| Before | After | ||
|---|---|---|---|
| 488 | SoFi Plus Last Updated: May 18, 2026 (a) What is SoFi Plus? | 488 | SoFi Plus Last Updated: May 28, 2026 (a) What is SoFi Plus? |
| 530 | (i) 4.50% Annual Percentage Yield (APY) on SoFi Savings balances up to $20,000 and 3.30% APY on all other Savings balances (the “SoFi Plus APY”): For SoFi Plus members, SoFi Savings is a tiered-rate account. | 530 | (i) 4.50% Annual Percentage Yield (APY) on SoFi Savings balances up to $20,000 and 3.10% APY on all other Savings balances (the “SoFi Plus APY”): For SoFi Plus members, SoFi Savings is a tiered-rate account. |
| 537 | These determinations are made on an ongoing basis, and the rates applicable to your accounts may change if accounts are opened or closed. 3.30% APY: A 3.30% APY applies to the portion of SoFi Plus Savings balances that do not earn 4.50% APY across both individual and joint SoFi Savings accounts. | 537 | These determinations are made on an ongoing basis, and the rates applicable to your accounts may change if accounts are opened or closed. 3.10% APY : A 3.10% APY applies to the portion of SoFi Plus Savings balances that do not earn 4.50% APY across both individual and joint SoFi Savings accounts. |
| 538 | As a result, the APY on your entire balance will range from 3.30% to 4.50%, depending on your total balance. | 538 | As a result, the APY on your entire balance will range from 3.10% APY to 4.50%, depending on your total balance. |
| 539 | Direct Deposit or Qualifying Deposit account holders: An APY of 3.30% on all Savings balances is available to account holders with Eligible Direct Deposit or $5,000 in Qualifying Deposits, as defined in the SoFi Bank Rate Sheet, whether or not you subscribe to SoFi Plus. • Interaction with Other Promotions: Promotional APY boost offers cannot be combined on the same balances earning the 4.50% APY. | 539 | Direct Deposit or Qualifying Deposit account holders: An APY of 3.10% APY on all Savings balances is available to account holders with Eligible Direct Deposit or $5,000 in Qualifying Deposits, as defined in the SoFi Bank Rate Sheet, whether or not you subscribe to SoFi Plus. • Interaction with Other Promotions: Promotional APY boost offers cannot be combined on the same balances earning the 4.50% APY. |
| 548 | Rates are current as of 3/31/2026. | 548 | Rates are current as of 5/28/2026. |
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