing Law and MBA Refinancing SmartStart Refinancing Private Student Loans Undergraduate Student Loans Graduate Student Loans Law School Loans MBA Loans Health Professions Loans Parent Student Loans Personal Loans Credit Card Consolidation Loans Home Improvement Loans Family Planning Loans Travel Loans Wedding Loans Mortgage Loans Home Purchase Loans Mortgage Refinance Auto Loan Refinance Online Investing Self-Directed Brokerage Account Robo Investing IRA Account Stock Trading Options Trading SoFi Protect Renters Insurance Homeowners Insurance Auto Insurance Life Insurance Estate Planning SoFi Credit Card SoFi Checking and Savings Online Checking Account Online Savings Account Debit Card Checking Account Bonus Crypto Financial Insights SoFi at Work Small Business Financing Business Checking Business Credit Card COMPANY About Us Our Leadership How it Works Our Values Press Investors Careers Inclusive Culture Contact Us On the Money FAQs LEGAL Privacy & Security Terms of Use Disclaimers Licenses NMLS Access Eligibility Criteria ADA Accessibility Business Continuity Your privacy options QUESTIONS FAQs Contact Us ALSO OF INTEREST Home Mortgage Calculator Personal Loan Calculator First-Time Homebuyer Guide Retirement Calculator SoFi's Scholarship Giveaway ALSO OF INTEREST Home Mortgage Calculator Personal Loan Calculator First-Time Homebuyer Guide Retirement Calculator SoFi's Scholarship Giveaway Intel, insights, and inspo for this financial moment, delivered straight to your inbox. | 929 | Customer Support: (855) 456-7634 Mon-Thu 5:00 AM - 7:00 PM PT Fri-Sun 5:00 AM - 5:00 PM PT Home Loans General Support: (844) 763-4466 Mon-Fri 6:00 AM – 6:00 PM PT Closed Saturday & Sunday PRODUCTS SoFi Plus Student Loan Refinancing Medical/Dental Resident Refinancing Parent PLUS Refinancing Medical Professional Refinancing Law and MBA Refinancing SmartStart Refinancing Private Student Loans Undergraduate Student Loans Graduate Student Loans Law School Loans MBA Loans Health Professions Loans Parent Student Loans Personal Loans Credit Card Consolidation Loans Home Improvement Loans Family Planning Loans Travel Loans Wedding Loans Mortgage Loans Home Purchase Loans Mortgage Refinance Auto Loan Refinance Online Investing Self-Directed Brokerage Account Robo Investing IRA Account Stock Trading Options Trading SoFi Protect Renters Insurance Homeowners Insurance Auto Insurance Life Insurance Estate Planning SoFi Credit Card SoFi Checking and Savings Online Checking Account Online Savings Account Debit Card Checking Account Bonus Crypto Financial Insights SoFi at Work Small Business Financing Business Checking Business Credit Card COMPANY About Us Our Leadership How it Works Our Values Press Investors Careers Inclusive Culture Contact Us On the Money FAQs LEGAL Privacy & Security Terms of Use Disclaimers Licenses NMLS Access Opens A New Window. |
| 930 | Eligibility Criteria ADA Accessibility Business Continuity Your privacy options QUESTIONS FAQs Contact Us ALSO OF INTEREST Home Mortgage Calculator Personal Loan Calculator First-Time Homebuyer Guide Retirement Calculator SoFi's Scholarship Giveaway ALSO OF INTEREST Home Mortgage Calculator Personal Loan Calculator First-Time Homebuyer Guide Retirement Calculator SoFi's Scholarship Giveaway Intel, insights, and inspo for this financial moment, delivered straight to your inbox. | ||
| 936 | Loans are originated by SoFi Bank, N.A. (Member FDIC) NMLS #696891 ( www.nmlsconsumeraccess.org ) Equal Housing Lender. | 940 | Loans are originated by SoFi Bank, N.A. (Member FDIC) NMLS #696891 ( www.nmlsconsumeraccess.org Opens A New Window. ) Equal Housing Lender. |
| 962 | Back Clear checkbox label label Apply Cancel Consent Leg.Interest Switch Label label Switch Label label Switch Label label Confirm My Choices | 966 | Back Clear checkbox label label Apply Cancel Consent Leg.Interest Switch Label label Switch Label label Switch Label label Confirm My Choices Opens in new window PDF Download Word Download Excel Download PowerPoint Download Document Download |
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