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| 0 | Terms of Use | SoFi Skip To Main Content Accessible Menu - Main Log In Contact Us Products Loans Student Loan Refinancing Medical Resident Refinancing Parent PLUS Refinancing Medical Professional Refinancing Law and MBA Refinancing SmartStart Refinancing Private Student Loans Undergraduate Student Loans Graduate Student Loans Law School Loans MBA Loans Health Professions Loans Parent Student Loans Medical and Veterinary Loans Dental Loans STEM Loans Auto Loan Refinance Personal Loans Home Improvement Loans Credit Card Consolidation Loans Family Planning Loans Travel Loans Wedding Loans Mortgage Loans Home Purchase Loans Mortgage Refinance Cash-Out Refinance Jumbo Loans FHA Loans VA Loans Mortgage Preapproval Mortgage Rates Home Equity Home Equity Loans HELOC Investing Invest Self-Directed Investing Robo Investing Retirement Accounts (IRAs) Stock Trading IPO Investing Fractional Shares ETFs Credit Cards Credit Cards Everyday Cash Rewards Card Essential Card Unlimited 2% Card Premium Membership SoFi Plus Banking Banking Checking Account High Yield Savings Account International Money Transfers Crypto Crypto Insurance Insurance Auto Insurance Life Insurance Homeowners Insurance Renters Insurance Estate Planning Financial Insights Financial Insights Credit Score Monitoring Budgeting and Spending Property Tracking Investment Portfolio Summary Debt Summary Business Solutions SoFi at Work Small Business Financing Line of Credit Equipment Financing Startup Loans Business Checking Business Credit Card Browse all products SoFi Plus Member Benefits Member Benefits As a SoFi member, you get access to exclusive benefits designed to help set you up for success with your money, community, and career. | 0 | Terms of Use | SoFi Log In Contact Us Products Loans Student Loan Refinancing Medical Resident Refinancing Parent PLUS Refinancing Medical Professional Refinancing Law and MBA Refinancing SmartStart Refinancing Private Student Loans Undergraduate Student Loans Graduate Student Loans Law School Loans MBA Loans Health Professions Loans Parent Student Loans Medical and Veterinary Loans Dental Loans STEM Loans Auto Loan Refinance Personal Loans Home Improvement Loans Credit Card Consolidation Loans Family Planning Loans Travel Loans Wedding Loans Mortgage Loans Home Purchase Loans Mortgage Refinance Cash-Out Refinance Jumbo Loans FHA Loans VA Loans Mortgage Preapproval Mortgage Rates Home Equity Home Equity Loans HELOC Investing Invest Self-Directed Investing Robo Investing Retirement Accounts (IRAs) Stock Trading IPO Investing Fractional Shares ETFs Credit Cards Credit Cards Everyday Cash Rewards Card Essential Card Unlimited 2% Card Premium Membership SoFi Plus Banking Banking Checking Account High Yield Savings Account International Money Transfers Crypto Crypto Insurance Insurance Auto Insurance Life Insurance Homeowners Insurance Renters Insurance Estate Planning Financial Insights Financial Insights Credit Score Monitoring Budgeting and Spending Property Tracking Investment Portfolio Summary Debt Summary Business Solutions SoFi at Work Small Business Financing Line of Credit Equipment Financing Startup Loans Business Checking Business Credit Card Browse all products SoFi Plus Member Benefits Member Benefits As a SoFi member, you get access to exclusive benefits designed to help set you up for success with your money, community, and career. |
| 13 | Learn More about About Us Our Leadership Meet the SoFi leadership team and board members. | 13 | Learn More About Us Our Leadership Meet the SoFi leadership team and board members. |
| 32 | Confirmation # Confirmation # invalid Zip Code Get Started Cancel X Leaving SoFi Website You are now leaving the SoFi website and entering a third-party website. | 32 | Confirmation # Confirmation # invalid Zip Code Get Started Cancel Leaving SoFi Website You are now leaving the SoFi website and entering a third-party website. |
| 43 | To use the SoFi Site and to obtain any SoFi product or service, you must agree to SoFi’s E-Sign Agreement , which means your acceptance of this Terms of Use Agreement and all other agreements with SoFi, such as our GLBA Privacy Notice . | 43 | To use the SoFi Site and to obtain any SoFi product or service, you must agree to SoFi’s E-Sign Agreement , which means your acceptance of this Terms of Use Agreement and all other agreements with SoFi, such as our GLBA Privacy Notice and Arbitration Agreement , are effective and binding on you just as if you had signed the document with pen and ink, and you agree all communication with you related to SoFi and any SoFi product or service may be in electronic form. |
| 44 | PDF File and Arbitration Agreement , are effective and binding on you just as if you had signed the document with pen and ink, and you agree all communication with you related to SoFi and any SoFi product or service may be in electronic form. | — | Removed |
| 52 | GENERAL TERMS - same page link II. | 51 | GENERAL TERMS II. |
| 53 | SPECIFIC ADDITIONAL TERMS AND CONDITIONS - same page link If you use ANY of the following SoFi products or services, please read the terms applicable to each — these terms apply to you. 1. | 52 | SPECIFIC ADDITIONAL TERMS AND CONDITIONS If you use ANY of the following SoFi products or services, please read the terms applicable to each — these terms apply to you. 1. |
| 54 | Connected Accounts - same page link 2. | 53 | Connected Accounts 2. |
| 55 | Relay (Financial Insights and Tools) - same page link 3. | 54 | Relay (Financial Insights and Tools) 3. |
| 56 | Credit Score Monitoring - same page link 4. | 55 | Credit Score Monitoring 4. |
| 57 | At Work Services (If you reach SoFi through your Employer) - same page link 5. | 56 | At Work Services (If you reach SoFi through your Employer) 5. |
| 58 | SoFi Marketplace & Lantern - same page link 6. | 57 | SoFi Marketplace & Lantern 6. |
| 59 | SoFi Mobile App - same page link 7. | 58 | SoFi Mobile App 7. |
| 60 | Referral Program - same page link 8. | 59 | Referral Program 8. |
| 61 | SoFi Member Rewards Program - same page link 9. | 60 | SoFi Member Rewards Program 9. |
| 62 | Use of artificial intelligence in SoFi Coach - same page link 10. | 61 | Use of artificial intelligence in SoFi Coach 10. |
| 63 | SoFi Plus - same page link 11. | 62 | SoFi Plus 11. |
| 64 | SoFi Insurance Agency Services (Protect) - same page link General Terms 1. | 63 | SoFi Insurance Agency Services (Protect) General Terms 1. |
| 84 | If you use or obtain any SoFi product or service, SoFi will collect information about you and use it and share it according to SoFi’s Online Privacy Policy and GLBA Privacy Notice. . | 83 | If you use or obtain any SoFi product or service, SoFi will collect information about you and use it and share it according to SoFi’s Online Privacy Policy and GLBA Privacy Notice. |
| 85 | PDF File Please read SoFi’s Privacy Policy and Privacy Notice for a full description of how SoFi will collect, use and share information about you. | 84 | Please read SoFi’s Privacy Policy and Privacy Notice for a full description of how SoFi will collect, use and share information about you. |
| 87 | This Terms of Use does not limit the application of the SoFi Privacy Policy or Privacy Notice . | 86 | This Terms of Use does not limit the application of the SoFi Privacy Policy or Privacy Notice . 5. |
| 88 | PDF File . 5. | — | Removed |
| 596 | PDF File . | — | Removed |
| 929 | Customer Support: (855) 456-7634 Mon-Thu 5:00 AM - 7:00 PM PT Fri-Sun 5:00 AM - 5:00 PM PT Home Loans General Support: (844) 763-4466 Mon-Fri 6:00 AM – 6:00 PM PT Closed Saturday & Sunday PRODUCTS SoFi Plus Student Loan Refinancing Medical/Dental Resident Refinancing Parent PLUS Refinancing Medical Professional Refinancing Law and MBA Refinancing SmartStart Refinancing Private Student Loans Undergraduate Student Loans Graduate Student Loans Law School Loans MBA Loans Health Professions Loans Parent Student Loans Personal Loans Credit Card Consolidation Loans Home Improvement Loans Family Planning Loans Travel Loans Wedding Loans Mortgage Loans Home Purchase Loans Mortgage Refinance Auto Loan Refinance Online Investing Self-Directed Brokerage Account Robo Investing IRA Account Stock Trading Options Trading SoFi Protect Renters Insurance Homeowners Insurance Auto Insurance Life Insurance Estate Planning SoFi Credit Card SoFi Checking and Savings Online Checking Account Online Savings Account Debit Card Checking Account Bonus Crypto Financial Insights SoFi at Work Small Business Financing Business Checking Business Credit Card COMPANY About Us Our Leadership How it Works Our Values Press Investors Careers Inclusive Culture Contact Us On the Money FAQs LEGAL Privacy & Security Terms of Use Disclaimers Licenses NMLS Access Opens A New Window. | 926 | Customer Support: (855) 456-7634 Mon-Thu 5:00 AM - 7:00 PM PT Fri-Sun 5:00 AM - 5:00 PM PT Home Loans General Support: (844) 763-4466 Mon-Fri 6:00 AM – 6:00 PM PT Closed Saturday & Sunday PRODUCTS SoFi Plus Student Loan Refinancing Medical/Dental Resident Refinancing Parent PLUS Refinancing Medical Professional Refinancing Law and MBA Refinancing SmartStart Refinancing Private Student Loans Undergraduate Student Loans Graduate Student Loans Law School Loans MBA Loans Health Professions Loans Parent Student Loans Personal Loans Credit Card Consolidation Loans Home Improvement Loans Family Planning Loans Travel Loans Wedding Loans Mortgage Loans Home Purchase Loans Mortgage Refinance Auto Loan Refinance Online Investing Self-Directed Brokerage Account Robo Investing IRA Account Stock Trading Options Trading SoFi Protect Renters Insurance Homeowners Insurance Auto Insurance Life Insurance Estate Planning SoFi Credit Card SoFi Checking and Savings Online Checking Account Online Savings Account Debit Card Checking Account Bonus Crypto Financial Insights SoFi at Work Small Business Financing Business Checking Business Credit Card COMPANY About Us Our Leadership How it Works Our Values Press Investors Careers Inclusive Culture Contact Us On the Money FAQs LEGAL Privacy & Security Terms of Use Disclaimers Licenses NMLS Access Eligibility Criteria ADA Accessibility Business Continuity Your privacy options QUESTIONS FAQs Contact Us ALSO OF INTEREST Home Mortgage Calculator Personal Loan Calculator First-Time Homebuyer Guide Retirement Calculator SoFi's Scholarship Giveaway ALSO OF INTEREST Home Mortgage Calculator Personal Loan Calculator First-Time Homebuyer Guide Retirement Calculator SoFi's Scholarship Giveaway Intel, insights, and inspo for this financial moment, delivered straight to your inbox. |
| 930 | Eligibility Criteria ADA Accessibility Business Continuity Your privacy options QUESTIONS FAQs Contact Us ALSO OF INTEREST Home Mortgage Calculator Personal Loan Calculator First-Time Homebuyer Guide Retirement Calculator SoFi's Scholarship Giveaway ALSO OF INTEREST Home Mortgage Calculator Personal Loan Calculator First-Time Homebuyer Guide Retirement Calculator SoFi's Scholarship Giveaway Intel, insights, and inspo for this financial moment, delivered straight to your inbox. | — | Removed |
| 941 | ( www.nmlsconsumeraccess.org Opens A New Window. ) ✝︎ To check the rates and terms you qualify for, SoFi conducts a soft credit pull that will not affect your credit score. | 937 | ( www.nmlsconsumeraccess.org ) ✝︎ To check the rates and terms you qualify for, SoFi conducts a soft credit pull that will not affect your credit score. |
| 943 | TLS 1.2 Encrypted Equal Housing Lender We use pixels and other tracking technologies to collect your information and actions to enhance site navigation, personalize content, analyze site usage, and assist in marketing efforts. | 939 | TLS 1.2 Encrypted Equal Housing Lender Privacy Preference Center When you visit any website, it may store or retrieve information on your browser, mostly in the form of cookies. |
| 944 | We share this information with social media, advertising, and analytics partners. | 940 | This information might be about you, your preferences or your device and is mostly used to make the site work as you expect it to. |
| 945 | If you do not make a selection, you agree to our use of these technologies. | 941 | The information does not usually directly identify you, but it can give you a more personalized web experience. |
| 946 | Privacy Policy Decline all optional Accept all Privacy Preference Center We use cookies, pixels, and other tracking technologies to collect and capture information you provide to us and information about your interaction with our site to enhance site navigation, personalize content, analyze your use of our sites and assist in our marketing efforts. | 942 | Because we respect your right to privacy, you can choose not to allow some types of cookies. |
| 947 | We share this information with our social media, advertising, and analytics partners. | 943 | Click on the different category headings to find out more and change our default settings. |
| 948 | The information collected might relate to you, your preferences, or your device. | 944 | However, blocking some types of cookies may impact your experience of the site and the services we are able to offer. |
| 949 | However, you can choose not to enable these cookies/tools. | 945 | More information Allow All Manage Consent Preferences Functional Cookies Functional Cookies These cookies enable the website to provide enhanced functionality and personalisation. |
| 950 | You cannot opt-out of Strictly Necessary Cookies as they are deployed in order to ensure the proper functioning of our website (such as prompting the cookie banner and remembering your settings, to log into your account, to redirect you when you log out, etc.). | 946 | They may be set by us or by third party providers whose services we have added to our pages. |
| 951 | To opt out, toggle the button that appears to the right of each cookie category (it will be gray when opted out). | 947 | If you do not allow these cookies then some or all of these services may not function properly. |
| 952 | SoFi Privacy Policy Allow All Manage Consent Preferences Strictly Necessary Cookies Always Active These cookies are necessary for the website to function and cannot be switched off in our systems. | 948 | Performance Cookies Performance Cookies We use different tools so that we can measure and improve the performance of our site. |
| 949 | We use these cookies to provide you with the best experience possible. | ||
| 950 | In part, they help us know which pages are the most and least popular and see how visitors use and move around the site. | ||
| 951 | Strictly Necessary Cookies Always Active These cookies are necessary for the website to function and cannot be switched off in our systems. | ||
| 955 | Optional Cookies Optional Cookies Performance Cookies Switch Label label We use different tools so that we can measure and improve the performance of our site. | 954 | Targeting Cookies Targeting Cookies Targeting cookies track users' actions and are used to identify users between different websites. |
| 956 | We use these cookies to provide you with the best experience possible. | — | Removed |
| 957 | In part, they help us know which pages are the most and least popular and see how visitors use and move around the site. | — | Removed |
| 958 | Targeting Cookies Switch Label label Targeting cookies track users' actions and are used to identify users between different websites. | — | Removed |
| 965 | Back Clear checkbox label label Apply Cancel Consent Leg.Interest Switch Label label Switch Label label Switch Label label Confirm My Choices Opens in new window PDF Download Word Download Excel Download PowerPoint Download Document Download | 961 | Back Clear checkbox label label Apply Cancel Consent Leg.Interest Switch Label label Switch Label label Switch Label label Reject All Confirm My Choices Opens in new window PDF Download Word Download Excel Download PowerPoint Download Document Download |
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