In an update detected on July 25, 2026, Ramp added a new 'Additional Information for UK Residents' section to its privacy policy. The new section discloses that Ramp provides regulated account information services as an agent of Plaid Financial Ltd., an authorised payment institution regulated by the Financial Conduct Authority under the Payment Services Regulations 2017. This addition clarifies the regulatory framework and institutional relationships governing account information services for UK users.
The updated privacy policy now includes a dedicated section for UK residents that discloses Ramp's regulatory status. The policy states that Ramp provides account information services as an agent of Plaid Financial Ltd., which is authorised and regulated by the Financial Conduct Authority under the Payment Services Regulations 2017. This disclosure does not materially change how data is processed, but clarifies the regulatory framework and institutional relationships governing these services for UK users.
New section discloses that Ramp provides account information services as an agent of Plaid Financial Ltd., regulated by the FCA under the Payment Services Regulations 2017.
This change record describes what was added, removed, or modified in the document. Analysis reflects what the updated agreement states or permits. It does not constitute a legal determination about enforceability. Applicability may vary by jurisdiction. Methodology
This change adds a regulatory disclosure required under UK financial services law. Ramp has added explicit language identifying its agent relationship with Plaid Financial Ltd. and stating FCA regulatory authority. This is a compliance-oriented addition …
Regulatory exposure, obligation change, escalation trigger, board-ready language, and recommended action for legal and compliance teams.
Unlock the full institutional analysis — InsightConductAtlas provides verified policy intelligence sourced directly from platform documents. All analysis is intended to support, not replace, legal and compliance review. Record CA-C-003978.
Ramp's Privacy Policy was reorganized and reworded in an update detected on August 22, 2026, shifting from 'Personal Information' terminology …
Ramp removed hyperlinks from two references to California privacy notices in their privacy policy. The previous version linked directly to …
Ramp's UK privacy notice was revised to clarify its role in regulated financial services. The previous language stated Ramp provides …
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