| March 23, 2026 06:12 UTC | April 29, 2026 06:37 UTC | ||||
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| f | 1 | Terms & PoliciesRevolut Personal Terms | f | 1 | Terms & PoliciesRevolut Personal Terms |
| 2 | Download PDFHistory | 2 | Download PDFHistory | ||
| 3 | Your Revolut Personal Account | 3 | Your Revolut Personal Account | ||
| n | 4 | Version dated July 15, 2025 | n | 4 | Version dated April 28, 2026 |
| 5 | 1. Why is this information important? | 5 | 1. Why is this information important? | ||
| 6 | This document sets out the terms and conditions for your Revolut personal accoun | 6 | This document sets out the terms and conditions for your Revolut personal accoun | ||
| > | t (your account) and its related services. It also sets out other important thin | > | t (your account) and its related services. It also sets out other important thin | ||
| > | gs that you need to know. | > | gs that you need to know. | ||
| 7 | These terms and conditions, along with the Cardholder Agreement, Fees pages, Pri | 7 | These terms and conditions, along with the Cardholder Agreement, Fees pages, Pri | ||
| > | vacy Policy and any other terms and conditions that apply to your account and ou | > | vacy Policy and any other terms and conditions that apply to your account and ou | ||
| > | r services, form a legal agreement (the Agreement) between: | > | r services, form a legal agreement (the Agreement) between: | ||
| 101 | A Group Pocket is set up and controlled by an individual Revolut user. All membe | 101 | A Group Pocket is set up and controlled by an individual Revolut user. All membe | ||
| > | rs of a Group Pocket can see their own transactions in the Group Pocket and can | > | rs of a Group Pocket can see their own transactions in the Group Pocket and can | ||
| > | leave it at any time. Only the Revolut user who set up the Group Pocket (the own | > | leave it at any time. Only the Revolut user who set up the Group Pocket (the own | ||
| > | er) can automatically see all of the Group Pocket's transactions, close the Grou | > | er) can automatically see all of the Group Pocket's transactions, close the Grou | ||
| > | p Pocket, add or remove other members, and allow Group Pocket members to withdra | > | p Pocket, add or remove other members, and allow Group Pocket members to withdra | ||
| > | w funds (or revoke their access). You should only join a Group Pocket, or send m | > | w funds (or revoke their access). You should only join a Group Pocket, or send m | ||
| > | oney to it, if you trust the owner as they own the funds - if the owner at any p | > | oney to it, if you trust the owner as they own the funds - if the owner at any p | ||
| > | oint stops being a Revolut account holder or their account is locked, then you w | > | oint stops being a Revolut account holder or their account is locked, then you w | ||
| > | ill not be able to access the funds in the Group Pocket. | > | ill not be able to access the funds in the Group Pocket. | ||
| 102 | Making purchases using Pay with Revolut | 102 | Making purchases using Pay with Revolut | ||
| 103 | You can also make an Instant Transfer to a business which uses "Pay with Revolut | 103 | You can also make an Instant Transfer to a business which uses "Pay with Revolut | ||
| > | " to receive payments. Pay with Revolut is a service we offer businesses to allo | > | " to receive payments. Pay with Revolut is a service we offer businesses to allo | ||
| > | w you to pay them directly from your account, without any frustrating card detai | > | w you to pay them directly from your account, without any frustrating card detai | ||
| > | ls. However, we want Pay with Revolut to work for you as well as for businesses. | > | ls. However, we want Pay with Revolut to work for you as well as for businesses. | ||
| > | So we have created a Buyer Protection Policy which applies when you make an eli | > | So we have created a Buyer Protection Policy which applies when you make an eli | ||
| > | gible purchase using Pay with Revolut. | > | gible purchase using Pay with Revolut. | ||
| n | n | 104 | Move Money Rules | ||
| 105 | You can set up automatic money movements within the Revolut app by utilizing the | ||||
| > | “Move Money Rules” feature. The Move Money Rules feature allows you to automate | ||||
| > | the movement of funds across different pockets within your Revolut account or e | ||||
| > | xchange currencies upon the occurrence of certain conditions that may be set by | ||||
| > | you. Limits and fees may apply depending on your plan. | ||||
| 104 | 13. Send money to a non-Revolut account | 106 | 13. Send money to a non-Revolut account | ||
| 105 | Send Money using a Payment Link | 107 | Send Money using a Payment Link | ||
| 106 | You can send money to a friend who doesn't have a Revolut account by setting up | 108 | You can send money to a friend who doesn't have a Revolut account by setting up | ||
| > | a ”payment link.” You can do this by going into the “Transfers” section of the R | > | a ”payment link.” You can do this by going into the “Transfers” section of the R | ||
| > | evolut app, click on the “+ New” button, clicking on “Create a payment link,” fo | > | evolut app, click on the “+ New” button, clicking on “Create a payment link,” fo | ||
| > | llow the prompt in the Revolut app and sending the link to your friend. | > | llow the prompt in the Revolut app and sending the link to your friend. | ||
| 164 | You authorize the Social Security Administration (SSA) to verify and disclose to | 166 | You authorize the Social Security Administration (SSA) to verify and disclose to | ||
| > | Lead Bank and Socure Inc. for the purpose of verifying whether the name, Social | > | Lead Bank and Socure Inc. for the purpose of verifying whether the name, Social | ||
| > | Security Number (SSN) and date of birth you have submitted matches information | > | Security Number (SSN) and date of birth you have submitted matches information | ||
| > | in SSA records, including the basis for a no-match response. Your consent is for | > | in SSA records, including the basis for a no-match response. Your consent is for | ||
| > | a one-time validation within ninety (90) days of your Revolut onboarding date. | > | a one-time validation within ninety (90) days of your Revolut onboarding date. | ||
| 165 | 23. Wireless Carrier Consent | 167 | 23. Wireless Carrier Consent | ||
| 166 | You authorize your wireless carrier to use or disclose information about your ac | 168 | You authorize your wireless carrier to use or disclose information about your ac | ||
| > | count and your wireless device, if available, to Revolut or its service provider | > | count and your wireless device, if available, to Revolut or its service provider | ||
| > | for the duration of your business relationship, solely to help them identify yo | > | for the duration of your business relationship, solely to help them identify yo | ||
| > | u or your wireless device and to prevent fraud. See our Privacy Policy for how t | > | u or your wireless device and to prevent fraud. See our Privacy Policy for how t | ||
| > | o see how we treat your data. | > | o see how we treat your data. | ||
| n | 167 | California Collection Notice | n | 169 | California Collection NoticeDo Not Sell or Share My Personal Information | Limit |
| > | the Use of My Sensitive Personal Information© Revolut Technologies Inc. 2026Rev | ||||
| > | olut Technologies Inc. 107 Greenwich Street, 20th Floor, New York, NY 10006The R | ||||
| > | evolut Prepaid Visa® and Revolut Prepaid Mastercard® cards are issued by Lead Ba | ||||
| > | nk, Member FDIC, pursuant to respective licenses from Visa U.S.A. Inc. and Maste | ||||
| > | rcard International and may be used everywhere Visa or Mastercard respectively i | ||||
| > | s accepted. Banking services offered through the Revolut Prepaid Card are provid | ||||
| > | ed by Lead Bank, and are subject to the terms of a Cardholder Agreement. Revolut | ||||
| > | Technologies Inc. (Revolut) is a technology services provider and program manag | ||||
| > | er of the card program.Funds in your Revolut Prepaid Card Account will be held o | ||||
| > | r transferred to Lead Bank, an FDIC-insured institution. While there, your funds | ||||
| > | are insured up to applicable limits by the FDIC. FDIC insurance does not protec | ||||
| > | t your funds in the event of Revolut’s failure or from the risk of theft or frau | ||||
| > | d. Savings Vault services provided by Sutton Bank, Member FDIC, and funds there | ||||
| > | are insured up to $250,000 in the event Sutton Bank fails.Securities products an | ||||
| > | d services provided by Revolut Securities Inc., member FINRA/SIPC. Securities pr | ||||
| > | oducts are not insured by the FDIC or any federal government agency, are not ban | ||||
| > | k deposits, are not obligations of or guaranteed by any bank and are subject to | ||||
| > | investment risks, including possible loss of the principal amount invested.Autom | ||||
| > | ated investing is provided by Revolut Wealth Inc., an SEC registered investment | ||||
| > | advisor. Information about operations, services, and fees is set forth in Revolu | ||||
| > | t Wealth’s current Form ADV Part 2 (Brochure), a copy of which is available upon | ||||
| > | request and at IAPD -- Investment Adviser Public Disclosure -- Homepage.The Rev | ||||
| > | olut Visa Credit Card is issued by Cross River Bank, Member FDIC. Revolut Person | ||||
| > | al Loans are made by Cross River Bank, Member FDIC. The Revolut Visa Credit Card | ||||
| > | s and Revolut Personal Loans are not deposit products.Travel insurance on Revolu | ||||
| > | t’s Metal plan is provided by Chubb Group.For any questions, contact Revolut usi | ||||
| > | ng the Revolut mobile application or by calling the number on the back of your c | ||||
| > | ard: (844) 744-3512, or write to Revolut at 107 Greenwich Street, 20th Floor, Ne | ||||
| > | w York, NY 10006. | ||||
| 168 | Do Not Sell or Share My Personal Information | Limit the Use of My Sensitive Per | 170 | Money Transfer: Send money to India | Send money to Mexico | Send money to Ghana | ||
| > | sonal Information | > | | Send money to Philippines | Send money to Nigeria | Send money to South afric | ||
| > | a | Send money to the UKExchange Rates: Transfer USD to INR | Transfer USD to GB | ||||
| > | P | Transfer USD to COP | Transfer THB to USD | Transfer PLN to USD | Transfer P | ||||
| > | HP to USD | Transfer MXN to USD | Transfer INR to USD | ||||
| 169 | © Revolut Technologies Inc. 2026 | ||||
| 170 | Revolut Technologies Inc. 107 Greenwich Street, 20th Floor, New York, NY 10006 | ||||
| 171 | The Revolut Prepaid Visa® and Revolut Prepaid Mastercard® cards are issued by Le | ||||
| > | ad Bank, Member FDIC, pursuant to respective licenses from Visa U.S.A. Inc. and | ||||
| > | Mastercard International and may be used everywhere Visa or Mastercard respectiv | ||||
| > | ely is accepted. Banking services offered through the Revolut Prepaid Card are p | ||||
| > | rovided by Lead Bank, and are subject to the terms of a Cardholder Agreement. Re | ||||
| > | volut Technologies Inc. (Revolut) is a technology services provider and program | ||||
| > | manager of the card program. | ||||
| 172 | Funds in your Revolut Prepaid Card Account will be held or transferred to Lead B | ||||
| > | ank, an FDIC-insured institution. While there, your funds are insured up to appl | ||||
| > | icable limits by the FDIC. FDIC insurance does not protect your funds in the eve | ||||
| > | nt of Revolut’s failure or from the risk of theft or fraud. | ||||
| 173 | Savings Vault services provided by Sutton Bank, Member FDIC, and funds there are | ||||
| > | insured up to $250,000 in the event Sutton Bank fails. | ||||
| 174 | Securities products and services provided by Revolut Securities Inc., member FIN | ||||
| > | RA/SIPC. Securities products are not insured by the FDIC or any federal governme | ||||
| > | nt agency, are not bank deposits, are not obligations of or guaranteed by any ba | ||||
| > | nk and are subject to investment risks, including possible loss of the principal | ||||
| > | amount invested. | ||||
| 175 | Automated investing is provided by Revolut Wealth Inc., an SEC registered invest | ||||
| > | ment advisor. Information about operations, services, and fees is set forth in R | ||||
| > | evolut Wealth’s current Form ADV Part 2 (Brochure), a copy of which is available | ||||
| > | upon request and at IAPD -- Investment Adviser Public Disclosure -- Homepage. | ||||
| 176 | The Revolut Visa Credit Card is issued by Cross River Bank, Member FDIC. Revolut | ||||
| > | Personal Loans are made by Cross River Bank, Member FDIC. The Revolut Visa Cred | ||||
| > | it Cards and Revolut Personal Loans are not deposit products. | ||||
| 177 | Travel insurance on Revolut’s Metal plan is provided by Chubb Group. | ||||
| 178 | For any questions, contact Revolut using the Revolut mobile application or by ca | ||||
| > | lling the number on the back of your card: (844) 744-3512, or write to Revolut a | ||||
| > | t 107 Greenwich Street, 20th Floor, New York, NY 10006. | ||||
| 179 | Money Transfer: Send money to India | Send money to Mexico | Send money to Ghana | ||||
| > | | Send money to Philippines | Send money to Nigeria | Send money to South afric | ||||
| > | a | Send money to the UK | ||||
| 180 | Exchange Rates: Transfer USD to INR | Transfer USD to GBP | Transfer USD to COP | ||||
| > | | Transfer THB to USD | Transfer PLN to USD | Transfer PHP to USD | Transfer MXN | ||||
| > | to USD | Transfer INR to USD | ||||
| 181 | Revolut | 171 | Revolut | ||
| 182 | United StatesWebsite Terms | 172 | United StatesWebsite Terms | ||
| 183 | Legal Agreements | 173 | Legal Agreements | ||
| 184 | Privacy Portal | 174 | Privacy Portal | ||
| 185 | Complaints | 175 | Complaints | ||
| 186 | Customer Vulnerability | 176 | Customer Vulnerability | ||
| t | t | 177 | Choose your cookies | ||
| 178 | Cookies help us to enhance your experience, tailor ads to your interests, and im | ||||
| > | prove our website.Learn more and manage | ||||
| 179 | Accept allReject non-essential cookies | ||||
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