Diff: SoFi Terms of Service, ConductAtlas

Old version

May 23, 2026 00:14 UTC

5ac87e8bf909686d0fe4e130ee81c51ce35c25c5e7214cdb2dddf302551df0fc

CA-V-002901

New version

May 28, 2026 00:11 UTC

1e6999232567cb20c18933dfb8dac17cecd00d788106499e9da945a8d08e0f89

CA-V-003058

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Change Summary

SoFi reduced the APY rates on its savings accounts effective May 28, 2026. The rate for accounts with eligible direct deposit decreased from 3.30% to 3.10% APY, while the rate for accounts without direct deposit decreased from 1.00% to 0.80% APY. These changes apply to all savings accounts, including Vaults, with no minimum direct deposit requirement to earn the stated rate.

medium severity

0 Sentences added

0 Sentences removed

4 Sentences modified

966 Sentences before

966 Sentences after

Added

Removed

Modified

Before		After
395	Interest Rates: SoFi members can earn the following annual percentage yields (APY): With Eligible Direct Deposit: Savings (including Vaults): 3.30% APY.	395	Interest Rates: SoFi members can earn the following annual percentage yields (APY): With Eligible Direct Deposit: Savings (including Vaults): 3.10% APY.
397	No minimum Direct Deposit amount is required to earn the 3.30% APY on savings.	397	No minimum Direct Deposit amount is required to earn the 3.10% APY on savings.
398	Without Eligible Direct Deposit: Savings (including Vaults): 1.00% APY.	398	Without Eligible Direct Deposit: Savings (including Vaults): 0.80% APY.
401	Rates are current as of 3/31/26.	401	Rates are current as of 5/28/26.

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