Old version
April 5, 2026 06:04 UTC
b18c33451350b826744beb6736cb22c6caab967684f788bfee873854e9438afb
CA-V-001757
New version
April 11, 2026 06:03 UTC
e39e6a8e3d2b11134e61e3f8c8c4c49b125d08028027cd149dff04d9b4ea682a
CA-V-001796
Share 𝕏 Share in Share
Change Summary
Cash App reorganized its Terms of Service document structure on April 11, 2026, moving sections and renumbering references. The 'Generative AI Terms of Use' section moved from section XXII to section XXIII, and a new 'Cash App Credit Score' section was added as section XXII. All internal cross-references throughout the document were updated to reflect the new section numbers. This is a structural reorganization with no changes to the substantive terms themselves.
low severity
2 Sentences added
0 Sentences removed
25 Sentences modified
1589 Sentences before
1591 Sentences after
Added
Removed
Modified
BeforeAfter
7By using the Service you agree to be bound by these Cash App Terms and any policies referenced within (“Policies”), including our Privacy Notice (see Section V.5) and Cash App Acceptable Use Policy (see Section XXII.5).7By using the Service you agree to be bound by these Cash App Terms and any policies referenced within (“Policies”), including our Privacy Notice (see Section V.5) and Cash App Acceptable Use Policy (see Section XXIII.5).
9Please note that you should review all Cash App Terms carefully, including those provisions which limit our liability (see Section XXII.17) and those regarding individual arbitration for potential legal disputes (see Sections XXII.19 and XXII.20).9Please note that you should review all Cash App Terms carefully, including those provisions which limit our liability (see Section XXIII.17) and those regarding individual arbitration for potential legal disputes (see Sections XXIII.19 and XXIII.20).
31Generative AI Terms of Use XXII.31Cash App Credit Score XXII.
32Other Legal Terms XXIII.32Generative AI Terms of Use XXIII.
33Other Legal Terms XXIV.
80Any Dispute (as defined in Section XXII.19) that arose before the changes will be governed by the Cash App Terms in place when the Dispute arose.81Any Dispute (as defined in Section XXIII.19) that arose before the changes will be governed by the Cash App Terms in place when the Dispute arose.
174If the Sponsored Account is terminated, suspended or closed for any reason, we may take the steps outlined in Sections XXII.9 (Termination of Account), XXII.10 (Effect of Termination), XXII.11 (Services Upon Closure of Account). d.175If the Sponsored Account is terminated, suspended or closed for any reason, we may take the steps outlined in Sections XXIII.9 (Termination of Account), XXIII.10 (Effect of Termination), XXIII.11 (Services Upon Closure of Account). d.
289Notwithstanding Sections XXII.19 and XXII.20, in the event of any dispute between two or more parties as to account ownership, we will be the sole arbiter of such dispute in our sole discretion.290Notwithstanding Sections XXIII.19 and XXIII.20, in the event of any dispute between two or more parties as to account ownership, we will be the sole arbiter of such dispute in our sole discretion.
893These disclosures apply to any Cash App messaging or services that mention, involve, or otherwise interact with Cash App Investing’s services, such as the AI Products defined within Section XXI of the Cash App Terms of Service , regardless of whether you have a Cash App Investing account at the time.894These disclosures apply to any Cash App messaging or services that mention, involve, or otherwise interact with Cash App Investing’s services, such as the AI Products defined within Section XXII of the Cash App Terms of Service , regardless of whether you have a Cash App Investing account at the time.
894By using Cash App and/or Cash App Investing services, including the AI Products described in Section XXI , you agree and acknowledge these disclosures.895By using Cash App and/or Cash App Investing services, including the AI Products described in Section XXII , you agree and acknowledge these disclosures.
1260Eligibility and offers are subject to change, and ongoing risk assessments may consider (i) your Account history and activity, and (ii) Cash App Lending repayment history.1261Eligibility and offers are subject to change, and may change without notice.
1262Ongoing risk assessments may consider (i) your Account history and activity, and (ii) Cash App Lending repayment history.
1267XXI.1269XXII.
1306XXII.1308XXIII.
1365The following Sections of these Cash App Terms survive and remain in effect in accordance with their terms upon termination: V.1 (Your Content), V.4 (Ownership), V.6 (Copyright and Trademark Infringement), XXII.10 (Effect of Termination), XXII.15 (Indemnity), XXII.16 (No Warranties), XXII.17 (Limitation of Liability and Damages), XXII.18 (Third Party Products), XXII.19 (Disputes), XXII.20 (Binding Arbitration), XXII.21 (Governing Law), XXII.21 (Assignment), and XXII.23 (Other Provisions). 11.1367The following Sections of these Cash App Terms survive and remain in effect in accordance with their terms upon termination: V.1 (Your Content), V.4 (Ownership), V.6 (Copyright and Trademark Infringement), XXIII.10 (Effect of Termination), XXIII.15 (Indemnity), XXIII.16 (No Warranties), XXIII.17 (Limitation of Liability and Damages), XXIII.18 (Third Party Products), XXIII.19 (Disputes), XXIII.20 (Binding Arbitration), XXIII.21 (Governing Law), XXIII.21 (Assignment), and XXIII.23 (Other Provisions). 11.
1395THE USE OF “THE COMPANY” IN SECTIONS XXII.16 AND XXII.17 MEANS THE COMPANY, ITS PROCESSORS, ITS SUPPLIERS, AND ITS LICENSORS (AND THEIR RESPECTIVE SUBSIDIARIES, AFFILIATES, AGENTS, DIRECTORS, AND EMPLOYEES).1397THE USE OF “THE COMPANY” IN SECTIONS XXIII.16 AND XXIII.17 MEANS THE COMPANY, ITS PROCESSORS, ITS SUPPLIERS, AND ITS LICENSORS (AND THEIR RESPECTIVE SUBSIDIARIES, AFFILIATES, AGENTS, DIRECTORS, AND EMPLOYEES).
1411Disputes When you see the word “Dispute” in Section XXII.20, here’s what it means.1413Disputes When you see the word “Dispute” in Section XXIII.20, here’s what it means.
1412For purposes of Section XXII.20, “Disputes” are defined as any claim, controversy, or dispute between you and the Company, its processors, suppliers or licensors (or their respective affiliates, agents, directors or employees), whether arising before or during the effective period of these Terms, and including any claim, controversy, or dispute based on any conduct of you or the Company that occurred before the effective date of these Terms, including any claims relating in any way to these Terms or the Services, or any other aspect of our relationship. 20.1414For purposes of Section XXIII.20, “Disputes” are defined as any claim, controversy, or dispute between you and the Company, its processors, suppliers or licensors (or their respective affiliates, agents, directors or employees), whether arising before or during the effective period of these Terms, and including any claim, controversy, or dispute based on any conduct of you or the Company that occurred before the effective date of these Terms, including any claims relating in any way to these Terms or the Services, or any other aspect of our relationship. 20.
1419If any term of this arbitration agreement in Section XXII.20 is found unenforceable, including the Bellwether Arbitration procedures described below, the unenforceable term will be severed, and the remaining terms will be enforced (but in no case will there be a class action, consolidated action, mass action or representative action arbitration).1421If any term of this arbitration agreement in Section XXIII.20 is found unenforceable, including the Bellwether Arbitration procedures described below, the unenforceable term will be severed, and the remaining terms will be enforced (but in no case will there be a class action, consolidated action, mass action or representative action arbitration).
1463The NAM Supplemental Rules for Mass Arbitration Filings shall apply if the parties’ dispute is deemed by NAM, in its sole discretion pursuant to the NAM Rules and this Section XXII.20, to be part of a Mass Proceeding.1465The NAM Supplemental Rules for Mass Arbitration Filings shall apply if the parties’ dispute is deemed by NAM, in its sole discretion pursuant to the NAM Rules and this Section XXIII.20, to be part of a Mass Proceeding.
1467Any party may request, within five (5) Business Days of being notified by the arbitration provider that arbitration demand(s) have been filed, that the arbitration provider appoint a sole procedural arbitrator (“Procedural Arbitrator”) to determine initial questions that arise in the Bellwether Arbitrations, including whether the Bellwether Arbitration procedures are applicable or enforceable, whether any particular demand is part of a Mass Proceeding, and whether any particular demand within a Mass Proceeding was filed in accordance with this Section XXII.20.1469Any party may request, within five (5) Business Days of being notified by the arbitration provider that arbitration demand(s) have been filed, that the arbitration provider appoint a sole procedural arbitrator (“Procedural Arbitrator”) to determine initial questions that arise in the Bellwether Arbitrations, including whether the Bellwether Arbitration procedures are applicable or enforceable, whether any particular demand is part of a Mass Proceeding, and whether any particular demand within a Mass Proceeding was filed in accordance with this Section XXIII.20.
1474If the parties are unable to resolve the remaining demands for arbitration comprising the Mass Proceeding within thirty (30) calendar days following the Bellwether Mediation, the remaining demands for arbitration comprising the Mass Proceeding shall be administered by the arbitration provider on an individual basis pursuant to the arbitration provider’s rules and this Section XXII.20, unless the parties mutually agree otherwise in writing.1476If the parties are unable to resolve the remaining demands for arbitration comprising the Mass Proceeding within thirty (30) calendar days following the Bellwether Mediation, the remaining demands for arbitration comprising the Mass Proceeding shall be administered by the arbitration provider on an individual basis pursuant to the arbitration provider’s rules and this Section XXIII.20, unless the parties mutually agree otherwise in writing.
1476These Bellwether Arbitration procedures shall in no way be interpreted as authorizing a class, collective, or mass action of any kind, or an arbitration involving joint or consolidated claims under any circumstances, except as expressly set forth in this Section XXII.20.1478These Bellwether Arbitration procedures shall in no way be interpreted as authorizing a class, collective, or mass action of any kind, or an arbitration involving joint or consolidated claims under any circumstances, except as expressly set forth in this Section XXIII.20.
1497If any term of this arbitration agreement in Section XXII.20 is found unenforceable, including the Bellwether Arbitration procedures described below, the unenforceable term will be severed, and the remaining terms will be enforced (but in no case will there be a class action, consolidated action, mass action or representative action arbitration).1499If any term of this arbitration agreement in Section XXIII.20 is found unenforceable, including the Bellwether Arbitration procedures described below, the unenforceable term will be severed, and the remaining terms will be enforced (but in no case will there be a class action, consolidated action, mass action or representative action arbitration).
1545Any party may request, within five (5) Business Days of being notified by the arbitration provider that a Mass Proceeding exists, that the arbitration provider appoint a sole procedural arbitrator (“Procedural Arbitrator”) to determine initial questions that arise in the Bellwether Arbitrations, including whether the Bellwether Arbitration procedures are applicable or enforceable, whether any particular demand is part of a Mass Proceeding, and whether any particular demand within a Mass Proceeding was filed in accordance with this Section XXII.20.1547Any party may request, within five (5) Business Days of being notified by the arbitration provider that a Mass Proceeding exists, that the arbitration provider appoint a sole procedural arbitrator (“Procedural Arbitrator”) to determine initial questions that arise in the Bellwether Arbitrations, including whether the Bellwether Arbitration procedures are applicable or enforceable, whether any particular demand is part of a Mass Proceeding, and whether any particular demand within a Mass Proceeding was filed in accordance with this Section XXIII.20.
1553If the parties are unable to resolve the remaining demands for arbitration comprising the Mass Proceeding within thirty (30) calendar days following the Bellwether Mediation, the remaining demands for arbitration comprising the Mass Proceeding shall be administered by the arbitration provider on an individual basis pursuant to the arbitration provider’s rules and this Section XXII.20, unless the parties mutually agree otherwise in writing.1555If the parties are unable to resolve the remaining demands for arbitration comprising the Mass Proceeding within thirty (30) calendar days following the Bellwether Mediation, the remaining demands for arbitration comprising the Mass Proceeding shall be administered by the arbitration provider on an individual basis pursuant to the arbitration provider’s rules and this Section XXIII.20, unless the parties mutually agree otherwise in writing.
1555These Bellwether Arbitration procedures shall in no way be interpreted as authorizing a class, collective, or mass action of any kind, or an arbitration involving joint or consolidated claims under any circumstances, except as expressly set forth in this Section XXII.20.1557These Bellwether Arbitration procedures shall in no way be interpreted as authorizing a class, collective, or mass action of any kind, or an arbitration involving joint or consolidated claims under any circumstances, except as expressly set forth in this Section XXIII.20.
Stay ahead of the changes

Watch this before it changes again

Follow unlimited companies, monitor the clauses that matter across every platform, and get the full institutional analysis on what each change obligates you to do.