| Before | After | ||
|---|---|---|---|
| 0 | Cash App Terms of Service Effective: February 7, 2024 Last Updated: April 3, 2026 We’ve included annotations in the gray boxes below to emphasize certain portions of our notice and help guide you as you read them. | 0 | Cash App Terms of Service Effective: February 7, 2024 Last Updated: April 10, 2026 We’ve included annotations in the gray boxes below to emphasize certain portions of our notice and help guide you as you read them. |
| 7 | By using the Service you agree to be bound by these Cash App Terms and any policies referenced within (“Policies”), including our Privacy Notice (see Section V.5) and Cash App Acceptable Use Policy (see Section XXII.5). | 7 | By using the Service you agree to be bound by these Cash App Terms and any policies referenced within (“Policies”), including our Privacy Notice (see Section V.5) and Cash App Acceptable Use Policy (see Section XXIII.5). |
| 9 | Please note that you should review all Cash App Terms carefully, including those provisions which limit our liability (see Section XXII.17) and those regarding individual arbitration for potential legal disputes (see Sections XXII.19 and XXII.20). | 9 | Please note that you should review all Cash App Terms carefully, including those provisions which limit our liability (see Section XXIII.17) and those regarding individual arbitration for potential legal disputes (see Sections XXIII.19 and XXIII.20). |
| 31 | Generative AI Terms of Use XXII. | 31 | Cash App Credit Score XXII. |
| 32 | Other Legal Terms XXIII. | 32 | Generative AI Terms of Use XXIII. |
| 33 | Other Legal Terms XXIV. | ||
| 80 | Any Dispute (as defined in Section XXII.19) that arose before the changes will be governed by the Cash App Terms in place when the Dispute arose. | 81 | Any Dispute (as defined in Section XXIII.19) that arose before the changes will be governed by the Cash App Terms in place when the Dispute arose. |
| 174 | If the Sponsored Account is terminated, suspended or closed for any reason, we may take the steps outlined in Sections XXII.9 (Termination of Account), XXII.10 (Effect of Termination), XXII.11 (Services Upon Closure of Account). d. | 175 | If the Sponsored Account is terminated, suspended or closed for any reason, we may take the steps outlined in Sections XXIII.9 (Termination of Account), XXIII.10 (Effect of Termination), XXIII.11 (Services Upon Closure of Account). d. |
| 289 | Notwithstanding Sections XXII.19 and XXII.20, in the event of any dispute between two or more parties as to account ownership, we will be the sole arbiter of such dispute in our sole discretion. | 290 | Notwithstanding Sections XXIII.19 and XXIII.20, in the event of any dispute between two or more parties as to account ownership, we will be the sole arbiter of such dispute in our sole discretion. |
| 893 | These disclosures apply to any Cash App messaging or services that mention, involve, or otherwise interact with Cash App Investing’s services, such as the AI Products defined within Section XXI of the Cash App Terms of Service , regardless of whether you have a Cash App Investing account at the time. | 894 | These disclosures apply to any Cash App messaging or services that mention, involve, or otherwise interact with Cash App Investing’s services, such as the AI Products defined within Section XXII of the Cash App Terms of Service , regardless of whether you have a Cash App Investing account at the time. |
| 894 | By using Cash App and/or Cash App Investing services, including the AI Products described in Section XXI , you agree and acknowledge these disclosures. | 895 | By using Cash App and/or Cash App Investing services, including the AI Products described in Section XXII , you agree and acknowledge these disclosures. |
| 1260 | Eligibility and offers are subject to change, and ongoing risk assessments may consider (i) your Account history and activity, and (ii) Cash App Lending repayment history. | 1261 | Eligibility and offers are subject to change, and may change without notice. |
| 1262 | Ongoing risk assessments may consider (i) your Account history and activity, and (ii) Cash App Lending repayment history. | ||
| 1270 | Cash App Credit Score 1. | ||
| 1271 | Description The Cash App Credit Score is a tool designed to help you better understand your financial picture, and for use by Block, Inc. to determine eligibility for our products. | ||
| 1272 | It is not shared with unaffiliated third-party lenders or financial institutions. | ||
| 1273 | It is based only on data that the Company and its affiliates possess regarding your activity and transactions with Block, Inc. and its affiliates. | ||
| 1274 | It is not based on and does not include any of your activity outside of Cash App, including any of your activity with unaffiliated banks or institutions. | ||
| 1275 | Any change in your Cash App Credit Score does not guarantee a similar change in your credit score or credit rating with any consumer reporting agency, bank, or other financial institution. 2. | ||
| 1276 | Permitted Use You agree to use the Cash App Credit Score solely for personal, non-commercial use, to help your understanding of your financial activity on Cash App and potential eligibility for Cash App products and services. | ||
| 1277 | You may not use the Cash App Credit Score or any related analysis for any other purpose, including, but not limited to, applying for credit or representing your credit standing to third parties, including banks or other financial institutions. 3. | ||
| 1278 | Not Professional Advice Block, Inc. and its affiliates are not consumer reporting agencies, credit repair organizations, credit counselors, or financial or legal advisors. | ||
| 1279 | Your Cash App Credit Score and any analyses or estimates relating to the Cash App Credit Score are provided for informational purposes only, and are not a substitute for professional financial advice. 4. | ||
| 1280 | Availability The Cash App Credit Score feature may not be available to all users, and may be limited or unavailable in certain jurisdictions. | ||
| 1281 | Availability and features of the Cash App Credit Score may change without notice. | ||
| 1282 | Obtaining a particular Cash App Credit Score does not guarantee the availability of, or your eligibility for, any product, service, terms, or feature. | ||
| 1283 | XXII. | ||
| 1306 | XXII. | 1322 | XXIII. |
| 1365 | The following Sections of these Cash App Terms survive and remain in effect in accordance with their terms upon termination: V.1 (Your Content), V.4 (Ownership), V.6 (Copyright and Trademark Infringement), XXII.10 (Effect of Termination), XXII.15 (Indemnity), XXII.16 (No Warranties), XXII.17 (Limitation of Liability and Damages), XXII.18 (Third Party Products), XXII.19 (Disputes), XXII.20 (Binding Arbitration), XXII.21 (Governing Law), XXII.21 (Assignment), and XXII.23 (Other Provisions). 11. | 1381 | The following Sections of these Cash App Terms survive and remain in effect in accordance with their terms upon termination: V.1 (Your Content), V.4 (Ownership), V.6 (Copyright and Trademark Infringement), XXIII.10 (Effect of Termination), XXIII.15 (Indemnity), XXIII.16 (No Warranties), XXIII.17 (Limitation of Liability and Damages), XXIII.18 (Third Party Products), XXIII.19 (Disputes), XXIII.20 (Binding Arbitration), XXIII.21 (Governing Law), XXIII.21 (Assignment), and XXIII.23 (Other Provisions). 11. |
| 1395 | THE USE OF “THE COMPANY” IN SECTIONS XXII.16 AND XXII.17 MEANS THE COMPANY, ITS PROCESSORS, ITS SUPPLIERS, AND ITS LICENSORS (AND THEIR RESPECTIVE SUBSIDIARIES, AFFILIATES, AGENTS, DIRECTORS, AND EMPLOYEES). | 1411 | THE USE OF “THE COMPANY” IN SECTIONS XXIII.16 AND XXIII.17 MEANS THE COMPANY, ITS PROCESSORS, ITS SUPPLIERS, AND ITS LICENSORS (AND THEIR RESPECTIVE SUBSIDIARIES, AFFILIATES, AGENTS, DIRECTORS, AND EMPLOYEES). |
| 1411 | Disputes When you see the word “Dispute” in Section XXII.20, here’s what it means. | 1427 | Disputes When you see the word “Dispute” in Section XXIII.20, here’s what it means. |
| 1412 | For purposes of Section XXII.20, “Disputes” are defined as any claim, controversy, or dispute between you and the Company, its processors, suppliers or licensors (or their respective affiliates, agents, directors or employees), whether arising before or during the effective period of these Terms, and including any claim, controversy, or dispute based on any conduct of you or the Company that occurred before the effective date of these Terms, including any claims relating in any way to these Terms or the Services, or any other aspect of our relationship. 20. | 1428 | For purposes of Section XXIII.20, “Disputes” are defined as any claim, controversy, or dispute between you and the Company, its processors, suppliers or licensors (or their respective affiliates, agents, directors or employees), whether arising before or during the effective period of these Terms, and including any claim, controversy, or dispute based on any conduct of you or the Company that occurred before the effective date of these Terms, including any claims relating in any way to these Terms or the Services, or any other aspect of our relationship. 20. |
| 1419 | If any term of this arbitration agreement in Section XXII.20 is found unenforceable, including the Bellwether Arbitration procedures described below, the unenforceable term will be severed, and the remaining terms will be enforced (but in no case will there be a class action, consolidated action, mass action or representative action arbitration). | 1435 | If any term of this arbitration agreement in Section XXIII.20 is found unenforceable, including the Bellwether Arbitration procedures described below, the unenforceable term will be severed, and the remaining terms will be enforced (but in no case will there be a class action, consolidated action, mass action or representative action arbitration). |
| 1463 | The NAM Supplemental Rules for Mass Arbitration Filings shall apply if the parties’ dispute is deemed by NAM, in its sole discretion pursuant to the NAM Rules and this Section XXII.20, to be part of a Mass Proceeding. | 1479 | The NAM Supplemental Rules for Mass Arbitration Filings shall apply if the parties’ dispute is deemed by NAM, in its sole discretion pursuant to the NAM Rules and this Section XXIII.20, to be part of a Mass Proceeding. |
| 1467 | Any party may request, within five (5) Business Days of being notified by the arbitration provider that arbitration demand(s) have been filed, that the arbitration provider appoint a sole procedural arbitrator (“Procedural Arbitrator”) to determine initial questions that arise in the Bellwether Arbitrations, including whether the Bellwether Arbitration procedures are applicable or enforceable, whether any particular demand is part of a Mass Proceeding, and whether any particular demand within a Mass Proceeding was filed in accordance with this Section XXII.20. | 1483 | Any party may request, within five (5) Business Days of being notified by the arbitration provider that arbitration demand(s) have been filed, that the arbitration provider appoint a sole procedural arbitrator (“Procedural Arbitrator”) to determine initial questions that arise in the Bellwether Arbitrations, including whether the Bellwether Arbitration procedures are applicable or enforceable, whether any particular demand is part of a Mass Proceeding, and whether any particular demand within a Mass Proceeding was filed in accordance with this Section XXIII.20. |
| 1474 | If the parties are unable to resolve the remaining demands for arbitration comprising the Mass Proceeding within thirty (30) calendar days following the Bellwether Mediation, the remaining demands for arbitration comprising the Mass Proceeding shall be administered by the arbitration provider on an individual basis pursuant to the arbitration provider’s rules and this Section XXII.20, unless the parties mutually agree otherwise in writing. | 1490 | If the parties are unable to resolve the remaining demands for arbitration comprising the Mass Proceeding within thirty (30) calendar days following the Bellwether Mediation, the remaining demands for arbitration comprising the Mass Proceeding shall be administered by the arbitration provider on an individual basis pursuant to the arbitration provider’s rules and this Section XXIII.20, unless the parties mutually agree otherwise in writing. |
| 1476 | These Bellwether Arbitration procedures shall in no way be interpreted as authorizing a class, collective, or mass action of any kind, or an arbitration involving joint or consolidated claims under any circumstances, except as expressly set forth in this Section XXII.20. | 1492 | These Bellwether Arbitration procedures shall in no way be interpreted as authorizing a class, collective, or mass action of any kind, or an arbitration involving joint or consolidated claims under any circumstances, except as expressly set forth in this Section XXIII.20. |
| 1497 | If any term of this arbitration agreement in Section XXII.20 is found unenforceable, including the Bellwether Arbitration procedures described below, the unenforceable term will be severed, and the remaining terms will be enforced (but in no case will there be a class action, consolidated action, mass action or representative action arbitration). | 1513 | If any term of this arbitration agreement in Section XXIII.20 is found unenforceable, including the Bellwether Arbitration procedures described below, the unenforceable term will be severed, and the remaining terms will be enforced (but in no case will there be a class action, consolidated action, mass action or representative action arbitration). |
| 1545 | Any party may request, within five (5) Business Days of being notified by the arbitration provider that a Mass Proceeding exists, that the arbitration provider appoint a sole procedural arbitrator (“Procedural Arbitrator”) to determine initial questions that arise in the Bellwether Arbitrations, including whether the Bellwether Arbitration procedures are applicable or enforceable, whether any particular demand is part of a Mass Proceeding, and whether any particular demand within a Mass Proceeding was filed in accordance with this Section XXII.20. | 1561 | Any party may request, within five (5) Business Days of being notified by the arbitration provider that a Mass Proceeding exists, that the arbitration provider appoint a sole procedural arbitrator (“Procedural Arbitrator”) to determine initial questions that arise in the Bellwether Arbitrations, including whether the Bellwether Arbitration procedures are applicable or enforceable, whether any particular demand is part of a Mass Proceeding, and whether any particular demand within a Mass Proceeding was filed in accordance with this Section XXIII.20. |
| 1553 | If the parties are unable to resolve the remaining demands for arbitration comprising the Mass Proceeding within thirty (30) calendar days following the Bellwether Mediation, the remaining demands for arbitration comprising the Mass Proceeding shall be administered by the arbitration provider on an individual basis pursuant to the arbitration provider’s rules and this Section XXII.20, unless the parties mutually agree otherwise in writing. | 1569 | If the parties are unable to resolve the remaining demands for arbitration comprising the Mass Proceeding within thirty (30) calendar days following the Bellwether Mediation, the remaining demands for arbitration comprising the Mass Proceeding shall be administered by the arbitration provider on an individual basis pursuant to the arbitration provider’s rules and this Section XXIII.20, unless the parties mutually agree otherwise in writing. |
| 1555 | These Bellwether Arbitration procedures shall in no way be interpreted as authorizing a class, collective, or mass action of any kind, or an arbitration involving joint or consolidated claims under any circumstances, except as expressly set forth in this Section XXII.20. | 1571 | These Bellwether Arbitration procedures shall in no way be interpreted as authorizing a class, collective, or mass action of any kind, or an arbitration involving joint or consolidated claims under any circumstances, except as expressly set forth in this Section XXIII.20. |
| 1588 | United States Cash App Terms of Service Cash Sutton Bank Terms of Service Cash Sutton Bank Debit Flex Cardholder Agreement Cash App Visa Debit Flex Card Agreement Cash App Investing Disclosure Library Privacy Notice Cash App E-Sign Consent Cash App Copyright and Trademark Policy Cash for Business Payment Terms Cash App Taxes Terms of Service Cash App Taxes Privacy Notice Bitcoin Disclosures Cash App Offers Terms Cash App Acceptable Use Policy Cash App Savings Terms of Service Terms of Service for Pools Contributors (No Account) Legal Licenses Security Press Bitcoin Status Contact Us | 1604 | United States Cash App Terms of Service Cash Sutton Bank Terms of Service Cash Sutton Bank Debit Flex Cardholder Agreement Cash App Visa Debit Flex Card Agreement Cash App Investing Disclosure Library Privacy Notice Cash App E-Sign Consent Cash App Copyright and Trademark Policy Cash for Business Payment Terms Cash App Taxes Terms of Service Cash App Taxes Privacy Notice Bitcoin Disclosures Cash App Offers Terms Cash App Acceptable Use Policy Cash App Savings Terms of Service Terms of Service for Pools Contributors (No Account) Legal Licenses Security Press Bitcoin Status Contact Us Your Privacy Choices |
Follow unlimited companies, monitor the clauses that matter across every platform, and get the full institutional analysis on what each change obligates you to do.