Old version
June 21, 2026 17:13 UTC
c45717178e680077feadd8151fb55a525a139fc0dc61e48b0e3a3928374e183e
CA-V-004065
New version
July 9, 2026 00:09 UTC
d99aa7eb6158a8adf8c33154a8171b1934899578119af9688b506c8383b24336
CA-V-004629
Share 𝕏 Share in Share
Change Summary
Chime updated its privacy policy on July 9, 2026 to reorganize and expand disclosure of how it collects and shares customer financial information. The policy now explicitly structures information-sharing reasons using a 'FACTS: Why/What/How' framework, adds clearer formatting with bullet points, and includes new disclosures about opt-out mechanisms through the Chime Privacy Hub and a 30-day notice period for new customers. The substantive sharing practices and opt-out rights described remain consistent with the prior version, but the presentation and accessibility of these terms have been materially reorganized.
low severity
19 Sentences added
0 Sentences removed
10 Sentences modified
62 Sentences before
81 Sentences after
Added
Removed
Modified
BeforeAfter
8This information can include: Social Security Number and income Account balances and transaction history Credit history and credit scores When you are no longer our customer, we continue to share your information, as described in this notice.8This information can include: • Social Security Number and income • Account balances and transaction history • Credit history and credit scores When you are no longer our customer, we continue to share your information, as described in this notice.
10All financial companies need to share customers’ personal information to run their everyday business.
11In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons The Bancorp chooses to share; and whether you can limit this sharing.
12FACTS: Why?
13What Does The Bancorp Bank, N.A. (“The Bancorp”) Do With Your Personal Information?
14Financial companies choose how they share your personal information.
15Federal law gives consumers the right to limit some, but not all, sharing.
16Federal law also requires us to tell you how we collect, share, and protect your personal information.
17Please read this notice carefully to understand what we do.
18FACTS: What?
19What Does The Bancorp Bank, N.A. (“The Bancorp”) Do With Your Personal Information?
20The types of personal information we collect, and share depend on the product or service you have with us.
21This information can include: • Social Security Number and income • Account balances and transaction history • Credit history and credit scores When you are no longer our customer, we continue to share your information, as described in this notice.
22FACTS: How?
23What Does The Bancorp Bank, N.A. (“The Bancorp”) Do With Your Personal Information?
14For our everyday business purposes — Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No For our marketing purposes — To offer our products and services to you Yes No For joint marketing with other financial companies Yes No For our affiliates’ everyday business purposes — Information about your transactions and experiences No We don’t share For our affiliates’ everyday business purposes — Information about your creditworthiness No We don’t share For nonaffiliates to market to you Yes Yes Reasons We Can Share Your Personal Information For our everyday business purposes — Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Does The Bancorp share?28For our everyday business purposes — Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No For our marketing purposes — To offer our products and services to you Yes No For joint marketing with other financial companies Yes No For our affiliates' everyday business purposes — Information about your transactions and experiences No We don't share For our affiliates' everyday business purposes — Information about your creditworthiness No We don't share For nonaffiliates to market to you Yes Yes Reasons We Can Share Your Personal Information For our everyday business purposes — Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Does The Bancorp share?
20No Reasons We Can Share Your Personal Information For our affiliates’ everyday business purposes — Information about your transactions and experiences Does The Bancorp share?34No Reasons We Can Share Your Personal Information For our affiliates' everyday business purposes — Information about your transactions and experiences Does The Bancorp share?
22We don’t share Reasons We Can Share Your Personal Information For our affiliates’ everyday business purposes — Information about your creditworthiness Does The Bancorp share?36We don't share Reasons We Can Share Your Personal Information For our affiliates' everyday business purposes — Information about your creditworthiness Does The Bancorp share?
24We don’t share Reasons We Can Share Your Personal Information For nonaffiliates to market to you Does The Bancorp share?38We don't share Reasons We Can Share Your Personal Information For nonaffiliates to market to you Does The Bancorp share?
44Email us at privacy@chime.com .
45To Limit Our Sharing: Questions?
46Submit an opt-out through the Chime Privacy Hub .
47Please Note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice.
48When you are no longer our customer, we continue to share your information as described in this notice.
37We collect your personal information when, for example, you: Open an account or apply for a loan Pay your bills Provide account information We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.56We collect your personal information when, for example, you: • Open an account or apply for a loan • Pay your bills • Provide account information We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
38Why can’t I limit all sharing?57Why can't I limit all sharing?
39Federal law gives you the right to limit only: Sharing for affiliates’ everyday business purposes – information about your creditworthiness Affiliates from using your information to market to you Sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.58Federal law gives you the right to limit only: • Sharing for affiliates' everyday business purposes – information about your creditworthiness • Affiliates from using your information to market to you • Sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.
52We may disclose the following information to other financial institutions with which we have joint marketing agreements: The following information we receive from you: your name and contact information Information about your transactions with us or our affiliates, such as your account balance, payment history, parties to transactions, and credit card usage Nevada Residents: We are providing you this notice pursuant to state law.71We may disclose the following information to other financial institutions with which we have joint marketing agreements: • The following information we receive from you: your name and contact information • Information about your transactions with us or our affiliates, such as your account balance, payment history, parties to transactions, and credit card usage Nevada Residents: We are providing you this notice pursuant to state law.
58California Residents: For financial information , we will not share information we collect about you with companies outside of The Bancorp Bank, N.A., unless the law allows.77California Residents: For financial information, we will not share information we collect about you with companies outside of The Bancorp Bank, N.A., unless the law allows.
Stay ahead of the changes

Watch this before it changes again

Follow unlimited companies, monitor the clauses that matter across every platform, and get the full institutional analysis on what each change obligates you to do.