| Before | After | ||
|---|---|---|---|
| 0 | The Bancorp Bank, N.A. Consumer Privacy Notice Rev. 02/2025 FACTS: What Does The Bancorp Bank, N.A. (“The Bancorp”) Do With Your Personal Information? | 0 | The Bancorp Consumer Privacy Notice Rev. 08/2017 FACTS: What Does The Bancorp Do With Your Personal Information? |
| 3 | Federal law gives consumers the right to limit some, but not all. sharing. | 3 | Federal law gives consumers the right to limit some, but not all, sharing. |
| 4 | Federal law also requires us to tell you how we collect, share, and protect your personal information. | 4 | Federal law also requires us to tell you how we collect, share and protect your personal information. |
| 7 | The types of personal information we collect, and share depend on the product or service you have with us. | 7 | The types of personal information we collect and share depend on the product or service you have with us. |
| 8 | This information can include: Social Security Number and income Account balances and transaction history Credit history and credit scores When you are no longer our customer, we continue to share your information as described in this notice. | 8 | This information can include: Social Security Number and income Account balances and transaction history Credit history and credit scores When you are no longer our customer, we continue to share your information, as described in this notice. |
| 10 | All financial companies need to share customers’ personal information to run their everyday business. | 10 | All financial companies need to share customers’ personal information to run their everyday business. |
| 11 | In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons The Bancorp chooses to share; and whether you can limit this sharing. | 11 | In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons The Bancorp chooses to share; and whether you can limit this sharing. |
| 14 | For our everyday business purposes — Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No For our marketing purposes — To offer our products and services to you Yes No For joint marketing with other financial companies Yes No For our affiliates’ everyday business purposes — Information about your transactions and experiences No We don’t share For our affiliates’ everyday business purposes — Information about your creditworthiness No We don’t share For nonaffiliates to market to you Yes Yes Reasons We Can Share Your Personal Information For our everyday business purposes — Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Does The Bancorp share? | 14 | For our everyday business purposes — Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No For our marketing purposes — To offer our products and services to you Yes No For joint marketing with other financial companies No We don’t share For our affiliates’ everyday business purposes — Information about your transactions and experiences No We don’t share For our affiliates’ everyday business purposes — Information about your creditworthiness No We don’t share For nonaffiliates to market to you Yes Yes Reasons We Can Share Your Personal Information For our everyday business purposes — Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Does The Bancorp share? |
| 19 | Yes Can you limit this sharing? | 19 | No Can you limit this sharing? |
| 20 | No Reasons We Can Share Your Personal Information For our affiliates’ everyday business purposes — Information about your transactions and experiences Does The Bancorp share? | 20 | We don’t share Reasons We Can Share Your Personal Information For our affiliates’ everyday business purposes — Information about your transactions and experiences Does The Bancorp share? |
| 26 | Yes To Limit Our Sharing: Submit an opt-out through the Chime Privacy Hub . | 26 | Yes To limit our sharing: Login to your account at chime.com or via the Chime Mobile application to update your Privacy Settings. |
| 27 | Please Note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. | 27 | Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. |
| 29 | However, you can contact us at any time to limit our sharing. | ||
| 30 | Email us at privacy@chime.com . | 31 | Call us, toll-free, at (844) 244-6363 or visit us at chime.com . |
| 32 | This notice is provided by The Bancorp Bank, N.A. What we do How does The Bancorp protect my personal information? | 33 | This notice is provided by the business units of The Bancorp, Inc., and its affiliates, including, but no limited to, The Bancorp Bank, N.A., Bancorp Card Services, Inc., and TBBK Direct Leasing, LLC. |
| 34 | What We Do How does The Bancorp protect my personal information? | ||
| 37 | We collect your personal information when, for example, you: Open an account or apply for a loan Pay your bills Provide account information We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. | 39 | We collect your personal information when, for example, you: open an account or pay your bills make deposits or withdrawals from your account or give us your contact information provide account information We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
| 39 | Federal law gives you the right to limit only: Sharing for affiliates’ everyday business purposes – information about your creditworthiness Affiliates from using your information to market to you Sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. | 41 | Federal law gives you the right to limit only: sharing for affiliates’ everyday business purposes – information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. |
| 43 | The Bancorp does not share with our affiliates. | 45 | Our affiliates include financial companies such as The Bancorp Bank, N.A., Bancorp Card Services, Inc., and TBBK Direct Leasing, LLC. |
| 46 | Nonaffiliates, we share with may include companies such as Chime, when the sharing of data is not for our everyday business purposes. | 48 | Nonaffiliates we share with can include online payment companies, direct marketing companies and prepaid card providers. |
| 48 | Our joint marketing partners include other financial institutions, such as other bank partners that Chime works with. | 50 | The Bancorp does not jointly market. |
| 49 | Other important information Vermont Residents: We will not disclose your personal information, financial information, credit report, or health information to nonaffiliated third parties to market to you, other than as permitted by Vermont law, unless you authorize us to make those disclosures. | 51 | Other important information *California Residents — In accordance with California law, we will not share information we collect about you with companies outside of Chime or The Bancorp, unless the law allows. |
| 50 | We may disclose the following information to other financial institutions with which we have joint marketing agreements: The following information we receive from you: your name and contact information Information about your transactions with us or our affiliates, such as your account balance, payment history, parties to transactions, and credit card usage Nevada Residents: We are providing you this notice pursuant to state law. | — | Removed |
| 51 | You may be placed on our internal Do Not Call List by following the directions in the To Limit our Sharing section above. | — | Removed |
| 52 | Nevada law requires that we provide you with the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. | — | Removed |
| 53 | Washington Ave., Suite 3900, Las Vegas, NV 89101; Phone number: 702-486-3132; email: agInfo@ag.nv.gov North Dakota Residents: In accordance with North Dakota law, we will not share information we collect about you with companies outside of our corporate family, except as permitted by law, including, for example, with your consent, to service your account (through Chime or its banking partners). | — | Removed |
| 54 | Residents of North Dakota are opted out from nonaffiliate marketing by default. | — | Removed |
| 55 | We will limit sharing among our companies to the extent required by North Dakota law. | — | Removed |
| 56 | California Residents: For financial information , we will not share information we collect about you with companies outside of The Bancorp Bank, N.A., unless the law allows. | — | Removed |
| 58 | We may also share your information with third party financial institutions with which we have a joint marketing agreement to offer financial products and services to you. | 53 | We will limit sharing around our companies to the extent required by California law. *Vermont Residents — In accordance with Vermont law, we will not share personal financial information about you, other than transaction experience information, with other Bancorp companies or affiliates, nor will we share any personal financial information about you with other Bancorp companies for marketing purposes. *Nevada Residents — We are providing you this notice pursuant to state law. |
| 59 | California residents can opt-out of joint marketing through the Chime Privacy Hub or through our California Financial Information Privacy Act opt-out Form . | 54 | You may be placed on our internal Do Not Call List by following the directions in the To limit direct marketing contact section. |
| 55 | Nevada law requires that we also provide you with the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. | ||
| 56 | Washington St., Suite 3900, Las Vegas, NV 89101; Phone number- 702.486.3132 ; email: BCPINFO@ag.state.nv.us . | ||
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