| April 23, 2026 06:10 UTC | May 1, 2026 15:57 UTC | ||||
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| n | 1 | Skip To Main Content$%0$$$$123i$12340004132 | n | 1 | $%0$$$$123i$12340004132 |
| 2 | Accessible Menu - Main | ||||
| 3 | Log In | 2 | Log In | ||
| 4 | Contact Us | 3 | Contact Us | ||
| 5 | Products | 4 | Products | ||
| 149 | About | 148 | About | ||
| 150 | About Us | 149 | About Us | ||
| 151 | Learn more about our mission and values, how we started, and what we’ve accompli | 150 | Learn more about our mission and values, how we started, and what we’ve accompli | ||
| > | shed since then. | > | shed since then. | ||
| n | 152 | Learn More about | n | 151 | Learn More |
| 153 | About Us | 152 | About Us | ||
| 154 | Our Leadership | 153 | Our Leadership | ||
| 155 | Meet the SoFi leadership team and board members. | 154 | Meet the SoFi leadership team and board members. | ||
| 210 | Zip Code | 209 | Zip Code | ||
| 211 | Get Started | 210 | Get Started | ||
| 212 | Cancel | 211 | Cancel | ||
| n | 213 | X | n | ||
| 214 | Leaving SoFi Website | 212 | Leaving SoFi Website | ||
| 215 | You are now leaving the SoFi website and entering a third-party website. SoFi ha | 213 | You are now leaving the SoFi website and entering a third-party website. SoFi ha | ||
| > | s no control over the content, products or services offered nor the security or | > | s no control over the content, products or services offered nor the security or | ||
| > | privacy of information transmitted to others via their website. We recommend tha | > | privacy of information transmitted to others via their website. We recommend tha | ||
| > | t you review the privacy policy of the site you are entering. SoFi does not guar | > | t you review the privacy policy of the site you are entering. SoFi does not guar | ||
| > | antee or endorse the products, information or recommendations provided in any th | > | antee or endorse the products, information or recommendations provided in any th | ||
| > | ird party website. | > | ird party website. | ||
| 216 | Okay | 214 | Okay | ||
| 217 | Close | 215 | Close | ||
| 218 | SoFi Terms of Use Agreement | 216 | SoFi Terms of Use Agreement | ||
| n | 219 | Last Updated: April 13, 2026 | n | 217 | Last Updated: April 30, 2026 |
| 220 | Welcome to SoFi! | 218 | Welcome to SoFi! | ||
| 221 | This Terms of Use Agreement (this “Agreement”) sets forth the terms and conditio | 219 | This Terms of Use Agreement (this “Agreement”) sets forth the terms and conditio | ||
| > | ns that apply to your access and use of the online functions, products, and serv | > | ns that apply to your access and use of the online functions, products, and serv | ||
| > | ices made available to you by Social Finance, LLC and any and all of its subsidi | > | ices made available to you by Social Finance, LLC and any and all of its subsidi | ||
| > | aries and affiliates. | > | aries and affiliates. | ||
| 222 | You can access SoFi products and services through our SoFi website (located at w | 220 | You can access SoFi products and services through our SoFi website (located at w | ||
| > | ww.sofi.com) and the SoFi mobile application (the “SoFi App”). SoFi may also off | > | ww.sofi.com) and the SoFi mobile application (the “SoFi App”). SoFi may also off | ||
| > | er phone, email, and additional websites that allow you to access SoFi products | > | er phone, email, and additional websites that allow you to access SoFi products | ||
| > | and services. All of these channels are referred to collectively in this Agreeme | > | and services. All of these channels are referred to collectively in this Agreeme | ||
| > | nt as the “SoFi Site.” | > | nt as the “SoFi Site.” | ||
| 223 | Through the SoFi Site you may access many different products and services offere | 221 | Through the SoFi Site you may access many different products and services offere | ||
| > | d by Social Finance, LLC and its affiliated companies, including but not limited | > | d by Social Finance, LLC and its affiliated companies, including but not limited | ||
| > | to: SoFi Bank, National Association, SoFi Lending Corp., SoFi Securities LLC, S | > | to: SoFi Bank, National Association, SoFi Lending Corp., SoFi Securities LLC, S | ||
| > | oFi Wealth LLC, SoFi Credit LLC, SoFi Digital Assets, LLC, and Social Finance Li | > | oFi Wealth LLC, SoFi Credit LLC, SoFi Digital Assets, LLC, and Social Finance Li | ||
| > | fe Insurance Agency, LLC. We use the name “SoFi” to refer to any and all of the | > | fe Insurance Agency, LLC. We use the name “SoFi” to refer to any and all of the | ||
| > | companies affiliated with Social Finance, LLC You may access more information ab | > | companies affiliated with Social Finance, LLC You may access more information ab | ||
| > | out each SoFi company through the Legal page on the SoFi Site. SoFi may add new | > | out each SoFi company through the Legal page on the SoFi Site. SoFi may add new | ||
| > | operating companies from time to time to offer additional products and services. | > | operating companies from time to time to offer additional products and services. | ||
| n | 224 | To use the SoFi Site and to obtain any SoFi product or service, you must agree t | n | 222 | To use the SoFi Site and to obtain any SoFi product or service, you must agree t |
| > | o SoFi’s E-Sign Agreement, which means your acceptance of this Terms of Use Agre | > | o SoFi’s E-Sign Agreement, which means your acceptance of this Terms of Use Agre | ||
| > | ement and all other agreements with SoFi, such as our GLBA Privacy Notice . PDF | > | ement and all other agreements with SoFi, such as our GLBA Privacy Notice and Ar | ||
| > | File and Arbitration Agreement, are effective and binding on you just as if you | > | bitration Agreement, are effective and binding on you just as if you had signed | ||
| > | had signed the document with pen and ink, and you agree all communication with y | > | the document with pen and ink, and you agree all communication with you related | ||
| > | ou related to SoFi and any SoFi product or service may be in electronic form. | > | to SoFi and any SoFi product or service may be in electronic form. | ||
| 225 | Your acceptance of this Terms of Use Agreement is required to use the SoFi Site | 223 | Your acceptance of this Terms of Use Agreement is required to use the SoFi Site | ||
| > | and to obtain any product or service offered on the SoFi Site. By using the SoFi | > | and to obtain any product or service offered on the SoFi Site. By using the SoFi | ||
| > | Site to obtain any SoFi product or service, you agree to be bound by this Terms | > | Site to obtain any SoFi product or service, you agree to be bound by this Terms | ||
| > | of Use Agreement just as if you have signed the document with pen and ink. | > | of Use Agreement just as if you have signed the document with pen and ink. | ||
| 226 | If you do not wish to be bound by this Terms of Use Agreement, then do not acces | 224 | If you do not wish to be bound by this Terms of Use Agreement, then do not acces | ||
| > | s or use the SoFi website or mobile application, do not click “accept” to regist | > | s or use the SoFi website or mobile application, do not click “accept” to regist | ||
| > | er with SoFi, and do not submit any account application, loan inquiry, loan requ | > | er with SoFi, and do not submit any account application, loan inquiry, loan requ | ||
| > | est, or other product request. Taking any of these actions means you agree to th | > | est, or other product request. Taking any of these actions means you agree to th | ||
| > | is Terms of Use Agreement just as if you had signed it with pen and paper. | > | is Terms of Use Agreement just as if you had signed it with pen and paper. | ||
| 227 | You may only accept this Agreement and use the SoFi Site if you are legally auth | 225 | You may only accept this Agreement and use the SoFi Site if you are legally auth | ||
| > | orized to accept and be bound by these terms and of a legal age to enter this Ag | > | orized to accept and be bound by these terms and of a legal age to enter this Ag | ||
| > | reement. | > | reement. | ||
| 228 | If you have questions or comments about these Terms of Use, please email us at i | 226 | If you have questions or comments about these Terms of Use, please email us at i | ||
| > | nfo@sofi.org | > | nfo@sofi.org | ||
| 229 | Please note this Terms of Use Agreement contains General Terms applicable to all | 227 | Please note this Terms of Use Agreement contains General Terms applicable to all | ||
| > | users PLUS sections with terms that apply to you if you use specific SoFi produ | > | users PLUS sections with terms that apply to you if you use specific SoFi produ | ||
| > | cts and services. | > | cts and services. | ||
| 230 | TABLE OF CONTENTS | 228 | TABLE OF CONTENTS | ||
| n | 231 | I. GENERAL TERMS - same page link | n | 229 | I. GENERAL TERMS |
| 232 | II. SPECIFIC ADDITIONAL TERMS AND CONDITIONS - same page link | 230 | II. SPECIFIC ADDITIONAL TERMS AND CONDITIONS | ||
| 233 | If you use ANY of the following SoFi products or services, please read the terms | 231 | If you use ANY of the following SoFi products or services, please read the terms | ||
| > | applicable to each — these terms apply to you. | > | applicable to each — these terms apply to you. | ||
| n | 234 | 1. Connected Accounts - same page link | n | 232 | 1. Connected Accounts |
| 235 | 2. Relay (Financial Insights and Tools) - same page link | 233 | 2. Relay (Financial Insights and Tools) | ||
| 236 | 3. Credit Score Monitoring - same page link | 234 | 3. Credit Score Monitoring | ||
| 237 | 4. At Work Services (If you reach SoFi through your Employer) - same page link | 235 | 4. At Work Services (If you reach SoFi through your Employer) | ||
| 238 | 5. SoFi Marketplace & Lantern - same page link | 236 | 5. SoFi Marketplace & Lantern | ||
| 239 | 6. SoFi Mobile App - same page link | 237 | 6. SoFi Mobile App | ||
| 240 | 7. Referral Program - same page link | 238 | 7. Referral Program | ||
| 241 | 8. SoFi Member Rewards Program - same page link | 239 | 8. SoFi Member Rewards Program | ||
| 242 | 9. Use of artificial intelligence in SoFi Coach - same page link | 240 | 9. Use of artificial intelligence in SoFi Coach | ||
| 243 | 10. SoFi Plus - same page link | 241 | 10. SoFi Plus | ||
| 244 | 11. SoFi Insurance Agency Services (Protect) - same page link | 242 | 11. SoFi Insurance Agency Services (Protect) | ||
| 245 | General Terms | 243 | General Terms | ||
| 246 | 1. Changes to this Agreement. SoFi may change this Terms of Use Agreement from t | 244 | 1. Changes to this Agreement. SoFi may change this Terms of Use Agreement from t | ||
| > | ime to time by posting a current version on the SoFi website without delivering | > | ime to time by posting a current version on the SoFi website without delivering | ||
| > | any notice to you. Please review the current version of this Terms of Use on the | > | any notice to you. Please review the current version of this Terms of Use on the | ||
| > | SoFi Site from time to time, because your continued access or use of the SoFi S | > | SoFi Site from time to time, because your continued access or use of the SoFi S | ||
| > | ite shall be deemed your acceptance of the Terms of Use in place at that time. | > | ite shall be deemed your acceptance of the Terms of Use in place at that time. | ||
| 247 | 2. Additional Product or Account Agreements. To obtain certain SoFi products and | 245 | 2. Additional Product or Account Agreements. To obtain certain SoFi products and | ||
| > | services you might be required to enter into additional agreements with SoFi. F | > | services you might be required to enter into additional agreements with SoFi. F | ||
| > | or example, using SoFi Wealth’s investment advisory services requires you to ent | > | or example, using SoFi Wealth’s investment advisory services requires you to ent | ||
| > | er an additional customer agreement. You will be subject to this Terms of Use Ag | > | er an additional customer agreement. You will be subject to this Terms of Use Ag | ||
| > | reement and any other agreements you enter with SoFi. | > | reement and any other agreements you enter with SoFi. | ||
| 252 | • You must confirm any transaction (such as a submission of information or a tra | 250 | • You must confirm any transaction (such as a submission of information or a tra | ||
| > | de request) attempted online before relying on it being completed. It is your re | > | de request) attempted online before relying on it being completed. It is your re | ||
| > | sponsibility to verify the status of any attempted transaction by reviewing your | > | sponsibility to verify the status of any attempted transaction by reviewing your | ||
| > | accounts or contacting SoFi Customer Support at 1-855-456-7634. | > | accounts or contacting SoFi Customer Support at 1-855-456-7634. | ||
| 253 | • When you create an account, you agree to use a username with a password that i | 251 | • When you create an account, you agree to use a username with a password that i | ||
| > | s complex, secure, and private. You agree to protect your log-in credentials. Yo | > | s complex, secure, and private. You agree to protect your log-in credentials. Yo | ||
| > | u agree to accept the risk of unauthorized access and use of your account if you | > | u agree to accept the risk of unauthorized access and use of your account if you | ||
| > | r credentials are guessed, stolen, intercepted, or if SoFi’s system is breached | > | r credentials are guessed, stolen, intercepted, or if SoFi’s system is breached | ||
| > | or used without proper authorization. If you learn of any unauthorized use of yo | > | or used without proper authorization. If you learn of any unauthorized use of yo | ||
| > | ur password or account, you must contact us immediately (using contact informati | > | ur password or account, you must contact us immediately (using contact informati | ||
| > | on on our SoFi Site). SoFi is not responsible for any unauthorized access to or | > | on on our SoFi Site). SoFi is not responsible for any unauthorized access to or | ||
| > | use of your account. | > | use of your account. | ||
| 254 | • SoFi’s obligation is to use reasonable information security measures, and you | 252 | • SoFi’s obligation is to use reasonable information security measures, and you | ||
| > | acknowledge and agree that SoFi’s systems are not 100% secure against every poss | > | acknowledge and agree that SoFi’s systems are not 100% secure against every poss | ||
| > | ible attack. | > | ible attack. | ||
| n | 255 | 6. Privacy. If you use or obtain any SoFi product or service, SoFi will collect | n | 253 | 6. Privacy. If you use or obtain any SoFi product or service, SoFi will collect |
| > | information about you and use it and share it according to SoFi’s Online Privacy | > | information about you and use it and share it according to SoFi’s Online Privacy | ||
| > | Policy and GLBA Privacy Notice. . PDF File | > | Policy and GLBA Privacy Notice. | ||
| 256 | Please read SoFi’s Privacy Policy and Privacy Notice for a full description of h | 254 | Please read SoFi’s Privacy Policy and Privacy Notice for a full description of h | ||
| > | ow SoFi will collect, use and share information about you. You may view these do | > | ow SoFi will collect, use and share information about you. You may view these do | ||
| > | cuments through the links in this provision or on the SoFi Site at the Privacy P | > | cuments through the links in this provision or on the SoFi Site at the Privacy P | ||
| > | olicy page. This Terms of Use does not limit the application of the SoFi Privacy | > | olicy page. This Terms of Use does not limit the application of the SoFi Privacy | ||
| > | Policy or Privacy Notice . PDF File . | > | Policy or Privacy Notice. | ||
| 257 | 5. Communicating with you. You give permission to SoFi to contact you as follows | 255 | 5. Communicating with you. You give permission to SoFi to contact you as follows | ||
| > | : | > | : | ||
| 258 | Registration & Accounts. You agree that SoFi may contact you about any matter re | 256 | Registration & Accounts. You agree that SoFi may contact you about any matter re | ||
| > | lating to your activity with, any inquiry submitted to, or any account or produc | > | lating to your activity with, any inquiry submitted to, or any account or produc | ||
| > | t you have with SoFi. | > | t you have with SoFi. | ||
| 259 | Marketing. You agree that SoFi may contact you to tell you about and to offer pr | 257 | Marketing. You agree that SoFi may contact you to tell you about and to offer pr | ||
| > | oducts or services we believe might be of interest to you. | > | oducts or services we believe might be of interest to you. | ||
| 445 | Points Earned | 443 | Points Earned | ||
| 446 | The SoFi Member Rewards Program allows you to earn points from activities such a | 444 | The SoFi Member Rewards Program allows you to earn points from activities such a | ||
| > | s: | > | s: | ||
| 447 | • Linking your first non-SoFi account to SoFi Relay | 445 | • Linking your first non-SoFi account to SoFi Relay | ||
| n | 448 | • Signing up for Credit Score Monitoring | n | 446 | • Signing up for Credit Score Monitoring (for new SoFi members) |
| 449 | • Activating your SoFi Debit Mastercard | 447 | • Activating your SoFi Debit Mastercard | ||
| 450 | • Setting up Billpay from your SoFi Money® or SoFi Checking account | 448 | • Setting up Billpay from your SoFi Money® or SoFi Checking account | ||
| 451 | The ways to earn rewards points are subject to change at any time. To see the la | 449 | The ways to earn rewards points are subject to change at any time. To see the la | ||
| > | test ways to earn rewards points and respective rewards points values per activi | > | test ways to earn rewards points and respective rewards points values per activi | ||
| > | ty, visit the “Ways to earn” section. The terms of the specific promotional offe | > | ty, visit the “Ways to earn” section. The terms of the specific promotional offe | ||
| > | rs listed in the “Ways to earn” section will govern the number of rewards points | > | rs listed in the “Ways to earn” section will govern the number of rewards points | ||
| > | you will earn in association with those promotional offers and may differ from | > | you will earn in association with those promotional offers and may differ from | ||
| > | the terms for other customers. Some state restrictions may apply. | > | the terms for other customers. Some state restrictions may apply. | ||
| 474 | AI-generated responses may be incorrect, incomplete, or inconsistent with inform | 472 | AI-generated responses may be incorrect, incomplete, or inconsistent with inform | ||
| > | ation available in your account. You agree to verify important details and not r | > | ation available in your account. You agree to verify important details and not r | ||
| > | ely on SoFi Coach for financial, legal, investment, tax, or other professional a | > | ely on SoFi Coach for financial, legal, investment, tax, or other professional a | ||
| > | dvice. SoFi Coach suggestions should not be treated as advice or recommendations | > | dvice. SoFi Coach suggestions should not be treated as advice or recommendations | ||
| > | , and you agree to not make any financial decisions based solely on SoFi Coach r | > | , and you agree to not make any financial decisions based solely on SoFi Coach r | ||
| > | esponses. | > | esponses. | ||
| 475 | SoFi may review your interactions with Coach to improve accuracy, safety, and pe | 473 | SoFi may review your interactions with Coach to improve accuracy, safety, and pe | ||
| > | rformance of our AI systems. Your use of SoFi Coach is also subject to the SoFi | > | rformance of our AI systems. Your use of SoFi Coach is also subject to the SoFi | ||
| > | Terms of Use and Privacy Policy. | > | Terms of Use and Privacy Policy. | ||
| 476 | 10. SoFi Plus | 474 | 10. SoFi Plus | ||
| n | 477 | Last Updated: April 13, 2026 | n | 475 | Last Updated: April 30, 2026 |
| 478 | (a) What is SoFi Plus? | 476 | (a) What is SoFi Plus? | ||
| 479 | SoFi Plus is a premium membership that gives members access to our best rewards, | 477 | SoFi Plus is a premium membership that gives members access to our best rewards, | ||
| > | benefits, and more. All terms and conditions applicable to the use of SoFi Plus | > | benefits, and more. All terms and conditions applicable to the use of SoFi Plus | ||
| > | apply. To learn more about SoFi Plus and available benefits and terms, please s | > | apply. To learn more about SoFi Plus and available benefits and terms, please s | ||
| > | ee the SoFi Plus page. | > | ee the SoFi Plus page. | ||
| 480 | (b) Who is eligible for SoFi Plus? | 478 | (b) Who is eligible for SoFi Plus? | ||
| 555 | SoFi Plus members must keep Eligible Deposits in the account that earned the Mat | 553 | SoFi Plus members must keep Eligible Deposits in the account that earned the Mat | ||
| > | ch for five (5) years to keep the entire Match amount. If a SoFi Plus member mak | > | ch for five (5) years to keep the entire Match amount. If a SoFi Plus member mak | ||
| > | es a withdrawal before the five (5) year holding period is complete, they will b | > | es a withdrawal before the five (5) year holding period is complete, they will b | ||
| > | e subject to an early withdrawal fee and SoFi will remove a proportional amount | > | e subject to an early withdrawal fee and SoFi will remove a proportional amount | ||
| > | of the Match from the member’s account. The proportional amount is based on the | > | of the Match from the member’s account. The proportional amount is based on the | ||
| > | breach in retention value, not retention period. To avoid this early withdrawal | > | breach in retention value, not retention period. To avoid this early withdrawal | ||
| > | fee, the total equity of the SoFi Plus member’s account (“total equity”) must at | > | fee, the total equity of the SoFi Plus member’s account (“total equity”) must at | ||
| > | minimum equal the original pre-promotion total equity in the account, plus the | > | minimum equal the original pre-promotion total equity in the account, plus the | ||
| > | qualifying deposit and Match amount. If a withdrawal causes the total equity to | > | qualifying deposit and Match amount. If a withdrawal causes the total equity to | ||
| > | fall below this combined amount, the early withdrawal fee will be applied. For p | > | fall below this combined amount, the early withdrawal fee will be applied. For p | ||
| > | urposes of this Offer, “total equity” means the sum of cash plus the market valu | > | urposes of this Offer, “total equity” means the sum of cash plus the market valu | ||
| > | e of securities in the applicable account, as determined by SoFi in good faith b | > | e of securities in the applicable account, as determined by SoFi in good faith b | ||
| > | ased on the account’s real-time market valuation at the time the withdrawal requ | > | ased on the account’s real-time market valuation at the time the withdrawal requ | ||
| > | est is processed, as reflected in SoFi’s official books and records. SoFi may ap | > | est is processed, as reflected in SoFi’s official books and records. SoFi may ap | ||
| > | ply reasonable rounding or a de minimis tolerance to account for ordinary market | > | ply reasonable rounding or a de minimis tolerance to account for ordinary market | ||
| > | fluctuations. | > | fluctuations. | ||
| 556 | The early withdrawal fee will also apply if the SoFi Plus member initiates a wit | 554 | The early withdrawal fee will also apply if the SoFi Plus member initiates a wit | ||
| > | hdrawal and the total equity has decreased, for any reason including investment | > | hdrawal and the total equity has decreased, for any reason including investment | ||
| > | losses. However, the early withdrawal fee will not apply if the SoFi Plus member | > | losses. However, the early withdrawal fee will not apply if the SoFi Plus member | ||
| > | ’s total equity has risen by an amount greater than the withdrawal amount, eithe | > | ’s total equity has risen by an amount greater than the withdrawal amount, eithe | ||
| > | r by investment gains or additional deposits. | > | r by investment gains or additional deposits. | ||
| 557 | The proportional early withdrawal fee is deducted from the requested withdrawal | 555 | The proportional early withdrawal fee is deducted from the requested withdrawal | ||
| > | amount. In the event of an ACAT transfer out, there will be an early withdrawal | > | amount. In the event of an ACAT transfer out, there will be an early withdrawal | ||
| > | fee for the entire Match amount. For clarity, an ACAT transfer out during the ap | > | fee for the entire Match amount. For clarity, an ACAT transfer out during the ap | ||
| > | plicable five (5) year holding period will result in forfeiture of the Match ass | > | plicable five (5) year holding period will result in forfeiture of the Match ass | ||
| > | ociated with the applicable Eligible Deposit(s) that have not satisfied their re | > | ociated with the applicable Eligible Deposit(s) that have not satisfied their re | ||
| > | spective holding period(s). | > | spective holding period(s). | ||
| n | 558 | If insufficient cash is available in this account, the early withdrawal fee will | n | 556 | If insufficient cash is available in this account, the early withdrawal fee will |
| > | be debited from an outgoing financial institution or added to a margin balance. | > | be debited from an outgoing financial institution or added to a margin balance. | ||
| > | SoFi reserves the right to liquidate securities to pay for this early withdrawa | > | SoFi reserves the right to liquidate securities to pay for this early withdrawa | ||
| > | l fee. SoFi will also bill an ACAT out fee separate from an early withdrawal fee | > | l fee. SoFi will also bill an ACAT out fee separate from an early withdrawal fee | ||
| > | . For additional details on the SoFi fee schedule click here . PDF File . | > | . For additional details on the SoFi fee schedule click here. | ||
| 559 | Early Withdrawal Fee Examples: | 557 | Early Withdrawal Fee Examples: | ||
| 560 | Deposit | 558 | Deposit | ||
| 561 | 1% Match | 559 | 1% Match | ||
| 685 | SoFi Plus members or guests of SoFi Plus members are eligible to attend SoFi Mem | 683 | SoFi Plus members or guests of SoFi Plus members are eligible to attend SoFi Mem | ||
| > | ber In-Person Experiences (a “Member Experience”). For complete SoFi Plus eligib | > | ber In-Person Experiences (a “Member Experience”). For complete SoFi Plus eligib | ||
| > | ility, please see sections 10(b-c) herein. | > | ility, please see sections 10(b-c) herein. | ||
| 686 | By signing up for a Member Experience, you acknowledge that SoFi may record or p | 684 | By signing up for a Member Experience, you acknowledge that SoFi may record or p | ||
| > | hotograph the Member Experience (including you, your likeness and voice) and may | > | hotograph the Member Experience (including you, your likeness and voice) and may | ||
| > | use such recordings or photographs publicly or privately in any form of media, | > | use such recordings or photographs publicly or privately in any form of media, | ||
| > | including for commercial purposes. By attending a Member Experience, you consent | > | including for commercial purposes. By attending a Member Experience, you consent | ||
| > | to the recording and photographing of such Member Experience and grant SoFi an | > | to the recording and photographing of such Member Experience and grant SoFi an | ||
| > | unrestricted, perpetual, non-excluding, and sublicensable license, to take, use, | > | unrestricted, perpetual, non-excluding, and sublicensable license, to take, use, | ||
| > | display, perform, distribute or exploit for any lawful and commercial purpose a | > | display, perform, distribute or exploit for any lawful and commercial purpose a | ||
| > | ny recordings or photographs. By attending a Member Experience, you also agree t | > | ny recordings or photographs. By attending a Member Experience, you also agree t | ||
| > | hat you will make no monetary or other claim against SoFi for the use of the rec | > | hat you will make no monetary or other claim against SoFi for the use of the rec | ||
| > | ordings or photographs. If you do not agree, please do not claim a ticket and do | > | ordings or photographs. If you do not agree, please do not claim a ticket and do | ||
| > | not attend the event. | > | not attend the event. | ||
| 687 | We believe our community should be truly open for everyone. As such, we are comm | 685 | We believe our community should be truly open for everyone. As such, we are comm | ||
| > | itting to providing a friendly, safe, and welcoming environment for all regardle | > | itting to providing a friendly, safe, and welcoming environment for all regardle | ||
| > | ss of gender, sexual orientation, disability, race, ethnicity, national origin, | > | ss of gender, sexual orientation, disability, race, ethnicity, national origin, | ||
| > | age, or religion. View the SoFi Experiences Code of Conduct. | > | age, or religion. View the SoFi Experiences Code of Conduct. | ||
| n | n | 686 | (xvi) $129 subscription to The Wall Street Journal: | ||
| 687 | Promotion provided and fulfilled by Dow Jones (publisher of The Wall Street Jour | ||||
| > | nal and MarketWatch). | ||||
| 688 | SoFi Plus members are eligible for a one-time $129 discounted annual digital sub | ||||
| > | scription for The Wall Street Journal and a discounted digital subscription to M | ||||
| > | arketWatch, billed as $2 every four (4) weeks for one year. For complete details | ||||
| > | regarding SoFi Plus, please see sections 10(b-c) herein. | ||||
| 689 | To receive either offer, members must: | ||||
| 690 | 1. Access the promotional link provided by SoFi; and | ||||
| 691 | 2. Complete subscription enrollment(s) with a valid payment method. | ||||
| 692 | After the initial one (1) year promotional period, subscriptions will automatica | ||||
| > | lly renew at The Wall Street Journal or MarketWatch current standard rate unless | ||||
| > | canceled prior to the renewal date. Pricing is subject to change. All amounts a | ||||
| > | re shown in U.S. dollars unless otherwise specified and are subject to applicabl | ||||
| > | e taxes and fees. Offers are subject to availability and may be modified or disc | ||||
| > | ontinued at any time without notice. | ||||
| 693 | SoFi Plus members are responsible for managing or canceling their subscriptions | ||||
| > | directly with the provider. Cancellation terms and billing practices are governe | ||||
| > | d by the applicable publisher’s terms. | ||||
| 694 | This offer is valid through 4/29/2028 at 11:59:59 PM PT and available to new sub | ||||
| > | scribers only in the contiguous United States. Limit one offer per subscription | ||||
| > | type per SoFi Plus member. This offer and promotional link are intended for acti | ||||
| > | ve SoFi Plus members only and may not be shared or transferred. | ||||
| 695 | This SoFi member benefit is provided and fulfilled by Dow Jones, not by SoFi or | ||||
| > | its affiliates. Subject to Dow Jones subscription terms and conditions. Subject | ||||
| > | to The Wall Street Journal Terms of Service and / or MarketWatch Terms of Servic | ||||
| > | e. | ||||
| 696 | © 2026 Dow Jones & Company, Inc.. All Rights Reserved. | ||||
| 688 | (xvi) ClassPass free trial: | 697 | (xvii) ClassPass free trial: | ||
| 689 | Promotion provided and fulfilled by ClassPass. | 698 | Promotion provided and fulfilled by ClassPass. | ||
| 690 | SoFi Plus members who sign up for ClassPass for the first time via the SoFi link | 699 | SoFi Plus members who sign up for ClassPass for the first time via the SoFi link | ||
| > | will receive 55 free credits, valid for one month. ClassPass is a credit-based | > | will receive 55 free credits, valid for one month. ClassPass is a credit-based | ||
| > | membership that gives you access to thousands of gyms, fitness studios, salons, | > | membership that gives you access to thousands of gyms, fitness studios, salons, | ||
| > | and spas. For complete details regarding SoFi Plus, please see sections 10(b-c) | > | and spas. For complete details regarding SoFi Plus, please see sections 10(b-c) | ||
| > | herein. | > | herein. | ||
| 691 | SoFi Plus members new to ClassPass receive 55 free credits, valid during a one m | 700 | SoFi Plus members new to ClassPass receive 55 free credits, valid during a one m | ||
| > | onth trial period only. To receive these credits, members must: 1) open the prom | > | onth trial period only. To receive these credits, members must: 1) open the prom | ||
| > | otional link provided by SoFi; 2) sign up for a ClassPass one month trial; and 3 | > | otional link provided by SoFi; 2) sign up for a ClassPass one month trial; and 3 | ||
| > | ) enter a payment method for use if the Class Pass membership is not canceled du | > | ) enter a payment method for use if the Class Pass membership is not canceled du | ||
| > | ring the trial month. The 55 free credits must be used within one month from the | > | ring the trial month. The 55 free credits must be used within one month from the | ||
| > | date of enrollment and cannot be carried over to the next month. SoFi Plus Memb | > | date of enrollment and cannot be carried over to the next month. SoFi Plus Memb | ||
| > | ers must cancel their ClassPass membership before the end of their trial month t | > | ers must cancel their ClassPass membership before the end of their trial month t | ||
| > | o avoid being charged a monthly ClassPass membership fee. | > | o avoid being charged a monthly ClassPass membership fee. | ||
| 692 | Existing ClassPass users who use the link to upgrade their current plan will rec | 701 | Existing ClassPass users who use the link to upgrade their current plan will rec | ||
| > | eive 15 free credits. Only one ClassPass promotion can be used per SoFi Plus mem | > | eive 15 free credits. Only one ClassPass promotion can be used per SoFi Plus mem | ||
| > | ber. This offer is intended for SoFi Plus members only, and you are prohibited f | > | ber. This offer is intended for SoFi Plus members only, and you are prohibited f | ||
| > | rom sharing the link. Promotion valid through February 28, 2027 at 11:59 PM PT. | > | rom sharing the link. Promotion valid through February 28, 2027 at 11:59 PM PT. | ||
| 693 | All rewards and amounts referenced in this offer are in U.S. dollars unless othe | 702 | All rewards and amounts referenced in this offer are in U.S. dollars unless othe | ||
| > | rwise specified. Subject to applicable taxes and fees. Offers are subject to lim | > | rwise specified. Subject to applicable taxes and fees. Offers are subject to lim | ||
| > | ited availability and may be discontinued at any time. ClassPass and SoFi reserv | > | ited availability and may be discontinued at any time. ClassPass and SoFi reserv | ||
| > | e the right to modify or cancel this offer at any time without notice. This SoFi | > | e the right to modify or cancel this offer at any time without notice. This SoFi | ||
| > | member benefit is provided and fulfilled by ClassPass, not by SoFi or its affil | > | member benefit is provided and fulfilled by ClassPass, not by SoFi or its affil | ||
| > | iates. Subject to ClassPass Terms of Service. | > | iates. Subject to ClassPass Terms of Service. | ||
| n | 694 | (xvii) 10% off tickets with Vivid Seats: | n | 703 | (xviii) 10% off tickets with Vivid Seats: |
| 695 | SoFi Plus members are eligible to save 10% on Vivid Seats’ inventory of live eve | 704 | SoFi Plus members are eligible to save 10% on Vivid Seats’ inventory of live eve | ||
| > | nt tickets, up to a maximum discount of $50 per order, excluding any taxes, fees | > | nt tickets, up to a maximum discount of $50 per order, excluding any taxes, fees | ||
| > | , or insurance products, as shown on the website. For complete SoFi Plus eligibi | > | , or insurance products, as shown on the website. For complete SoFi Plus eligibi | ||
| > | lity, please see sections 10(b-c) herein. | > | lity, please see sections 10(b-c) herein. | ||
| 696 | You will not need to enter a promo code at checkout. By clicking on the link in | 705 | You will not need to enter a promo code at checkout. By clicking on the link in | ||
| > | the marketing material you received from SoFi, a promo code will be automaticall | > | the marketing material you received from SoFi, a promo code will be automaticall | ||
| > | y applied. If you enter another promo code at checkout, it will void the origina | > | y applied. If you enter another promo code at checkout, it will void the origina | ||
| > | l discount. Only one promo code can be used per order. Promo codes cannot be sta | > | l discount. Only one promo code can be used per order. Promo codes cannot be sta | ||
| > | cked. The discount code is intended for SoFi Plus members only, and you are proh | > | cked. The discount code is intended for SoFi Plus members only, and you are proh | ||
| > | ibited from sharing the code or link. Promotion valid through September 22, 2026 | > | ibited from sharing the code or link. Promotion valid through September 22, 2026 | ||
| > | at 11:59 PM PT. | > | at 11:59 PM PT. | ||
| 697 | All prices, discounts, and minimum spend amounts referenced in this offer on viv | 706 | All prices, discounts, and minimum spend amounts referenced in this offer on viv | ||
| > | idseats.com and the Vivid Seats mobile app are in U.S. dollars unless otherwise | > | idseats.com and the Vivid Seats mobile app are in U.S. dollars unless otherwise | ||
| > | specified. Subject to applicable taxes and fees. Prices may be higher or lower t | > | specified. Subject to applicable taxes and fees. Prices may be higher or lower t | ||
| > | han face value. Inventory and listed ticket prices are subject to change at any | > | han face value. Inventory and listed ticket prices are subject to change at any | ||
| > | time. Vivid Seats and SoFi reserve the right to modify or cancel this offer at a | > | time. Vivid Seats and SoFi reserve the right to modify or cancel this offer at a | ||
| > | ny time. This SoFi Plus member benefit is provided and fulfilled by Vivid Seats, | > | ny time. This SoFi Plus member benefit is provided and fulfilled by Vivid Seats, | ||
| > | not by SoFi or its affiliates. Subject to Vivid Seats Terms of Use. Offers are | > | not by SoFi or its affiliates. Subject to Vivid Seats Terms of Use. Offers are | ||
| > | subject to limited availability and may be discontinued at any time. If you have | > | subject to limited availability and may be discontinued at any time. If you have | ||
| > | any questions, you can contact the Vivid Seats support team: https://www.vivids | > | any questions, you can contact the Vivid Seats support team: https://www.vivids | ||
| > | eats.com/contact-us. | > | eats.com/contact-us. | ||
| n | 698 | (xviii) 20% off with TurboTax: | n | 707 | (xix) 20% off with TurboTax: |
| 699 | SoFi Plus members are eligible to receive 20% off TurboTax Federal filing and a | 708 | SoFi Plus members are eligible to receive 20% off TurboTax Federal filing and a | ||
| > | free consultation with a TurboTax tax professional when they sign up through the | > | free consultation with a TurboTax tax professional when they sign up through the | ||
| > | link provided by SoFi. For complete details regarding SoFi Plus, please see sec | > | link provided by SoFi. For complete details regarding SoFi Plus, please see sec | ||
| > | tions 10(b-c) herein. | > | tions 10(b-c) herein. | ||
| 700 | SoFi Plus members can receive 20% off a TurboTax Federal filing and a free consu | 709 | SoFi Plus members can receive 20% off a TurboTax Federal filing and a free consu | ||
| > | ltation with a TurboTax tax professional by clicking on the link in the marketin | > | ltation with a TurboTax tax professional by clicking on the link in the marketin | ||
| > | g material you receive from SoFi and enrolling with TurboTax. The promotional di | > | g material you receive from SoFi and enrolling with TurboTax. The promotional di | ||
| > | scount will automatically be applied. If you enter another promotional code duri | > | scount will automatically be applied. If you enter another promotional code duri | ||
| > | ng sign-up or checkout, it may void this promotion. Only one promotional code ca | > | ng sign-up or checkout, it may void this promotion. Only one promotional code ca | ||
| > | n be used per SoFi Plus member. Promotional codes cannot be stacked. This offer | > | n be used per SoFi Plus member. Promotional codes cannot be stacked. This offer | ||
| > | is intended for SoFi Plus members only, and you are prohibited from sharing the | > | is intended for SoFi Plus members only, and you are prohibited from sharing the | ||
| > | link. Promotion valid through December 31, 2026 at 11:59 PM PT. | > | link. Promotion valid through December 31, 2026 at 11:59 PM PT. | ||
| 701 | All rewards and amounts referenced in this offer are in U.S. dollars unless othe | 710 | All rewards and amounts referenced in this offer are in U.S. dollars unless othe | ||
| > | rwise specified. Subject to applicable taxes and fees. Offers are subject to lim | > | rwise specified. Subject to applicable taxes and fees. Offers are subject to lim | ||
| > | ited availability and may be discontinued at any time. TurboTax and SoFi reserve | > | ited availability and may be discontinued at any time. TurboTax and SoFi reserve | ||
| > | the right to modify or cancel this offer at any time without notice. This SoFi | > | the right to modify or cancel this offer at any time without notice. This SoFi | ||
| > | member benefit is provided and fulfilled by TurboTax, not by SoFi or its affilia | > | member benefit is provided and fulfilled by TurboTax, not by SoFi or its affilia | ||
| > | tes. Visit https://turbotax.intuit.com/lp/yoy/guarantees.jsp for TurboTax produc | > | tes. Visit https://turbotax.intuit.com/lp/yoy/guarantees.jsp for TurboTax produc | ||
| > | t guarantees and other important information. Limited time offer for TurboTax 20 | > | t guarantees and other important information. Limited time offer for TurboTax 20 | ||
| > | 25. Discount applies to TurboTax federal products only. Actual prices are determ | > | 25. Discount applies to TurboTax federal products only. Actual prices are determ | ||
| > | ined at the time of print or e-file and are subject to change without notice. Te | > | ined at the time of print or e-file and are subject to change without notice. Te | ||
| > | rms, conditions, features, availability, pricing, fees, service and support opti | > | rms, conditions, features, availability, pricing, fees, service and support opti | ||
| > | ons subject to change without notice. Intuit, TurboTax and TurboTax Online, amon | > | ons subject to change without notice. Intuit, TurboTax and TurboTax Online, amon | ||
| > | g others, are registered trademarks and/or service marks of Intuit Inc. in the U | > | g others, are registered trademarks and/or service marks of Intuit Inc. in the U | ||
| > | nited States and other countries. Subject to TurboTax’s Terms of Service. | > | nited States and other countries. Subject to TurboTax’s Terms of Service. | ||
| n | 702 | (xix) $20 reward on dining with Seated: | n | 711 | (xx) $20 reward on dining with Seated: |
| 703 | SoFi Plus members are eligible to receive a one-time $20 reward credit from Seat | 712 | SoFi Plus members are eligible to receive a one-time $20 reward credit from Seat | ||
| > | ed when they download the Seated app through the link provided by SoFi and compl | > | ed when they download the Seated app through the link provided by SoFi and compl | ||
| > | ete their first eligible transaction. For complete details regarding SoFi Plus, | > | ete their first eligible transaction. For complete details regarding SoFi Plus, | ||
| > | please see sections 10(b-c) herein. | > | please see sections 10(b-c) herein. | ||
| 704 | This offer is available to new Seated users only. Members can earn a $20 Seated | 713 | This offer is available to new Seated users only. Members can earn a $20 Seated | ||
| > | credit by completing all of the following actions: (i) click on the link in the | > | credit by completing all of the following actions: (i) click on the link in the | ||
| > | marketing material you receive from SoFi and install the Seated app, (ii) link a | > | marketing material you receive from SoFi and install the Seated app, (ii) link a | ||
| > | payment card to Seated, and (iii) make a purchase from an Affiliated Establishm | > | payment card to Seated, and (iii) make a purchase from an Affiliated Establishm | ||
| > | ent, as defined in Seated’s Terms of Service, using your linked card (the “Eligi | > | ent, as defined in Seated’s Terms of Service, using your linked card (the “Eligi | ||
| > | ble Transaction”). Once all required actions have been completed, Seated will pr | > | ble Transaction”). Once all required actions have been completed, Seated will pr | ||
| > | ovide the $20 credit within two (2) to four (4) business days. The promotional c | > | ovide the $20 credit within two (2) to four (4) business days. The promotional c | ||
| > | ode will automatically be applied to your account once you sign up with Seated. | > | ode will automatically be applied to your account once you sign up with Seated. | ||
| > | If you enter another promotional code during sign-up or checkout, it may void th | > | If you enter another promotional code during sign-up or checkout, it may void th | ||
| > | is promotion. Only one promotional code can be used per account. Promotional cod | > | is promotion. Only one promotional code can be used per account. Promotional cod | ||
| > | es cannot be stacked. This offer is intended for SoFi members only, and you are | > | es cannot be stacked. This offer is intended for SoFi members only, and you are | ||
| > | prohibited from sharing the code or link. Promotion valid through December 31, 2 | > | prohibited from sharing the code or link. Promotion valid through December 31, 2 | ||
| > | 026 at 11:59 PM PT. | > | 026 at 11:59 PM PT. | ||
| 705 | All rewards and amounts referenced in this offer are in U.S. dollars unless othe | 714 | All rewards and amounts referenced in this offer are in U.S. dollars unless othe | ||
| > | rwise specified. Subject to applicable taxes and fees. Offers are subject to lim | > | rwise specified. Subject to applicable taxes and fees. Offers are subject to lim | ||
| > | ited availability and may be discontinued at any time. Seated and SoFi reserve t | > | ited availability and may be discontinued at any time. Seated and SoFi reserve t | ||
| > | he right to modify or cancel this offer at any time without notice. This SoFi me | > | he right to modify or cancel this offer at any time without notice. This SoFi me | ||
| > | mber benefit is provided and fulfilled by Seated, not by SoFi or its affiliates. | > | mber benefit is provided and fulfilled by Seated, not by SoFi or its affiliates. | ||
| > | Subject to Seated’s Terms of Service. | > | Subject to Seated’s Terms of Service. | ||
| n | 706 | (xx) $99 Care.com subscription: | n | 715 | (xxi) $99 Care.com subscription: |
| 707 | SoFi Plus members are eligible to sign up for a discounted 12-month Premium Care | 716 | SoFi Plus members are eligible to sign up for a discounted 12-month Premium Care | ||
| > | .com Membership subscription for $99 when they sign up through the link provided | > | .com Membership subscription for $99 when they sign up through the link provided | ||
| > | by SoFi. For complete details regarding SoFi Plus, please see sections 10(b-c) | > | by SoFi. For complete details regarding SoFi Plus, please see sections 10(b-c) | ||
| > | herein. | > | herein. | ||
| 708 | This offer is available to new Care.com users only. SoFi Plus members can sign u | 717 | This offer is available to new Care.com users only. SoFi Plus members can sign u | ||
| > | p for a discounted 12-month Premium Care.com Membership subscription for $99 by | > | p for a discounted 12-month Premium Care.com Membership subscription for $99 by | ||
| > | clicking on the link in the marketing material you receive from SoFi and enrolli | > | clicking on the link in the marketing material you receive from SoFi and enrolli | ||
| > | ng with Care.com. The promotional discount will automatically be applied. If you | > | ng with Care.com. The promotional discount will automatically be applied. If you | ||
| > | enter another promotional code during sign up or checkout, it may void this pro | > | enter another promotional code during sign up or checkout, it may void this pro | ||
| > | motion. Only one promotional code can be used per SoFi Plus member. Promotional | > | motion. Only one promotional code can be used per SoFi Plus member. Promotional | ||
| > | codes cannot be stacked. This offer is intended for SoFi Plus members only, and | > | codes cannot be stacked. This offer is intended for SoFi Plus members only, and | ||
| > | you are prohibited from sharing the link. Promotion valid through December 31, 2 | > | you are prohibited from sharing the link. Promotion valid through December 31, 2 | ||
| > | 026 at 11:59 PM PT. | > | 026 at 11:59 PM PT. | ||
| 709 | All rewards and amounts referenced in this offer are in U.S. dollars unless othe | 718 | All rewards and amounts referenced in this offer are in U.S. dollars unless othe | ||
| > | rwise specified. Subject to applicable taxes and fees. Offers are subject to lim | > | rwise specified. Subject to applicable taxes and fees. Offers are subject to lim | ||
| > | ited availability and may be discontinued at any time. Care.com and SoFi reserve | > | ited availability and may be discontinued at any time. Care.com and SoFi reserve | ||
| > | the right to modify or cancel this offer at any time without notice. This SoFi | > | the right to modify or cancel this offer at any time without notice. This SoFi | ||
| > | member benefit is provided and fulfilled by Care.com, not by SoFi or its affilia | > | member benefit is provided and fulfilled by Care.com, not by SoFi or its affilia | ||
| > | tes. Subject to Care.com’s Terms of Service. | > | tes. Subject to Care.com’s Terms of Service. | ||
| n | 710 | (xxi) $50 Rakuten welcome bonus: | n | 719 | (xxii) $50 Rakuten welcome bonus: |
| 711 | SoFi Plus members are eligible for a $50 Rakuten Welcome Bonus. For complete SoF | 720 | SoFi Plus members are eligible for a $50 Rakuten Welcome Bonus. For complete SoF | ||
| > | i Plus eligibility, please see sections 10(b-c) herein. | > | i Plus eligibility, please see sections 10(b-c) herein. | ||
| 712 | To be eligible for the $50 Welcome Bonus (provided by Rakuten), you must (i) be | 721 | To be eligible for the $50 Welcome Bonus (provided by Rakuten), you must (i) be | ||
| > | a SoFi Plus member and (ii) create a new Rakuten account by clicking on the link | > | a SoFi Plus member and (ii) create a new Rakuten account by clicking on the link | ||
| > | included in the marketing communications that you received directly from SoFi. | > | included in the marketing communications that you received directly from SoFi. | ||
| > | The link included in the marketing communications is intended for SoFi Plus memb | > | The link included in the marketing communications is intended for SoFi Plus memb | ||
| > | ers only, and you are prohibited from sharing the link. Existing Rakuten members | > | ers only, and you are prohibited from sharing the link. Existing Rakuten members | ||
| > | are not eligible for this promotion. Additionally, you are not permitted to cre | > | are not eligible for this promotion. Additionally, you are not permitted to cre | ||
| > | ate a Rakuten account with an email address already registered with Rakuten. | > | ate a Rakuten account with an email address already registered with Rakuten. | ||
| 713 | Upon creating a new Rakuten account, SoFi Plus members shall receive a one time | 722 | Upon creating a new Rakuten account, SoFi Plus members shall receive a one time | ||
| > | $50 Welcome Bonus into their Rakuten account after making a Qualifying Purchase | > | $50 Welcome Bonus into their Rakuten account after making a Qualifying Purchase | ||
| > | of $50 or more within 90 days of signing up to Rakuten. To be eligible for this | > | of $50 or more within 90 days of signing up to Rakuten. To be eligible for this | ||
| > | promotion, you must be a resident of the 50 United States or Washington D.C. Res | > | promotion, you must be a resident of the 50 United States or Washington D.C. Res | ||
| > | idents of Puerto Rico and the U.S. Virgin Islands are not eligible. Not combinab | > | idents of Puerto Rico and the U.S. Virgin Islands are not eligible. Not combinab | ||
| > | le with other Rakuten offers, including the Referral Welcome Bonus. Limit one (1 | > | le with other Rakuten offers, including the Referral Welcome Bonus. Limit one (1 | ||
| > | ) Welcome Bonus per customer. “Qualifying Purchase” means a purchase that earns | > | ) Welcome Bonus per customer. “Qualifying Purchase” means a purchase that earns | ||
| > | Cash Back through Rakuten.com, the Rakuten App, or the Rakuten browser extension | > | Cash Back through Rakuten.com, the Rakuten App, or the Rakuten browser extension | ||
| > | , as determined in the sole discretion of Rakuten. The Welcome Bonus will be add | > | , as determined in the sole discretion of Rakuten. The Welcome Bonus will be add | ||
| > | ed to your next Cash Back payment once the eligibility requirements are met. Off | > | ed to your next Cash Back payment once the eligibility requirements are met. Off | ||
| > | er is valid from April 28, 2025 until this promotion ends at the sole discretion | > | er is valid from April 28, 2025 until this promotion ends at the sole discretion | ||
| > | of Rakuten. | > | of Rakuten. | ||
| 714 | Cash back provided by Rakuten, not SoFi. This SoFi Plus benefit is provided by R | 723 | Cash back provided by Rakuten, not SoFi. This SoFi Plus benefit is provided by R | ||
| > | akuten, not by SoFi or its affiliates. Offers are subject to change and may have | > | akuten, not by SoFi or its affiliates. Offers are subject to change and may have | ||
| > | restrictions. Please review the benefit provider’s terms: Rakuten Terms & Condi | > | restrictions. Please review the benefit provider’s terms: Rakuten Terms & Condi | ||
| > | tions. | > | tions. | ||
| n | 715 | (xxii) $200 off a Trust plan: | n | 724 | (xxiii) $200 off a Trust plan: |
| 716 | SoFi Plus members are eligible for a $200 discount on the initial purchase of a | 725 | SoFi Plus members are eligible for a $200 discount on the initial purchase of a | ||
| > | Trust. For complete SoFi Plus eligibility, please see sections 10(b-c) herein. | > | Trust. For complete SoFi Plus eligibility, please see sections 10(b-c) herein. | ||
| 717 | The discount can be applied by using the link provided in the Membership & Rewar | 726 | The discount can be applied by using the link provided in the Membership & Rewar | ||
| > | ds Center. Discount applied at checkout. Cannot be combined with other offers or | > | ds Center. Discount applied at checkout. Cannot be combined with other offers or | ||
| > | discounts. Subsequent upgrades aren’t eligible for discount. This offer begins | > | discounts. Subsequent upgrades aren’t eligible for discount. This offer begins | ||
| > | on February 11, 2025. This offer may be terminated or changed at any time withou | > | on February 11, 2025. This offer may be terminated or changed at any time withou | ||
| > | t notice. This SoFi Plus benefit is provided by Trust & Will, not by SoFi or its | > | t notice. This SoFi Plus benefit is provided by Trust & Will, not by SoFi or its | ||
| > | affiliates. SoFi may be compensated by the benefit provider. Offers are subject | > | affiliates. SoFi may be compensated by the benefit provider. Offers are subject | ||
| > | to change and may have restrictions. Please review the benefit provider’s terms | > | to change and may have restrictions. Please review the benefit provider’s terms | ||
| > | : Trust & Will Terms of Service. | > | : Trust & Will Terms of Service. | ||
| n | 718 | (xxiii) 50% off online privacy protection: | n | 727 | (xxiv) 50% off online privacy protection: |
| 719 | SoFi Plus members are eligible for a 50% discount on an annual subscription to H | 728 | SoFi Plus members are eligible for a 50% discount on an annual subscription to H | ||
| > | elloPrivacy’s Data Broker Monitoring and Removal service. For complete SoFi Plus | > | elloPrivacy’s Data Broker Monitoring and Removal service. For complete SoFi Plus | ||
| > | eligibility, please see sections 10(b-c) herein. | > | eligibility, please see sections 10(b-c) herein. | ||
| 720 | The discount can be applied at checkout on the HelloPrivacy site using the disco | 729 | The discount can be applied at checkout on the HelloPrivacy site using the disco | ||
| > | unt code and link provided in the Membership & Rewards Center. The discount code | > | unt code and link provided in the Membership & Rewards Center. The discount code | ||
| > | is intended for SoFi Plus members only, and you are prohibited from sharing the | > | is intended for SoFi Plus members only, and you are prohibited from sharing the | ||
| > | code or link. Fees and taxes apply. Discount available to SoFi Plus members beg | > | code or link. Fees and taxes apply. Discount available to SoFi Plus members beg | ||
| > | inning 1/27/25. SoFi reserves the right to terminate or make changes to this dis | > | inning 1/27/25. SoFi reserves the right to terminate or make changes to this dis | ||
| > | count at any time. | > | count at any time. | ||
| 721 | You must provide a valid payment method at checkout and the service will automat | 730 | You must provide a valid payment method at checkout and the service will automat | ||
| > | ically renew at the discounted rate every year until you terminate the HelloPriv | > | ically renew at the discounted rate every year until you terminate the HelloPriv | ||
| > | acy subscription. Your payment method will automatically be charged at the start | > | acy subscription. Your payment method will automatically be charged at the start | ||
| > | of each subscription period for the fees and taxes applicable to that period. Y | > | of each subscription period for the fees and taxes applicable to that period. Y | ||
| > | ou must cancel your subscription before the renewal date to avoid future charges | > | ou must cancel your subscription before the renewal date to avoid future charges | ||
| > | . Please see HelloPrivacy Terms of Service for complete terms and how to cancel, | > | . Please see HelloPrivacy Terms of Service for complete terms and how to cancel, | ||
| > | including calling HelloPrivacy at (646) 863-8226. You will be subject to HelloP | > | including calling HelloPrivacy at (646) 863-8226. You will be subject to HelloP | ||
| > | rivacy’s Privacy Policy and Terms & Conditions. | > | rivacy’s Privacy Policy and Terms & Conditions. | ||
| 722 | All fees, content, and features are subject to change. This offer cannot be comb | 731 | All fees, content, and features are subject to change. This offer cannot be comb | ||
| > | ined with any other offer. This SoFi Plus benefit is provided by HelloPrivacy (d | > | ined with any other offer. This SoFi Plus benefit is provided by HelloPrivacy (d | ||
| > | ba BrandYourself), not by SoFi or its affiliates. Offers are subject to change a | > | ba BrandYourself), not by SoFi or its affiliates. Offers are subject to change a | ||
| > | nd may have restrictions. Please review the benefit provider’s terms: HelloPriva | > | nd may have restrictions. Please review the benefit provider’s terms: HelloPriva | ||
| > | cy Terms of Service. | > | cy Terms of Service. | ||
| n | 723 | (xxiv) 40% off CNBC+: | n | 732 | (xxv) 40% off CNBC+: |
| 724 | SoFi Plus members are eligible for a 40% discount on a $149.99 (plus applicable | 733 | SoFi Plus members are eligible for a 40% discount on a $149.99 (plus applicable | ||
| > | taxes and fees) one-year subscription to CNBC+, for a total of $89.99/year (plus | > | taxes and fees) one-year subscription to CNBC+, for a total of $89.99/year (plus | ||
| > | applicable taxes and fees), subject to applicable terms and conditions (the “Of | > | applicable taxes and fees), subject to applicable terms and conditions (the “Of | ||
| > | fer”). For complete SoFi Plus eligibility, please see sections 10(b-c) herein. | > | fer”). For complete SoFi Plus eligibility, please see sections 10(b-c) herein. | ||
| 725 | The discount can be applied by using the link in the marketing communication to | 734 | The discount can be applied by using the link in the marketing communication to | ||
| > | subscribe to CNBC+. Discount applied at checkout. The link in this communication | > | subscribe to CNBC+. Discount applied at checkout. The link in this communication | ||
| > | and the Offer are intended for active SoFi Plus members only and may not be tra | > | and the Offer are intended for active SoFi Plus members only and may not be tra | ||
| > | nsferred or shared. | > | nsferred or shared. | ||
| 726 | Offer expires 02/15/27 at 11:59:59pm (U.S. Pacific Time). You are only eligible | 735 | Offer expires 02/15/27 at 11:59:59pm (U.S. Pacific Time). You are only eligible | ||
| > | to redeem this offer if you are (i) a legal resident of the U.S., and (ii) 18 ye | > | to redeem this offer if you are (i) a legal resident of the U.S., and (ii) 18 ye | ||
| > | ars and older (or the age of majority in your jurisdiction of residence, whichev | > | ars and older (or the age of majority in your jurisdiction of residence, whichev | ||
| > | er is older). This Offer is not available to current CNBC+ subscribers. This Off | > | er is older). This Offer is not available to current CNBC+ subscribers. This Off | ||
| > | er, your use of the CNBC+ service and your discounted subscription are subject t | > | er, your use of the CNBC+ service and your discounted subscription are subject t | ||
| > | o the CNBC Terms of Service, NBCUniversal’s Privacy Policy, and these promotiona | > | o the CNBC Terms of Service, NBCUniversal’s Privacy Policy, and these promotiona | ||
| > | l offer terms and conditions. Not valid with any other offers. No cash value, ex | > | l offer terms and conditions. Not valid with any other offers. No cash value, ex | ||
| > | cept as where required by law. Offer limited to one per customer and account. | > | cept as where required by law. Offer limited to one per customer and account. | ||
| 812 | Terms of Use | 821 | Terms of Use | ||
| 813 | Disclaimers | 822 | Disclaimers | ||
| 814 | Licenses | 823 | Licenses | ||
| n | 815 | NMLS Access Opens A New Window. | n | 824 | NMLS Access |
| 816 | Eligibility Criteria | 825 | Eligibility Criteria | ||
| 817 | ADA Accessibility | 826 | ADA Accessibility | ||
| 818 | Business Continuity | 827 | Business Continuity | ||
| 836 | Subscribe | 845 | Subscribe | ||
| 837 | 2750 East Cottonwood Parkway #300 | 846 | 2750 East Cottonwood Parkway #300 | ||
| 838 | Cottonwood Heights, Utah 84121 | 847 | Cottonwood Heights, Utah 84121 | ||
| n | 839 | Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRO | n | 848 | Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRO |
| > | DUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a | > | DUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a | ||
| > | U.S. citizen or other eligible status and meet SoFi's underwriting requirements. | > | U.S. citizen or other eligible status and meet SoFi's underwriting requirements. | ||
| > | Not all borrowers receive the lowest rate. Lowest rates reserved for the most c | > | Not all borrowers receive the lowest rate. Lowest rates reserved for the most c | ||
| > | reditworthy borrowers. If approved, your actual rate will be within the range of | > | reditworthy borrowers. If approved, your actual rate will be within the range of | ||
| > | rates listed above and will depend on a variety of factors, including term of l | > | rates listed above and will depend on a variety of factors, including term of l | ||
| > | oan, evaluation of your creditworthiness, years of professional experience, inco | > | oan, evaluation of your creditworthiness, years of professional experience, inco | ||
| > | me, and a variety of other factors. Rates and Terms are subject to change at any | > | me, and a variety of other factors. Rates and Terms are subject to change at any | ||
| > | time without notice and are subject to state restrictions. SoFi refinance loans | > | time without notice and are subject to state restrictions. SoFi refinance loans | ||
| > | are private loans and do not have the same repayment options that the federal lo | > | are private loans and do not have the same repayment options that the federal lo | ||
| > | an program offers, or may become available, such as Income Based Repayment or In | > | an program offers, or may become available, such as Income Based Repayment or In | ||
| > | come Contingent Repayment or PAYE. Licensed by the Department of Financial Prote | > | come Contingent Repayment or PAYE. Licensed by the Department of Financial Prote | ||
| > | ction and Innovation under the California Financing Law License No. 6054612. SoF | > | ction and Innovation under the California Financing Law License No. 6054612. SoF | ||
| > | i loans are originated by SoFi Lending Corp. or an affiliate, NMLS # 696891. (ww | > | i loans are originated by SoFi Lending Corp. or an affiliate, NMLS # 696891. (ww | ||
| > | w.nmlsconsumeraccess.org Opens A New Window. ) | > | w.nmlsconsumeraccess.org) | ||
| 840 | ✝︎ To check the rates and terms you qualify for, SoFi conducts a soft credit pul | 849 | ✝︎ To check the rates and terms you qualify for, SoFi conducts a soft credit pul | ||
| > | l that will not affect your credit score. However, if you choose a product and c | > | l that will not affect your credit score. However, if you choose a product and c | ||
| > | ontinue your application, we will request your full credit report from one or mo | > | ontinue your application, we will request your full credit report from one or mo | ||
| > | re consumer reporting agencies, which is considered a hard credit pull and may a | > | re consumer reporting agencies, which is considered a hard credit pull and may a | ||
| > | ffect your credit. | > | ffect your credit. | ||
| 841 | ©2026 Social Finance, LLC All rights reserved. | 850 | ©2026 Social Finance, LLC All rights reserved. | ||
| 842 | TLS 1.2 Encrypted | 851 | TLS 1.2 Encrypted | ||
| 874 | Switch Label label | 883 | Switch Label label | ||
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| 876 | Confirm My Choices | 885 | Confirm My Choices | ||
| t | 877 | Opens in new window | t | ||
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