Old version
August 26, 2026 01:15 UTC
8c133913a72b8ef46ba1544dba861a8cd53f7b842b44328d356797c175704297
CA-V-006095
New version
August 28, 2026 01:16 UTC
149d43ff55ed296791b6d043e9cc603632c9e21a3efb64ae1184ec2d546d7df5
CA-V-006183
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Change Summary
Checkout.com revised its website terms and anti-money laundering policy in an update detected on August 28, 2026. The website terms section now removes general disclaimers about information accuracy and adds explicit liability waivers, changes the password breach notification contact from legal@checkout.com to support.checkout.com, and clarifies that service-related liability limitations will be governed by a separate Service Agreement rather than a Merchant Services Agreement. The anti-money laundering policy was substantially rewritten to describe compliance obligations in global rather than UK-specific terms, emphasizing multi-jurisdiction regulatory supervision and adding language about identity verification protocols, transaction monitoring, and suspicious activity reporting.
low severity
14 Sentences added
11 Sentences removed
15 Sentences modified
237 Sentences before
240 Sentences after
Added
Removed
Modified
BeforeAfter
17Sign in Get in touch Sign in Get in touch Legal Transparency is a recurring Checkout.com value that is reflected in our pricing promise, our security protocol and our legal agreements.17Sign in Get in touch Sign in Get in touch Legal Terms & policies Service Terms Country Terms Privacy Notice Cookie policy Regulatory RDR terms Disclaimer Payment methods rules Claims processing Terms & policies Link Website Terms of Use Please read these terms and conditions carefully before using the website 1.
18Terms & policies Service Terms Country Terms Privacy Notice Cookie policy Regulatory RDR terms Disclaimer Payment methods rules Claims processing Terms & policies Link Website Terms of Use Please read these terms and conditions carefully before using the website 1.Removed
26Our Cookie Policy, which sets out information about the cookies on our website. [If you purchase services from our website, our Merchant Services Agreement will apply to the sales.] 3.25Our Cookie Policy, which sets out information about the cookies on our website. 3.
32Information on our website and changes to it The information contained in this website is for general information purposes only.Removed
33We endeavour to keep the information published on our website up to date and correct, however we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose.Removed
34Any reliance you place on such information is therefore strictly at your own risk. 6.Removed
38If you know or suspect that anyone other than you knows your user identification code or password, you must promptly notify us at legal@checkout.com stating in the subject matter of your email ‘Website Terms of Use – Password issues’. 7.34If you know or suspect that anyone other than you knows your user identification code or password, you must promptly notify us by requesting support at support.checkout.com . 6.
39Privacy Our overriding objective is to handle all data fairly and securely.Removed
40Any information you give us about yourself will be stored on our systems and may be disclosed to, processed and used by us, and the other companies that assist us in providing our services in accordance with our Privacy Policy. 8.Removed
48If you print off, copy or download any part of our website in breach of these terms of use, your right to use our website will cease immediately and you must, at our option, return or destroy any copies of the materials you have made. 9.42If you print off, copy or download any part of our website in breach of these terms of use, your right to use our website will cease immediately and you must, at our option, return or destroy any copies of the materials you have made. 7.
52If you are a business user, please note that in particular, we will not be liable for: loss of profits, sales, business, or revenue; business interruption; loss of anticipated savings; loss of business opportunity, goodwill or reputation; or any indirect or consequential loss or damage.Removed
53If you are a consumer user, please note that we only provide our website for domestic and private use.Removed
54You agree not to use our website for any commercial or business purposes, and we have no liability to you for any loss of profit, loss of business, business interruption, or loss of business opportunity.Removed
56We assume no responsibility for the content of websites linked to our website.47Different limitations and exclusions of liability will apply to liability arising as a result of the supply of any services by us to you, which will be set out in our Checkout.com Service Agreement.
57Such links should not be interpreted as endorsements by us of those linked websites.48If there is a conflict between these terms and a separate written agreement between us for the purchase of services, the terms of that separate agreement will prevail. 8.
58We will not be liable for any loss or damage that may arise from your use of them.Removed
59Different limitations and exclusions of liability will apply to liability arising as a result of the supply of any goods by us to you, which will be set out in our Merchant Service Agreement. 10.Removed
67In the event of such a breach, your right to use our website will cease immediately. 11.56In the event of such a breach, your right to use our website will cease immediately. 9.
72We reserve the right to withdraw linking permission without notice. 12.61We reserve the right to withdraw linking permission without notice. 10.
73Third party links and resources in our website Where our website contains links to other websites and resources provided by third parties, these links are provided for your information only.62Disclaimer Any information contained in this or any other Checkout.com website should not be construed as legal advice and is not intended to be a substitute for legal counsel on any subject matter.
74We have no control over the contents of those websites or resources. 13.63The contents of this site are for general information purposes only.
75Contact us To contact us in relation to these terms of use, please email legal@checkout.com stating in the subject matter of your email ‘Question re Website Terms of Use’.64Whilst we endeavour to ensure that the information on this site is correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose.
65Any reliance you place on such information is therefore strictly at your own risk.
66We shall not be liable for any damage (including, without limitation, damage for loss of business or loss of profits) arising in contract, tort or otherwise from the use of, or inability to use, this site or any material contained in it, or from any action or decision taken as a result of using this site or any such material.
67Some of the material on this site may have been prepared some time ago.
68Certain parts of this site may link to external internet sites, and other external internet sites may link to this website.
69Checkout.com is not responsible for the content of any external internet sites and has no control over the nature, content and availability of those sites.
70The use of any links to external internal sites does not constitute an endorsement, guarantee or approval by Checkout.com for any of the products, services, information, opinions or any other contents contained.
71Checkout.com bears no responsibility for the accuracy, legality or content of the external site or for that of subsequent links. 11.
72Contact us To contact us in relation to these terms of use, please email support@checkout.com stating in the subject matter of your email ‘Question re Website Terms of Use’.
105Anti-Money Laundering Policy Statement It is our policy and obligation to comply with the anti-money laundering legal and regulatory requirements, and we take these very seriously.102Anti Money Laundering Policy Statement As a globally regulated payment service provider, Checkout.com is committed to the highest standards of integrity.
106As a registered electronic money institution operating in UK, Checkout Ltd is subject to The Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017 (“Money Laundering Regulations”); The Terrorism Act 2000; The Proceeds of Crime ("POCA") Act 2002 and The Counter-Terrorism Act 2008.103It is our policy and fundamental obligation to comply with all applicable anti-money laundering (AML), counter-terrorist financing (CTF), and economic sanctions laws in every jurisdiction where we operate.
107As it is supervised by the FCA, Checkout Ltd is required to meet, among others, the following legal requirements: Understand and interpret the legal and regulatory framework for AML/CTF requirements and systems; Understand standard industry best practice in AML/CTF procedures and proportionate risk-based approach; Design and implement the systems and controls necessary to mitigate the risk of being used in connection with money laundering or financing terrorism.104We operate under the supervision of multiple financial regulators worldwide.
108Checkout Ltd’s AML legal obligations include among others: Verify customers’ (including beneficial owners’) identity and address; Keep full records of all transactions together with identification provided; Monitor any unusual or suspicious transactions of any size; Report any suspicious transaction to the National Crime Agency.105To ensure global consistency and local relevance, our compliance framework is designed to: Continuously monitor and adhere to evolving international legal and regulatory requirements.
106Apply industry best practices and a proportionate, risk-based methodology to identify and mitigate financial crime threats.
107Design and maintain robust internal systems and controls to prevent our platform from being used for money laundering, terrorism financing, or other illicit activities.
108To fulfill our global legal mandates, Checkout.com adheres to the following core pillars: We verify the identity of our customers and their beneficial owners through rigorous Know Your Customer (KYC) and Know Your Business (KYB) protocols.
109We maintain comprehensive records of all transactions and identification data in accordance with global data protection and regulatory standards.
110We utilize advanced technology to monitor for unusual or suspicious activity across our global network, regardless of transaction size.
111We proactively report suspicious activity to the relevant Financial Intelligence Units (FIUs) and law enforcement agencies in the appropriate jurisdictions.
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