| March 8, 2026 13:27 UTC | April 19, 2026 06:04 UTC | ||||
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| 13 | Trading APIProgram your trading with no commissions. | 13 | Trading APIProgram your trading with no commissions. | ||
| 14 | Yield Accounts | 14 | Yield Accounts | ||
| 15 | Bond AccountLock in yield with regular interest payments. | 15 | Bond AccountLock in yield with regular interest payments. | ||
| n | 16 | High-Yield Cash AccountEarn 3.3% APY on your cash with no fees. | n | 16 | High-Yield Cash AccountEarn 3.30% APY on your cash with no fees. |
| 17 | Treasuries 3.63%Build a customizable ladder of US Treasuries. | 17 | Treasuries 3.67%Build a customizable ladder of US Treasuries. | ||
| 18 | Account Types | 18 | Account Types | ||
| 19 | MarginAccess the industry's lowest margin rates. | 19 | MarginAccess the industry's lowest margin rates. | ||
| 20 | Traditional & Roth IRAsEarn a 1% match on your annual contributions. | 20 | Traditional & Roth IRAsEarn a 1% match on your annual contributions. | ||
| n | 21 | Crypto IRAs SoonTrade crypto in a tax-advantaged retirement account. | n | 21 | Crypto IRAs NewTrade crypto in a tax-advantaged retirement account. |
| 22 | Trust Accounts SoonSecure your financial legacy and distribute wealth. | 22 | Trust Accounts SoonSecure your financial legacy and distribute wealth. | ||
| n | 23 | Entity Accounts SoonInvest and manage assets for your business. | n | 23 | Corporate Accounts SoonInvest and manage assets for your business. |
| 24 | Transfer your portfolio | 24 | Transfer your portfolio | ||
| 25 | Earn a 1% match when you transfer your investment portfolio to Public. | 25 | Earn a 1% match when you transfer your investment portfolio to Public. | ||
| n | 26 | Agentic | n | 26 | Agents |
| 27 | Tools & Resources | 27 | Tools & Resources | ||
| 28 | Options Trading Rebate ProgramSee how you earn on every stock and ETF contract. | 28 | Options Trading Rebate ProgramSee how you earn on every stock and ETF contract. | ||
| 29 | Learn and EarnBrowse our latest articles and investing resources. | 29 | Learn and EarnBrowse our latest articles and investing resources. | ||
| 30 | Bond ScreenerExplore over 10,000 bonds with our advanced screening tool. | 30 | Bond ScreenerExplore over 10,000 bonds with our advanced screening tool. | ||
| 31 | Margin Interest CalculatorCompare how much interest you could save with margin t | 31 | Margin Interest CalculatorCompare how much interest you could save with margin t | ||
| > | rading on Public. | > | rading on Public. | ||
| n | 32 | AI & Smart AutomationAn experiment by Public bringing artificial intelligence to | n | ||
| > | your investing experience. | ||||
| 33 | Generated Assets Prompting GuideLearn how to craft prompts that translate your t | 32 | Generated Assets Prompting GuideLearn how to craft prompts that translate your t | ||
| > | hesis into a fully formed index. | > | hesis into a fully formed index. | ||
| n | n | 33 | Agents Prompting GuideLearn how to turn your investment strategies into executab | ||
| > | le prompts for AI agents. | ||||
| 34 | Transfer your portfolio | 34 | Transfer your portfolio | ||
| 35 | Earn a 1% match when you transfer your investment portfolio to Public. | 35 | Earn a 1% match when you transfer your investment portfolio to Public. | ||
| 36 | Company | 36 | Company | ||
| 153 | International Use. The Service is intended for visitors located within the Unite | 153 | International Use. The Service is intended for visitors located within the Unite | ||
| > | d States. We make no representation that the Service is appropriate or available | > | d States. We make no representation that the Service is appropriate or available | ||
| > | for use outside of the United States. Access to the Service from countries or t | > | for use outside of the United States. Access to the Service from countries or t | ||
| > | erritories or by individuals where such access is illegal is prohibited. | > | erritories or by individuals where such access is illegal is prohibited. | ||
| 154 | Notice Regarding Apple. This Section 19 only applies to the extent you are using | 154 | Notice Regarding Apple. This Section 19 only applies to the extent you are using | ||
| > | our mobile application on an iOS device. You acknowledge that these Terms are b | > | our mobile application on an iOS device. You acknowledge that these Terms are b | ||
| > | etween you and Public.com only, not with Apple Inc. (“Apple”), and Apple is not | > | etween you and Public.com only, not with Apple Inc. (“Apple”), and Apple is not | ||
| > | responsible for the Service or the content thereof. Apple has no obligation to f | > | responsible for the Service or the content thereof. Apple has no obligation to f | ||
| > | urnish any maintenance and support services with respect to the Service. If the | > | urnish any maintenance and support services with respect to the Service. If the | ||
| > | Service fails to conform to any applicable warranty, you may notify Apple and Ap | > | Service fails to conform to any applicable warranty, you may notify Apple and Ap | ||
| > | ple will refund any applicable purchase price for the mobile application to you; | > | ple will refund any applicable purchase price for the mobile application to you; | ||
| > | and, to the maximum extent permitted by applicable law, Apple has no other warr | > | and, to the maximum extent permitted by applicable law, Apple has no other warr | ||
| > | anty obligation with respect to the Service. Apple is not responsible for addres | > | anty obligation with respect to the Service. Apple is not responsible for addres | ||
| > | sing any claims by you or any third party relating to the Service or your posses | > | sing any claims by you or any third party relating to the Service or your posses | ||
| > | sion and/or use of the Service, including: (a) product liability claims; (b) any | > | sion and/or use of the Service, including: (a) product liability claims; (b) any | ||
| > | claim that the Service fails to conform to any applicable legal or regulatory r | > | claim that the Service fails to conform to any applicable legal or regulatory r | ||
| > | equirement; or (c) claims arising under consumer protection or similar legislati | > | equirement; or (c) claims arising under consumer protection or similar legislati | ||
| > | on. Apple is not responsible for the investigation, defense, settlement and disc | > | on. Apple is not responsible for the investigation, defense, settlement and disc | ||
| > | harge of any third party claim that the Service and/or your possession and use o | > | harge of any third party claim that the Service and/or your possession and use o | ||
| > | f the Service infringe a third party’s intellectual property rights. You agree t | > | f the Service infringe a third party’s intellectual property rights. You agree t | ||
| > | o comply with any applicable third party terms when using the Service. Apple and | > | o comply with any applicable third party terms when using the Service. Apple and | ||
| > | Apple’s subsidiaries are third party beneficiaries of these Terms, and upon you | > | Apple’s subsidiaries are third party beneficiaries of these Terms, and upon you | ||
| > | r acceptance of these Terms, Apple will have the right (and will be deemed to ha | > | r acceptance of these Terms, Apple will have the right (and will be deemed to ha | ||
| > | ve accepted the right) to enforce these Terms against you as a third party benef | > | ve accepted the right) to enforce these Terms against you as a third party benef | ||
| > | iciary of these Terms. You hereby represent and warrant that: (i) you are not lo | > | iciary of these Terms. You hereby represent and warrant that: (i) you are not lo | ||
| > | cated in a country that is subject to a U.S. Government embargo, or that has bee | > | cated in a country that is subject to a U.S. Government embargo, or that has bee | ||
| > | n designated by the U.S. Government as a “terrorist supporting” country; and (ii | > | n designated by the U.S. Government as a “terrorist supporting” country; and (ii | ||
| > | ) you are not listed on any U.S. Government list of prohibited or restricted par | > | ) you are not listed on any U.S. Government list of prohibited or restricted par | ||
| > | ties. | > | ties. | ||
| 155 | Products | 155 | Products | ||
| n | 156 | StocksETFsCryptoOptionsMarginBondsDirect IndexingTreasuriesHigh-Yield Cash Accou | n | 156 | StocksETFsCryptoCrypto IRAOptionsMarginBondsDirect IndexingTreasuriesHigh-Yield |
| > | ntPremiumAlpha | > | Cash AccountPremiumAgents | ||
| 157 | Resources | 157 | Resources | ||
| 158 | About UsLearnCareersPublic’s Fee Schedule | 158 | About UsLearnCareersPublic’s Fee Schedule | ||
| 159 | Quick Links | 159 | Quick Links | ||
| 162 | HelpFAQsupport@public.compress@public.com | 162 | HelpFAQsupport@public.compress@public.com | ||
| 163 | Check the background of this firm on FINRA's BrokerCheck. | 163 | Check the background of this firm on FINRA's BrokerCheck. | ||
| 164 | Open to the Public Investing, Inc. Customer Relationship Summary. | 164 | Open to the Public Investing, Inc. Customer Relationship Summary. | ||
| n | 165 | DisclosuresPrivacy PolicyYour Privacy ChoicesTerms of ServiceFractional Shares D | n | 165 | DisclosuresPrivacy PolicyYour Privacy ChoicesTerms of ServiceFractional Shares D |
| > | isclosureMarketsStocks DirectoryETFs DirectoryOptions ChainBitcoin ETP OptionsHo | > | isclosureMarketsStocks DirectoryETFs DirectoryOptions ChainHow to buy CryptoClau | ||
| > | w to buy CryptoBuy T-bills | > | de Trading BotAI Investing | ||
| 166 | © Copyright 2026 Public Holdings, Inc. All Rights Reserved. | 166 | © Copyright 2026 Public Holdings, Inc. All Rights Reserved. | ||
| 167 | All investments involve the risk of loss and the past performance of a security | 167 | All investments involve the risk of loss and the past performance of a security | ||
| > | does not guarantee future results or returns. This material is not intended as a | > | does not guarantee future results or returns. This material is not intended as a | ||
| > | recommendation, offer, or solicitation to purchase or sell securities, open a b | > | recommendation, offer, or solicitation to purchase or sell securities, open a b | ||
| > | rokerage account, or engage in any investment strategy. Any reference to securit | > | rokerage account, or engage in any investment strategy. Any reference to securit | ||
| > | ies on this website is for informational and illustrative purposes only, and sho | > | ies on this website is for informational and illustrative purposes only, and sho | ||
| > | uld not be construed as investment or tax advice. | > | uld not be construed as investment or tax advice. | ||
| 168 | PUBLIC ADVISORS LLC | 168 | PUBLIC ADVISORS LLC | ||
| 181 | Margin Disclosure Statement, Margin Agreement, and Fee Schedule. | 181 | Margin Disclosure Statement, Margin Agreement, and Fee Schedule. | ||
| 182 | High-Yield Cash Account. A High-Yield Cash Account (“HYCA”) is a secondary broke | 182 | High-Yield Cash Account. A High-Yield Cash Account (“HYCA”) is a secondary broke | ||
| > | rage account with Public Investing. Funds in your HYCA are automatically deposit | > | rage account with Public Investing. Funds in your HYCA are automatically deposit | ||
| > | ed into partner banks (“Partner Banks”), where that cash earns interest and is e | > | ed into partner banks (“Partner Banks”), where that cash earns interest and is e | ||
| > | ligible for FDIC insurance. See here for a list of current Partner Banks. Your A | > | ligible for FDIC insurance. See here for a list of current Partner Banks. Your A | ||
| > | nnual Percentage Yield is variable and may change at the discretion of the Partn | > | nnual Percentage Yield is variable and may change at the discretion of the Partn | ||
| > | er Banks or Public Investing. Apex Clearing and Public Investing receive adminis | > | er Banks or Public Investing. Apex Clearing and Public Investing receive adminis | ||
| > | trative fees for operating this program, which reduce the amount of interest pai | > | trative fees for operating this program, which reduce the amount of interest pai | ||
| > | d on swept cash. Neither Public Investing nor any of its affiliates is a bank. L | > | d on swept cash. Neither Public Investing nor any of its affiliates is a bank. L | ||
| > | earn more. | > | earn more. | ||
| 183 | Individual Retirement Accounts. Self-directed individual retirement accounts are | 183 | Individual Retirement Accounts. Self-directed individual retirement accounts are | ||
| > | offered by Public Investing. Information about retirement accounts on Public is | > | offered by Public Investing. Information about retirement accounts on Public is | ||
| > | for educational purposes only and is not tax or investment advice. Visit the IR | > | for educational purposes only and is not tax or investment advice. Visit the IR | ||
| > | S website for more information on the limitations and tax benefits of Traditiona | > | S website for more information on the limitations and tax benefits of Traditiona | ||
| > | l and Roth IRAs. As part of the IRA Match Program Public Investing will fund a 1 | > | l and Roth IRAs. As part of the IRA Match Program Public Investing will fund a 1 | ||
| > | % match of all IRA transfers & 401(k) rollovers and all contributions (up to the | > | % match of all IRA transfers & 401(k) rollovers and all contributions (up to the | ||
| > | annual contribution limit) made to your Public IRA. The matched funds must be k | > | annual contribution limit) made to your Public IRA. The matched funds must be k | ||
| > | ept in the account for at least 5 years to avoid an early removal fee. See full | > | ept in the account for at least 5 years to avoid an early removal fee. See full | ||
| > | terms of the Program here. Rate and terms are subject to change at any time. | > | terms of the Program here. Rate and terms are subject to change at any time. | ||
| n | n | 184 | Crypto IRAs. | ||
| 185 | Crypto IRAs are self-directed individual retirement accounts offered and custodi | ||||
| > | ed by Alto Trust Co, a New Mexico trust company. Information about retirement ac | ||||
| > | counts on Public is for educational purposes only and is not tax or investment a | ||||
| > | dvice. Visit the IRS website for more information on the limitations and tax ben | ||||
| > | efits of IRAs. Crypto is highly speculative and involves significant risk, inclu | ||||
| > | ding loss of principal. Cryptocurrencies are not protected by FDIC or SIPC. See | ||||
| > | our Crypto Risk Disclosures for additional information. | ||||
| 184 | Bonds. Bond investing carries risk including the risk that you lose some or all | 186 | Bonds. Bond investing carries risk including the risk that you lose some or all | ||
| > | of your investment. High Yield bonds carry greater risk of default. Fractional B | > | of your investment. High Yield bonds carry greater risk of default. Fractional B | ||
| > | onds carry additional risks and are only available on Public. All yields and pri | > | onds carry additional risks and are only available on Public. All yields and pri | ||
| > | ces are subject to change without prior notice. Public Investing earns a fee on | > | ces are subject to change without prior notice. Public Investing earns a fee on | ||
| > | every bond trade. Learn more. | > | every bond trade. Learn more. | ||
| 185 | Bond Accounts. A Bond Account is a self-directed brokerage account with Public I | 187 | Bond Accounts. A Bond Account is a self-directed brokerage account with Public I | ||
| > | nvesting. Deposits are used to purchase 10 investment-grade and high-yield bonds | > | nvesting. Deposits are used to purchase 10 investment-grade and high-yield bonds | ||
| > | . Yields can change before purchase and are not guaranteed. Public Investing cha | > | . Yields can change before purchase and are not guaranteed. Public Investing cha | ||
| > | rges a markup on each bond trade. Read more about the risks associated with fixe | > | rges a markup on each bond trade. Read more about the risks associated with fixe | ||
| > | d income and fractional bonds. See Bond Account Disclosures to learn more. | > | d income and fractional bonds. See Bond Account Disclosures to learn more. | ||
| 186 | ETFs & ETPs. Before investing in an ETF, read the prospectus for details on its | 188 | ETFs & ETPs. Before investing in an ETF, read the prospectus for details on its | ||
| > | objectives, risks, charges, expenses, and unique risk profile. Prospectuses are | > | objectives, risks, charges, expenses, and unique risk profile. Prospectuses are | ||
| > | available on the issuer’s website. Past performance does not guarantee future re | > | available on the issuer’s website. Past performance does not guarantee future re | ||
| > | sults, and investment values may rise or fall. A spot bitcoin ETP is not registe | > | sults, and investment values may rise or fall. A spot bitcoin ETP is not registe | ||
| > | red under the Investment Company Act of 1940 or regulated under the Commodity Ex | > | red under the Investment Company Act of 1940 or regulated under the Commodity Ex | ||
| > | change Act. It may perform differently than owning bitcoin and is highly specula | > | change Act. It may perform differently than owning bitcoin and is highly specula | ||
| > | tive, with risks including volatility, illiquidity, manipulation, and total loss | > | tive, with risks including volatility, illiquidity, manipulation, and total loss | ||
| > | . Investors have no rights as bitcoin holders or to redemption in bitcoin. | > | . Investors have no rights as bitcoin holders or to redemption in bitcoin. | ||
| 187 | Fractional Shares. Fractional shares are illiquid outside of Public and not tran | 189 | Fractional Shares. Fractional shares are illiquid outside of Public and not tran | ||
| > | sferable. See our Fractional Share Disclosure to learn more. | > | sferable. See our Fractional Share Disclosure to learn more. | ||
| 188 | Investment Plans. Investment Plans (“Plans”) shown in our marketplace are for in | 190 | Investment Plans. Investment Plans (“Plans”) shown in our marketplace are for in | ||
| > | formational purposes only and are meant as helpful starting points as you discov | > | formational purposes only and are meant as helpful starting points as you discov | ||
| > | er, research and create a Plan that meets your specific investing needs. Plans a | > | er, research and create a Plan that meets your specific investing needs. Plans a | ||
| > | re self-directed purchases and are not investment recommendations. Plans are cre | > | re self-directed purchases and are not investment recommendations. Plans are cre | ||
| > | ated using defined, objective criteria based on generally accepted investment th | > | ated using defined, objective criteria based on generally accepted investment th | ||
| > | eory; they are not based on your needs or risk profile. You are responsible for | > | eory; they are not based on your needs or risk profile. You are responsible for | ||
| > | establishing and maintaining allocations among assets within your Plan. Plans in | > | establishing and maintaining allocations among assets within your Plan. Plans in | ||
| > | volve continuous investments, regardless of market conditions. See Investment Pl | > | volve continuous investments, regardless of market conditions. See Investment Pl | ||
| > | ans Terms to learn more. | > | ans Terms to learn more. | ||
| 189 | PUBLIC HOLDINGS, INC. | 191 | PUBLIC HOLDINGS, INC. | ||
| t | t | 192 | Agents. Agents are an AI-powered conversational tool that allows you to enter in | ||
| > | structions for a set of self-directed, recurring transactions (your “Agent”) for | ||||
| > | your account. Outputs from Agentic Brokerage are provided for informational and | ||||
| > | illustrative purposes only, and should not be considered investment recommendat | ||||
| > | ions or advice. The Agents you create are based on your own instructions and inv | ||||
| > | estment decisions. You are solely responsible for determining the suitability of | ||||
| > | any strategy and for verifying your instructions before activating your Agent. | ||||
| > | Brokerage accounts and services provided by Open to the Public Investing, Inc. C | ||||
| > | ryptocurrency accounts and services provided by Zero Hash LLC. All investing inv | ||||
| > | olves risk. See additional Agentic Brokerage disclosures. | ||||
| 190 | Alpha. Alpha is an experimental AI research tool from Public Holdings, Inc. It m | 193 | Alpha. Alpha is an experimental AI research tool from Public Holdings, Inc. It m | ||
| > | ay produce inaccurate or inappropriate responses and is not investment research | > | ay produce inaccurate or inappropriate responses and is not investment research | ||
| > | or a recommendation. All output is provided “as is,” without warranties, and use | > | or a recommendation. All output is provided “as is,” without warranties, and use | ||
| > | is at your own risk. Please independently verify any information before making | > | is at your own risk. Please independently verify any information before making | ||
| > | decisions. | > | decisions. | ||
| 191 | Market Data. Quotes and other market data for Public’s product offerings are obt | 194 | Market Data. Quotes and other market data for Public’s product offerings are obt | ||
| > | ained from third party sources believed to be reliable, but Public Holdings and | > | ained from third party sources believed to be reliable, but Public Holdings and | ||
| > | its affiliates make no representation or warranty regarding the quality, accurac | > | its affiliates make no representation or warranty regarding the quality, accurac | ||
| > | y, timeliness, and/or completeness of this information. Market data powered by X | > | y, timeliness, and/or completeness of this information. Market data powered by X | ||
| > | ignite. | > | ignite. | ||
| 192 | ZERO HASH LLC | 195 | ZERO HASH LLC | ||
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