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| 0 | Cash App Terms of Service Effective: February 7, 2024 Last Updated: April 10, 2026 We’ve included annotations in the gray boxes below to emphasize certain portions of our notice and help guide you as you read them. | 0 | Cash App Terms of Service Effective: February 7, 2024 Last Updated: April 27, 2026 We’ve included annotations in the gray boxes below to emphasize certain portions of our notice and help guide you as you read them. |
| 41 | If you (a) spend $500 or more in Qualifying Purchases, or (b) receive $300 or more in Qualifying Deposits each month, we will waive our Foreign Transaction Fee until the end of the following calendar month. 3% Sending money from your Cash App Balance using the Remittance Service (bank transfer) If the transfer amount is $300 or more, there is no transfer fee. $0.00 Sending money from your Cash App Balance using the Remittance Service (bank transfer) If the transfer amount is less than $300, there is a transfer fee. $1.99 Sending money from your Cash App Balance using the Remittance Service (cash pickup) If the transfer amount is $300 or more, there is a transfer fee. $1.99 Sending money from your Cash App Balance using the Remittance Service (cash pickup) If the transfer amount is less than $300, there is a transfer fee. $3.98 Transfer Out Transfer to Linked Account (standard transfer) No fee to transfer money from your Cash App Balance to a Linked Account with the standard option. | 41 | If you (a) spend $500 or more in Qualifying Purchases, or (b) receive $300 or more in Qualifying Deposits each month, we will waive our Foreign Transaction Fee on card-present transactions only (i.e., in-person card transactions) until the end of the following calendar month. 3% Sending money from your Cash App Balance using the Remittance Service (bank transfer) If the transfer amount is $300 or more, there is no transfer fee. $0.00 Sending money from your Cash App Balance using the Remittance Service (bank transfer) If the transfer amount is less than $300, there is a transfer fee. $1.99 Sending money from your Cash App Balance using the Remittance Service (cash pickup) If the transfer amount is $300 or more, there is a transfer fee. $1.99 Sending money from your Cash App Balance using the Remittance Service (cash pickup) If the transfer amount is less than $300, there is a transfer fee. $3.98 Transfer Out Transfer to Linked Account (standard transfer) No fee to transfer money from your Cash App Balance to a Linked Account with the standard option. |
| 52 | Contact Cash App at 1-800-969-1940, by mail at Cash App, 1955 Broadway, Suite 600, Oakland, CA 94612, or at cash.app/help For general information about prepaid accounts, visit cfpb.gov/prepaid If you have a complaint about a prepaid account, call the consumer financial protection bureau at 1-855-411-2372 or cfpb.gov/complaint Details About Your Cash App Balance Monthly Fee $0 Per Purchase Fee $0 Foreign Transaction Fee 3%* ATM Withdrawal $2.50^ Paper Money Deposit $1* ATM Balance Inquiries N/A Customer Service $0 Inactivity $0 We charge two other types of fees. | 52 | Contact Cash App at 1-800-969-1940, by mail at Cash App, 1955 Broadway, Suite 600, Oakland, CA 94612, or at cash.app/help For general information about prepaid accounts, visit cfpb.gov/prepaid If you have a complaint about a prepaid account, call the consumer financial protection bureau at 1-855-411-2372 or cfpb.gov/complaint Details About Your Cash App Balance Monthly Fee $0 Per Purchase Fee $0 Foreign Transaction Fee 3.25% * ATM Withdrawal $2.50^ Paper Money Deposit $1* ATM Balance Inquiries N/A Customer Service $0 Inactivity $0 We charge two other types of fees. |
| 53 | Add money from Credit Card: 3%** Instant Transfer: 0.5%-2.5% ($0.25-$1 min)** (the maximum fee shall not exceed $75)** *This fee can be lower if you (a) spend $500 or more in Qualifying Purchases or (b) receive $300 or more in Qualifying Deposits in any given month. “Qualifying Purchases” means all authorized, completed purchases made with your Cash App Card and/or with Cash App Pay, minus any refunds or returns; and “Qualifying Deposit” means (i) a direct deposit of payroll, pension or government benefits sent from your employer or a government agency via ACH transfer to your Cash App Balance and/or (ii) a deposit of payroll sent directly from your employer, contractee, or early wage access provider via Original Credit Transaction ("OCT") transfer using your Cash App Card to your Cash App Balance. **For these fees, Cash App uses banker’s rounding to round up or down to the penny, as applicable. | 53 | Add money from Credit Card: 3%** Instant Transfer: 0.5%-2.5% ($0.25-$1 min)** (the maximum fee shall not exceed $75)** *This fee can be lower, subject to certain conditions. |
| 54 | If you (a) spend $500 or more in Qualifying Purchases or (b) receive $300 or more in Qualifying Deposits each month, we will waive our ATM Withdrawals (in-network only), Paper Money Deposit and Foreign Transaction Fees (card-present only) until the end of the following calendar month. “Qualifying Purchases” means all authorized, completed purchases made with your Cash App Card and/or with Cash App Pay, minus any refunds or returns; and “Qualifying Deposit” means (i) a direct deposit of payroll, pension or government benefits sent from your employer or a government agency via ACH transfer to your Cash App Balance and/or (ii) a deposit of payroll sent directly from your employer, contractee, or early wage access provider via Original Credit Transaction ("OCT") transfer using your Cash App Card to your Cash App Balance. **For these fees, Cash App uses banker’s rounding to round up or down to the penny, as applicable. | ||
| 68 | Remittances Send via bank transfer If the transfer amount is $300 or more: $0.00 If the transfer amount is less than $300: $1.99 Send via cash pickup If the transfer amount is $300 or more: $1.99 If the transfer amount is less than $300: $3.98 *This fee can be lower if you (a) spend $500 or more in Qualifying Purchases or (b) receive $300 or more in Qualifying Deposits in any given month, we will waive our Paper Money Deposit, ATM Withdrawals (in-network only), and Foreign Transaction Fees until the end of the following calendar month. “Qualifying Purchases” and “Qualifying Deposits” are defined in Section XIX below. **For these fees, Cash App uses banker’s rounding to round up or down to the penny, as applicable. | 69 | Remittances Send via bank transfer If the transfer amount is $300 or more: $0.00 If the transfer amount is less than $300: $1.99 Send via cash pickup If the transfer amount is $300 or more: $1.99 If the transfer amount is less than $300: $3.98 *This fee can be lower, subject to certain conditions. |
| 70 | If you (a) spend $500 or more in Qualifying Purchases or (b) receive $300 or more in Qualifying Deposits each month, we will waive our Paper Money Deposit, ATM Withdrawals (in-network only), and Foreign Transaction Fees (card-present only) until the end of the following calendar month. “Qualifying Purchases” and “Qualifying Deposits” are defined in Section XIX below. **For these fees, Cash App uses banker’s rounding to round up or down to the penny, as applicable. | ||
| 140 | The Cash App Families program (“Families”) allows customers to create and authorize usage of Accounts for minors (each such Account, a “Sponsored Account”, subject to the eligibility requirements and limitations set forth below. “Teen” and “Child” (defined below) are collectively referred to as “Sponsored Persons”. | 142 | The Cash App Families program (“Families”) allows customers to create and authorize usage of Accounts for minors (each such minor, a "Sponsored Person", and each such Account, a “Sponsored Account”), subject to the eligibility requirements and limitations set forth below. “Teen” and “Child” (defined below) are collectively referred to as “Sponsored Persons”. |
| 143 | Each individual minor may only have one Sponsored Account at any one time. | ||
| 142 | Cash App may also require additional verification and qualifications, and may decline, or revoke at any time, authorization in its sole discretion. ii. | 145 | Cash App may also require additional verification and qualifications, and may decline, or revoke at any time, authorization in its sole discretion. |
| 146 | You must be at least 15 years older than a Sponsored Person to authorize their usage of a Sponsored Account. ii. | ||
| 144 | If you are twenty eight (28) years of age or older, you may, in our sole discretion, authorize the usage of Sponsored Accounts for minors who are thirteen (13) years of age or older (each such individual, a “Teen”). | 148 | You may, in our sole discretion, authorize the usage of Sponsored Accounts for minors who are thirteen (13) years of age or older (each such individual, a “Teen”). |
| 150 | By authorizing a Sponsored Account for a Child, you represent and warrant that you are either (1) the Child’s biological parent, or (2) the Child’s legal guardian. | 154 | A Sponsored Account for a Child may also be referred to as a “managed account.” By authorizing a Sponsored Account for a Child, you represent and warrant that you are either (1) the Child’s biological parent, or (2) the Child’s legal guardian. |
| 177 | Sponsored Accounts may not have access to all Cash App features, or access to such features may be limited. | 181 | Sponsored Accounts may not have access to all Cash App features, or access to specific Cash App features may be subject to additional requirements, restrictions, and limitations; see the relevant sections of these Cash App Terms for additional information. |
| 183 | Sponsored Accounts for Children may offer a different feature availability than Sponsored Accounts for Teens. | ||
| 184 | This may include limited (or no) access to the app-based features of Cash App. | ||
| 185 | We reserve the right to modify the features available to any Sponsored Account in our sole discretion. | ||
| 180 | Limits for Sponsored Accounts We reserve the right to impose transaction limits and to restrict spending from Sponsored Accounts at specific merchants or industries at our sole discretion. | 187 | Limits for Sponsored Accounts We reserve the right to impose transaction limits and to restrict spending from Sponsored Accounts at specific merchants or industries at our sole discretion. f. |
| 181 | The maximum amount that can be added to a Sponsored Account Cash App Balance by direct deposit or bank transfer is $5,000 per day, and $10,000 per rolling 30-day period. f. | — | Removed |
| 351 | The maximum amount that can be added to your Cash App Balance by Direct Deposit is $25,000 per transaction. iv. | 357 | The maximum amount that can be added to your Cash App Balance by Direct Deposit is $25,000 per transaction. |
| 358 | The maximum amount that can be added to a Teen’s Sponsored Account by Direct Deposit is $5,000 per day, and $10,000 per rolling 30-day period. | ||
| 359 | Sponsored Accounts for Children are not eligible to receive direct deposits. iv. | ||
| 426 | Sponsored Accounts are not eligible to enroll in or use this feature. | ||
| 530 | See Section XII, Transaction Information and Disputes for more information regarding errors and unauthorized transactions on your account. | 539 | See Section XII, Transaction Information and Disputes for more information regarding errors and unauthorized transactions on your account. 12. |
| 540 | Sponsored Accounts By authorizing a Sponsored Account for a Teen, you authorize the Teen to send and receive funds using the Peer-to-Peer Service, including participation in Pools. | ||
| 541 | You may withdraw or limit this authorization at any time from your Account. | ||
| 542 | By authorizing a Sponsored Account for a Child, you authorize the Child to receive funds from Senders selected by you using the Peer-to-Peer Service. | ||
| 543 | Sponsored Accounts for Children will not have the ability to use the Peer-to-Peer Service to send funds. | ||
| 833 | You may enable use of Virtual Currency Services for Sponsored Accounts, provided your Account is authorized for Virtual Currency Services. b. | 846 | You may enable use of Virtual Currency Services for Sponsored Accounts for Teens, provided your Account is authorized for Virtual Currency Services. |
| 847 | You may not enable use of Virtual Currency Services for Sponsored Accounts for Children. b. | ||
| 920 | Sponsored Accounts are not eligible to switch to a Cash App Business Account, and Sponsored Persons may not open a Cash App Business Account. | ||
| 1128 | Certain items will not be accepted as Eligible Checks, including, but not limited to: credit card checks, trust checks, estate checks, and checks payable to a business (including sole proprietorship accounts). 3. | 1143 | Certain items will not be accepted as Eligible Checks, including, but not limited to: credit card checks, trust checks, estate checks, and checks payable to a business (including sole proprietorship accounts). |
| 1144 | Sponsored Accounts are not eligible to use Mobile Check Capture Services. 3. | ||
| 1214 | Sponsored Persons are able to use Paper Money Deposit only if the sponsor of their Sponsored Account is eligible to use Paper Money Deposit. | 1230 | Teens are able to use Paper Money Deposit only if the sponsor of their Sponsored Account is eligible to use Paper Money Deposit. |
| 1231 | Sponsored Accounts for Children are not eligible for Paper Money Deposit, even if the sponsor of the Sponsored Account is eligible. | ||
| 1234 | CAG Benefits : Customers who qualify for CAG will receive the following benefits until the end of the following calendar month: In-network ATMs: withdrawals fees using your Cash App Card will be reimbursed, Foreign transactions: Cash App Card Foreign Transaction Fees will be waived, Paper Money Deposit: Paper Money Deposit Fees will be waived. | 1251 | CAG Benefits : Customers who qualify for CAG will receive the following benefits until the end of the following calendar month: In-network ATMs: withdrawals fees using your Cash App Card will be reimbursed, Foreign transactions: Cash App Card Foreign Transaction Fees for card-present transactions only will be waived, Paper Money Deposit: Paper Money Deposit Fees will be waived. |
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